Rockingham County property record for 649 Valley Dr, Eden, NC 27288
| Property Type | Single Family Home |
|---|---|
| Details | 0.5 ba · 1,812 sqft · built 1955 |
| Lot Size | 0.418 acres (18,223 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $81,000 (Jan 2021) |
| Tax Bill | $1,922 (2026) |
| Deeds & Mortgages | Oct 2017 Reverse Mortgage Jan 2021 Sale + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 7979-12-87-5215-00 |
| Primary APN | 7979-12-87-5215-00 |
|---|---|
| Alternative APN |
|
| Full Baths | 0.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 1,812 sqft Finished Area |
| 1st Floor Area | 1,812 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1955 |
|---|---|
| Effective Year Built | Effective 1955 |
| Construction Type | Masonry / Concrete Block |
| Lot Area | 18,223 sqft (0.418 acres) |
| Lot Dimensions | 186 ft deep x 100 ft wide |
| Garage Type | Carport |
| Carport | Carport |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 60 sqft |
| Patio Area | 337 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Account Number | 138491 |
|---|---|
| Street Address | 649 VALLEY DR |
| City | EDEN |
| State | NC |
| Zip | 27288-4944 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RES 20 EDE |
| Legal Description | LT 11-R HIGHLAND PARK SUB DIVISION HIGHLAND PARK SUBDIVISION |
| Legal Subdivision | HIGHLAND PARK SUBD |
| Legal Lot Number | 11 |
| Jurisdiction | ROCKINGHAM NC |
| Township / Civil Division | LEAKSVILLE |
| Census Block Group | 3 |
| Census Block | 3028 |
| Census Tract | 40300 |
649 Valley Dr is owned and occupied by two individuals who bought it in January 2021.
Source: Rockingham County records, as of September 28, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 649 VALLEY DR, EDEN, NC 27288-4944 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Oct 12, 2017 | Deed of Trust, Mortgage · Reverse Mortgage FIRST NATIONAL BANK OF PENNSYLVANIA |
| Jan 29, 2021 | Grant Deed, Transfer ATTORNEY ONLY |
| Oct 6, 2017 | Deed of Trust, Mortgage · FHA Mortgage HUD-HOUSING/URBAN DEV |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 29, 2021 · Amount on File |
| Deed Sale | Jan 29, 2021 · Amount on File |
| Prior Sale | Sep 16, 2020 · Amount on File |
| Deed Document Number | 2021607814 |
| Deed Book / Page | 1594 / 402 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ROCKINGHAM NC |
| Property Address | 649 VALLEY DR, EDEN, NC 27288-4944 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000568199 |
|---|---|
| Date | Oct 12, 2017 |
| Book Page | 1532/0092 |
| Instrument | 568199 |
| Name | FIRST NATIONAL BANK OF PENNSYLVANIA |
|---|---|
| Type | Bank |
| Address | HERMITAGE, PA 16148 |
| Type | Reverse Mortgage |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.53% |
| Type Change Date | Nov 1, 2018 |
| Change Frequency | Annually |
| Min Rate At Change | 2% |
| Index | LIBOR |
| Max Rate | 5% |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | ROCKINGHAM NC |
| Recording Date | Jan 29, 2021 |
| Property Address | 649 VALLEY DR, EDEN, NC 27288-4944 |
| Document Number | 0000607814 |
| Book / Page | 001594 / 000402 |
| Instrument Date | Jan 20, 2021 |
| Instrument | 607814 |
| Transaction Type | Transfer |
| Record Updated | Mar 12, 2021 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount on Record |
|---|---|
| Tax | $162.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Married Couple |
| Address | 649 VALLEY DR EDEN NC 272884944, EDEN, NC 27288-4944 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ROCKINGHAM NC |
| Property Address | 649 VALLEY DR, EDEN, NC 27288-4944 |
| Document Number | 0000568200 |
| Book / Page | 001532 / 000109 |
| Instrument Date | Oct 6, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Oct 23, 2017 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Address | 649 VALLEY DR EDEN NC 272884944, EDEN, NC 27288-4944 |
| Document Number | 0000568200 |
|---|---|
| Date | Oct 12, 2017 |
| Book Page | 001532/000109 |
| Instrument | 568200 |
| Name | HUD-HOUSING/URBAN DEV |
|---|---|
| Address | WASHINGTON, DC 20410 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 648 Months |
| Due | Oct 11, 2071 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.53% |
The 2026 property tax bill for 649 Valley Dr was $1,922, down 3.7% from the year before.
Source: Rockingham County assessment roll, as of September 28, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Rockingham County |
| Municipality | Eden City |
| Unified School District | Rockingham County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,922.00 (-3.71%) | $176,552 (-) Land $6,006 Building $170,546 | $176,552 (-) Land $6,006 Building $170,546 |
| 2025 | $1,996.00 | $176,552 Land $6,006 Building $170,546 | $176,552 Land $6,006 Building $170,546 |
| 2023 | $1,117.00 | $85,703 Land $5,434 Building $80,269 | $85,703 Land $5,434 Building $80,269 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 649 Valley Dr in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective June 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 6 (1979–2003) |
| Claims Outside the SFHA | 6 of 6 |
| Most Recent Claim | Mar 2003 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 649 Valley Dr is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF EDEN serves 15,500 people · EPA ID NC0279010 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Apr 2026 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 82 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Brightspeed Fiber | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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