409 Vallery Rd, Waverly, OH 45690 Property Records

Pike County property record for 409 Vallery Rd, Waverly, OH 45690

Property Summary

Property Type	Single Family Home
Details	4 bd · 1.5 ba · 1,650 sqft · built 1951
Lot Size	0.164 acres (7,144 sqft)
Owner	2 Individual Names on File
Last Sale	$394,000 (Aug 2020)
Tax Bill	$1,863 (2025)
Deeds & Mortgages	Jun 2005 Mortgage Jun 2005 Line of Credit + 3 more
Flood Zone	Zone X (minimal risk)
APN	`16-188900.0000`

Property Details

APN / Parcel Number

Primary APN	`16-188900.0000`

Interior

Bedrooms	4 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,650 sqft Living Area
1st Floor Area	1,650 sqft
Basement Area	750 sqft
Flooring	Concrete/Cement
Interior Walls	Unfinished

Exterior

Year Built	Built 1951
Effective Year Built	Effective 2016
Architectural Style	Ranch
Exterior Material	Concrete Block
Construction Type	Concrete Block
Roof Material	Shingle
Lot Area	7,144 sqft (0.164 acres)
Terrain	Rolling

Exterior Amenities

Porch	Slab
Porch Area	80 sqft
Deck Area	420 sqft
Patio Area	420 sqft
Loading Dock	144 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	409 VALLERY RD
City	WAVERLY
State	OH
Zip	45690-9652
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 41 R 2863 250/1685
Legal Subdivision	LAKE WHITE COMPANY
Legal Lot Number	41
Jurisdiction	PIKE OH
Township / Civil Division	PEE PEE
Census Block Group	3
Census Block	3023
Census Tract	952500

Owner

409 Vallery Rd is owned by two individuals who bought it in August 2020.

Source: Pike County records, as of April 10, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1111 POLARIS PKWY, COLUMBUS, OH 43240-2031
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 30, 2005	Deed of Trust, Mortgage · ARM COUNTRYWIDE BANK FSB
Jun 30, 2005	Deed of Trust, Mortgage · Line of Credit COUNTRYWIDE BANK FSB
May 9, 2023	Transfer on Death Deed, Transfer
Aug 11, 2020	Warranty Deed, Transfer · Conventional Mortgage JPMORGAN CHASE BANK NA
Oct 3, 2018	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 11, 2020 · Amount on File
Deed Sale	Aug 11, 2020 · Amount on File
Prior Sale	Oct 3, 2018 · Amount on File
Deed Document Number	20202166
Deed Book / Page	361 / 272
Record Updated	Sep 20, 2026

June 2005: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PIKE OH
Property Address	409 VALLERY RD, WAVERLY, OH 45690-9652
Transaction Type	Mortgage
Record Updated	Jun 16, 2026
Title Company	FIRST NATIONS TITLE AGENCY LLC, FIRST NATIONS TITLE AGENCY L

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00230/0690
Date	Jun 30, 2005
Book Page	230/0690
Instrument	2005_00002598

Lender

Name	COUNTRYWIDE BANK FSB
Type	Bank
Address	DALLAS, TX 75266

Agreement

Type	ARM
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2035

Interest

Rate Type	Adjustable Rate
Rate	1%
Adjustable	Adjustable Rate Rider
Type Change Date	Aug 1, 2005
Change Frequency	Monthly
Index	12-Month MTA
Max Rate	9.95%

June 2005: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PIKE OH
Property Address	409 VALLERY RD, WAVERLY, OH 45690-9652
Transaction Type	Mortgage
Record Updated	Jun 16, 2026
Title Company	FIRST NATIONS TITLE AGENCY LLC, FIRST NATIONS TITLE AGENCY L

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00230/0713
Date	Jun 30, 2005
Book Page	230/0713
Instrument	2005_00002599

Lender

Name	COUNTRYWIDE BANK FSB
Type	Bank
Address	ALEXANDRIA, VA 22314

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2023: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	PIKE OH
Recording Date	May 9, 2023
Property Address	409 VALLERY RD, WAVERLY, OH 45690-9652
Document Number	00388/1556
Book / Page	388 / 1556
Instrument Date	Apr 25, 2023
Instrument	2023-1230
Transaction Type	Transfer
Record Updated	Jun 16, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1111 POLARIS PKWY, COLUMBUS, OH 43240-2031

August 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PIKE OH
Recording Date	Aug 11, 2020
Property Address	409 VALLERY RD, WAVERLY, OH 45690-9652
Document Number	000361/272
Book / Page	361 / 272
Instrument Date	Aug 3, 2020
Instrument	202000002166
Transaction Type	Transfer
Record Updated	Mar 31, 2022
Title Company	ACES TITLE AGENCY LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	1111 POLARIS PKWY, COLUMBUS, OH 43240-2031
Investor	Possibly a Property Investor

Mortgage

Document Number	202000002167
Date	Aug 11, 2020
Instrument	202000002167

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2050

October 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PIKE OH
Recording Date	Oct 3, 2018
Property Address	409 VALLERY RD, WAVERLY, OH 45690-9652
Document Number	00344/0960
Book / Page	344 / 0960
Instrument Date	Sep 19, 2018
Instrument	201800002544
Transaction Type	Transfer
Record Updated	Mar 31, 2022

Transaction

Amount	Amount on Record
Tax	$736.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	409 VALLEY RD, WAVERLY, OH 45690-9528

Tax Assessment & Valuation

The 2025 property tax bill for 409 Vallery Rd was $1,863, down 0.3% from the year before.

Source: Pike County assessment roll, as of April 10, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Pike County
County Subdivision	Pee Pee Township
Unified School District	Waverly City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,863.00 (-0.32%)	$55,420 (-) Land $6,720 Building $48,700
2024	$1,869.00 (+0.11%)	$55,420 (-) Land $6,720 Building $48,700
2023	$1,867.00 (-63.01%)	$55,420 (-57.71%) Land $6,720 Building $48,700	$158,350 Land $19,200 Building $139,150
2022	$5,047.00	$131,060 Land $9,630 Building $121,430
2020			$374,450 Land $27,500 Building $346,950

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 409 Vallery Rd in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective November 4, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 25 policies
Nearby Flood Policies	25 in force
Nearby Flood Claims	1 (2024)
Most Recent Claim	Sep 2024 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 409 Vallery Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 90% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	AQUA OHIO - LAKE WHITE PWS private · serves 1,229 people · EPA ID OH6600312
Water Source	Purchased groundwater from WAVERLY CITY PWS
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 73 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

Nearby Properties on Vallery Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures