Rockingham County property record for 655 Valley Dr, Eden, NC 27288
| Property Type | Single Family Home |
|---|---|
| Details | 1,260 sqft · built 1956 |
| Lot Size | 0.432 acres (18,831 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $1,527 (2026) |
| Deeds & Mortgages | Jan 2026 Mortgage Apr 2021 Mortgage + 3 more |
| Flood Zone | Zone X (moderate risk) |
| APN | 7979-12-87-5065-00 |
| Primary APN | 7979-12-87-5065-00 |
|---|---|
| Alternative APN |
|
| Stories | 1 Story |
|---|---|
| Building Area | 1,260 sqft Finished Area |
| 1st Floor Area | 1,260 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1956 |
|---|---|
| Effective Year Built | Effective 1956 |
| Construction Type | Masonry / Concrete Block |
| Lot Area | 18,831 sqft (0.432 acres) |
| Lot Dimensions | 189 ft deep x 100 ft wide |
| Garage Area | 299 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Slab |
| Porch Area | 303 sqft |
| Heating System | Heat Pump |
|---|---|
| Heating Fuel | Geothermal |
| Account Number | 138474 |
|---|---|
| Street Address | 655 VALLEY DR |
| City | EDEN |
| State | NC |
| Zip | 27288-4944 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RES 20 EDE |
| Legal Description | LOT 13R HIGHLAND PARK S/D HIGHLAND PARK SUBDIVISION |
| Legal Subdivision | HIGHLAND PARK SUBD |
| Legal Lot Number | 13R |
| Jurisdiction | ROCKINGHAM NC |
| Township / Civil Division | LEAKSVILLE |
| Census Block Group | 3 |
| Census Block | 3028 |
| Census Tract | 40300 |
Source: Rockingham County records, as of September 28, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 655 VALLEY DR, EDEN, NC 27288-4944 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Unmarried |
| Date | Document |
|---|---|
| Jan 29, 2026 | Deed of Trust, Mortgage · FHA Mortgage UNITED WHOLESALE MORTGAGE |
| Apr 6, 2021 | Deed of Trust, Mortgage · FHA Mortgage QUICKEN LOANS LLC |
| Nov 10, 2025 | Intrafamily Transfer, Transfer · FHA Mortgage LIBERTY 1 LENDING INC |
| Dec 17, 2019 | Deed of Trust, Mortgage · FHA Mortgage QUICKEN LNS |
| Feb 13, 2018 | Intrafamily Transfer, Transfer · Conventional Mortgage ATLANTIC BAY MORTGAGE GROUP LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 10, 2025 |
| Deed Sale | Nov 10, 2025 |
| Prior Sale | Jul 6, 2016 · Amount on Record |
| Deed Document Number | 2025671184 |
| Deed Book / Page | 1700 / 2898 |
| Prior Transfer Date | Nov 5, 2025 |
| Prior Transfer Doc | 0000671184 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ROCKINGHAM NC |
| Property Address | 655 VALLEY DR, EDEN, NC 27288-4944 |
| Transaction Type | Mortgage |
| Record Updated | Feb 11, 2026 |
| Title Company | FAITH TITLE AND ESCROW INC, FIRST TITLE AND ESCROW INC |
| Name | Verified Name |
|---|---|
| Address | 655 VALLEY DR, EDEN, NC 27288-4944 |
| Document Number | 0000673742 |
|---|---|
| Date | Jan 29, 2026 |
| Book Page | 1705/1796 |
| Instrument | 673742 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | PONTIAC, MI 48341 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 1, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.49% |
| Type Change Date | Apr 1, 2029 |
| Change Frequency | Annually |
| Min Rate At Change | 3.49% |
| Max Rate At Change | 5.49% |
| Index | 12-Month MTA |
| Max Rate | 5.49% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ROCKINGHAM NC |
| Property Address | 655 VALLEY DR, EDEN, NC 27288-4944 |
| Transaction Type | Mortgage |
| Record Updated | Nov 25, 2025 |
| Name | Verified Name |
|---|
| Document Number | 0000610579 |
|---|---|
| Date | Apr 6, 2021 |
| Book Page | 1598/2490 |
| Instrument | 610579 |
| Name | QUICKEN LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Apr 1, 2036 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | ROCKINGHAM NC |
| Recording Date | Nov 10, 2025 |
| Property Address | 655 VALLEY DR, EDEN, NC 27288-4944 |
| Document Number | 0000671184 |
| Book / Page | 1700 / 2898 |
| Instrument Date | Nov 5, 2025 |
| Instrument | 671184 |
| Transaction Type | Transfer |
| Record Updated | Nov 25, 2025 |
| Title Company | UNKNOWN, EQUITY FIRST TITLE LLC |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 655 VALLEY DR, EDEN, NC 27288-4944 |
| Document Number | 0000671185 |
|---|---|
| Date | Nov 10, 2025 |
| Instrument | 671185 |
| Name | LIBERTY 1 LENDING INC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 1, 2055 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ROCKINGHAM NC |
| Property Address | 655 VALLEY DR, EDEN, NC 27288-4944 |
| Document Number | 0000593769 |
| Instrument Date | Dec 17, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Jan 7, 2020 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Address | 655 VALLEY DR EDEN NC 272884944, EDEN, NC 27288-4944 |
| Document Number | 0000593769 |
|---|---|
| Date | Dec 23, 2019 |
| Book Page | 001570/001756 |
| Instrument | 593769 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 22, 2049 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | ROCKINGHAM NC |
| Recording Date | Feb 13, 2018 |
| Property Address | 655 VALLEY DR, EDEN, NC 27288-4944 |
| Document Number | 0000572107 |
| Book / Page | 1537 / 2244 |
| Map Reference | MB661 PG382 |
| Instrument Date | Feb 7, 2018 |
| Instrument | 572107 |
| Transaction Type | Transfer |
| Record Updated | Aug 12, 2021 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Address | 655 VALLEY DR, EDEN, NC 27288-4944 |
| Document Number | 0000572108 |
|---|---|
| Date | Feb 13, 2018 |
| Instrument | 572108 |
| Name | ATLANTIC BAY MORTGAGE GROUP LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 1, 2048 |
Source: Rockingham County assessment roll, as of September 28, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Rockingham County |
| Municipality | Eden City |
| Unified School District | Rockingham County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,527.00 (-1.04%) | $140,298 (-) Land $11,550 Building $128,748 | $140,298 (-) Land $11,550 Building $128,748 |
| 2025 | $1,543.00 (+47.23%) | $140,298 (+74.47%) Land $11,550 Building $128,748 | $140,298 (+74.47%) Land $11,550 Building $128,748 |
| 2023 | $1,048.00 | $80,412 Land $10,450 Building $69,962 | $80,412 Land $10,450 Building $69,962 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective June 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 6 (1979–2003) |
| Claims Outside the SFHA | 6 of 6 |
| Most Recent Claim | Mar 2003 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF EDEN serves 15,500 people · EPA ID NC0279010 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Apr 2026 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 82 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Brightspeed Fiber | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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