Santa Cruz County property record for 595 Valley View Rd, Ben Lomond, CA 95005
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 2,632 sqft · built 1984 |
| Lot Size | 0.506 acres (22,041 sqft) |
| Owner | Trust Name on Record |
| Last Sale | $602,000 (Jul 2001) |
| Tax Bill | $11,368 (2025) |
| Deeds & Mortgages | Apr 2024 Transfer Dec 2021 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 072-361-56 |
| Primary APN | 072-361-56 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Building Area | 2,632 sqft Living Area |
| Gross Area | 3,182 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1984 |
|---|---|
| Effective Year Built | Effective 1984 |
| Construction Type | Wood |
| Roof Material | Composition Shingle |
| Lot Area | 22,041 sqft (0.506 acres) |
| Terrain | Steep |
| Garage Type | Attached |
| Garage Area | 550 sqft |
| Parking Spaces | 2 Parking Spaces |
| Deck Area | 1,165 sqft |
| Patio Area | 1,165 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Sewer | Septic |
| Water Source | Commercial |
| Street Address | 595 VALLEY VIEW RD |
|---|---|
| City | BEN LOMOND |
| State | CA |
| Zip | 95005-9333 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-1-15 |
| Legal Subdivision | MYRTLE SPERLING |
| Jurisdiction | SANTA CRUZ CA |
| Township / Civil Division | SAN LORENZO VALLEY |
| Census Block Group | 1 |
| Census Block | 1004 |
| Census Tract | 120302 |
Source: Santa Cruz County records, as of August 19, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Trust Name on Record |
|---|---|
| Mailing Address | 595 VALLEY VIEW RD, BEN LOMOND, CA 95005-9333 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Trust, Family Revocable Trust |
| Date | Document |
|---|---|
| Apr 24, 2024 | Intrafamily Transfer, Transfer |
| Dec 9, 2021 | Deed of Trust, Mortgage · Conventional Mortgage NETWORK CAPITAL FUNDING CORP |
| Feb 12, 2021 | Deed of Trust, Mortgage · Conventional Mortgage NETWORK CAPITAL FUNDING CORP |
| May 8, 2020 | Intrafamily Transfer, Transfer · Conventional Mortgage NETWORK CAPITAL FUNDING CORP |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 12, 2001 · Amount on Record |
| Deed Sale | Jul 12, 2001 · Amount on Record |
| Deed Document Number | 200142706 |
| Last Transfer Date | Apr 19, 2024 |
| Transfer Doc | 0000007629 |
| Record Updated | Sep 20, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SANTA CRUZ CA |
| Recording Date | Apr 24, 2024 |
| Property Address | 595 VALLEY VIEW RD, BEN LOMOND, CA 95005-9333 |
| Document Number | 0000007629 |
| Instrument Date | Apr 19, 2024 |
| Instrument | 2024-0007629 |
| Transaction Type | Transfer |
| Record Updated | May 7, 2024 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Family Revocable Trust |
| Address | 595 VALLEY VIEW RD, BEN LOMOND, CA 95005-9333 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SANTA CRUZ CA |
| Property Address | 595 VALLEY VIEW RD, BEN LOMOND, CA 95005-9333 |
| Transaction Type | Mortgage |
| Record Updated | Dec 23, 2021 |
| Title Company | UNISOURCE TITLE |
| Name | Verified Name |
|---|---|
| Address | 595 VALLEY VIEW RD, BEN LOMOND, CA 95005-9333 |
| Document Number | 0000059672 |
|---|---|
| Date | Dec 9, 2021 |
| Instrument | 2021-0059672 |
| Name | NETWORK CAPITAL FUNDING CORP |
|---|---|
| Type | Mortgage Company |
| Address | IRVINE, CA 92618 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SANTA CRUZ CA |
| Property Address | 595 VALLEY VIEW RD, BEN LOMOND, CA 95005-9333 |
| Transaction Type | Mortgage |
| Record Updated | Feb 24, 2021 |
| Title Company | UNISOURCE |
| Name | Verified Name |
|---|---|
| Address | 595 VALLEY VIEW RD, BEN LOMOND, CA 95005-9333 |
| Document Number | 0000009433 |
|---|---|
| Date | Feb 12, 2021 |
| Instrument | 2021-0009433 |
| Name | NETWORK CAPITAL FUNDING CORP |
|---|---|
| Type | Mortgage Company |
| Address | SAN DIEGO, CA 92168 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 1, 2051 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SANTA CRUZ CA |
| Recording Date | May 8, 2020 |
| Property Address | 595 VALLEY VIEW RD, BEN LOMOND, CA 95005-9333 |
| Document Number | 0000015830 |
| Instrument Date | Apr 10, 2020 |
| Instrument | 2020-0015830 |
| Transaction Type | Transfer |
| Record Updated | Aug 17, 2021 |
| Title Company | UNISOURCE |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 595 VALLEY VIEW RD, BEN LOMOND, CA 95005-9333 |
| Document Number | 0000015831 |
|---|---|
| Date | May 8, 2020 |
| Instrument | 2020-0015831 |
| Name | NETWORK CAPITAL FUNDING CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 1, 2050 |
Source: Santa Cruz County assessment roll, as of August 19, 2026
| Type | Name |
|---|---|
| State | California |
| County | Santa Cruz County |
| Unified School District | San Lorenzo Valley Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $907,129 (+2%) Land $565,072 Building $342,057 | ||
| 2025 | $11,368.00 (+3.89%) Homeowner's exemption | $889,342 (+4.04%) Land $553,992 Building $335,350 | |
| 2023 | $10,942.00 (+2.25%) Homeowner's exemption | $854,808 Land $532,480 Building $322,328 | $1,010,070 |
| 2022 | $10,701.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective July 10, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 36 (1981–2017) |
| Claims Outside the SFHA | 10 of 36 |
| Most Recent Claim | Jan 2017 · Severe Winter Storms, Flooding, And Mudslides |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 62% of the US · lower than 77% of California |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SAN LORENZO VALLEY WATER DIST serves 21,513 people · EPA ID CA4410014 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Apr 2025 |
| Lead | 3 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory currently in violation since Oct 2024 |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 208 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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