655 Vallery Rd, Waverly, OH 45690 Property Records

Pike County property record for 655 Vallery Rd, Waverly, OH 45690

Property Summary

Property Type	Single Family Home
Details	5 bd · 3.5 ba · 3,250 sqft · built 2010
Lot Size	0.88 acres (38,333 sqft)
Owner	Individual Name on File
Last Sale	$605,000 (Jun 2021)
Tax Bill	$7,509 (2025)
Deeds & Mortgages	Mar 2006 Line of Credit Feb 2020 Mortgage + 5 more
Flood Zone	Zone X (minimal risk)
APN	`16-069700.0000`

Property Details

APN / Parcel Number

Primary APN	`16-069700.0000`

Interior

Bedrooms	5 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	12 Rooms
Stories	1 Story
Building Area	3,250 sqft Living Area
1st Floor Area	2,900 sqft
Basement Area	2,104 sqft
Finished Basement	2,000 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2010
Effective Year Built	Effective 2010
Architectural Style	Ranch
Exterior Material	Stucco
Construction Type	Frame
Roof Type	Gable
Roof Material	Shingle
Lot Area	38,333 sqft (0.88 acres)
Terrain	Rolling
Garage Type	Detached
Garage Area	896 sqft
Parking Spaces	4 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	876 sqft
Deck Area	256 sqft
Patio Area	224 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Central
Heating Fuel	Gas
Water Source	Commercial

Location & Zoning

Street Address	655 VALLERY RD
City	WAVERLY
State	OH
Zip	45690-9040
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	1300 274/1946
Legal Subdivision	LAKE WHITE COMPANY
Jurisdiction	PIKE OH
Township / Civil Division	PEE PEE
Census Block Group	3
Census Block	3023
Census Tract	952500

Owner

655 Vallery Rd is owned and occupied by an individual who bought it in June 2021.

Source: Pike County records, as of April 10, 2026

Owner of Record	Individual Name on File
Mailing Address	655 VALLERY RD, WAVERLY, OH 45690-9040
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 3, 2006	Deed of Trust, Mortgage · Line of Credit THE FIRST NATIONAL BANK
Feb 11, 2020	Deed of Trust, Mortgage · VA Mortgage UNION HOME MORTGAGE CORP
Jan 7, 2014	Deed of Trust, Mortgage · ARM THE OHIO VALLEY BANK CO
Sep 19, 2025	Transfer on Death Deed, Transfer
Jun 4, 2021	Warranty Deed, Transfer · Line of Credit OHIO STATE BANK
Feb 11, 2020	Deed of Trust, Mortgage · VA Mortgage UNION HOME MORTGAGE CORP
Apr 23, 2019	Warranty Deed, Transfer · VA Mortgage UNION HOME MORTGAGE CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 4, 2021 · Amount on File
Deed Sale	Jun 4, 2021 · Amount on File
Prior Sale	Apr 23, 2019 · Amount on File
Deed Document Number	20211700
Deed Book / Page	369 / 1436
Record Updated	Sep 20, 2026

March 2006: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PIKE OH
Property Address	655 VALLERY RD, WAVERLY, OH 45690-9040
Transaction Type	Mortgage
Record Updated	Jun 16, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	00238/1699
Date	Mar 3, 2006
Book Page	238/1699
Instrument	2006_00000833

Lender

Name	THE FIRST NATIONAL BANK
Address	WAVERLY, OH 45690

Agreement

Type	Line of Credit
Amount	Amount on Record

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PIKE OH
Property Address	655 VALLERY RD, WAVERLY, OH 45690-9040
Transaction Type	Mortgage
Record Updated	Jun 16, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00356/0784
Date	Feb 11, 2020
Book Page	356/0784
Instrument	202000000374

Lender

Name	UNION HOME MORTGAGE CORP
Type	Mortgage Company
Address	STRONGSVILLE, OH 44136

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	325 Months
Due	Mar 1, 2047

January 2014: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PIKE OH
Property Address	655 VALLERY RD, WAVERLY, OH 45690-9040
Transaction Type	Mortgage
Record Updated	Jun 16, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	00306/1022
Date	Jan 7, 2014
Book Page	306/1022
Instrument	201400000040

Lender

Name	THE OHIO VALLEY BANK CO
Address	GALLIPOLIS, OH 45631

Agreement

Type	ARM
Amount	Amount on Record
Term	180 Months
Due	Jan 8, 2029

Interest

Rate Type	Adjustable Rate
Rate	3.5%
Change Frequency	Annually
Min Rate At Change	3.5%
Max Rate At Change	8.5%

September 2025: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	PIKE OH
Recording Date	Sep 19, 2025
Property Address	655 VALLERY RD, WAVERLY, OH 45690-9040
Document Number	00410/1184
Book / Page	410 / 1184
Instrument Date	Sep 15, 2025
Instrument	2025-2608
Transaction Type	Transfer
Record Updated	Jun 16, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	655 VALLERY RD, WAVERLY, OH 45690-9040

June 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PIKE OH
Recording Date	Jun 4, 2021
Property Address	655 VALLERY RD, WAVERLY, OH 45690-9040
Document Number	369/1436
Book / Page	369 / 1436
Instrument Date	Jun 1, 2021
Instrument	202100001700
Transaction Type	Transfer
Record Updated	Jun 23, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	655 VALLERY RD, WAVERLY, OH 45690-9040

Mortgage

Document Number	202100001701
Date	Jun 4, 2021
Instrument	202100001701

Lender

Name	OHIO STATE BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	181 Months
Due	Jul 1, 2036

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PIKE OH
Property Address	655 VALLERY RD, WAVERLY, OH 45690-9040
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	356/0784
Date	Feb 11, 2020
Book Page	356/0784
Instrument	202000000374

Lender

Name	UNION HOME MORTGAGE CORP
Type	Mortgage Company
Address	STRONGSVILLE, OH 44136

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	325 Months
Due	Mar 1, 2047

April 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PIKE OH
Recording Date	Apr 23, 2019
Property Address	655 VALLERY RD, WAVERLY, OH 45690-9040
Document Number	00349/0427
Book / Page	349 / 0427
Instrument Date	Apr 17, 2019
Instrument	201900000995
Transaction Type	Transfer
Record Updated	Mar 31, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	655 VALLERY RD, WAVERLY, OH 45690-9040

Mortgage

Document Number	201900000996
Date	Apr 23, 2019
Instrument	201900000996

Lender

Name	UNION HOME MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 655 Vallery Rd was $7,509 with a homeowner's exemption, down 0.3% from the year before.

Source: Pike County assessment roll, as of April 10, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Pike County
County Subdivision	Pee Pee Township
Unified School District	Waverly City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,509.00 (-0.28%)	$229,050 (-) Land $36,960 Building $192,090
2024	$7,530.00 (+0.05%) Homeowner's exemption	$229,050 (-) Land $36,960 Building $192,090
2023	$7,526.00 (+1.22%) Homeowner's exemption	$229,050 (+15.7%) Land $36,960 Building $192,090	$654,440 Land $105,600 Building $548,840
2022	$7,435.00 Homeowner's exemption	$197,970 Land $42,350 Building $155,620
2020			$565,640 Land $121,000 Building $444,640

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 655 Vallery Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective November 4, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 25 policies
Nearby Flood Policies	25 in force
Nearby Flood Claims	1 (2024)
Most Recent Claim	Sep 2024 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 655 Vallery Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 64% of Ohio
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	AQUA OHIO - LAKE WHITE PWS private · serves 1,229 people · EPA ID OH6600312
Water Source	Purchased groundwater from WAVERLY CITY PWS
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 73 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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