Martin County property record for 655 SW Salerno Rd, Stuart, FL 34997
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3.5 ba · 2,092 sqft · built 2005 |
| Lot Size | 0.15 acres (6,534 sqft) |
| Owner | Individual Name on File |
| Last Sale | $985,000 (Apr 2026) |
| Tax Bill | $4,929 (2024) |
| Deeds & Mortgages | Apr 2026 Sale & Mortgage Mar 2024 Sale + 1 more |
| Flood Zone | Zone AE (high risk) |
| APN | 55-38-41-012-000-0037.0-6-0000 |
| Primary APN | 55-38-41-012-000-0037.0-6-0000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 5 Rooms |
| Stories | 2 Stories |
| Building Area | 2,092 sqft Living Area |
| Gross Area | 2,572 sqft |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Elevator | Elevator |
| Year Built | Built 2005 |
|---|---|
| Effective Year Built | Effective 2005 |
| Exterior Material | Stucco |
| Construction Type | Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Metal |
| Lot Area | 6,534 sqft (0.15 acres) |
| Garage Type | Attached |
| Garage Area | 480 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Area | 112 sqft |
|---|---|
| Porch | Open Porch |
| Porch Area | 342 sqft |
| Deck Area | 388 sqft |
| Patio Area | 776 sqft |
| Boat Access | Boat Access |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 655 SW SALERNO RD |
|---|---|
| City | STUART |
| State | FL |
| Zip | 34997-6253 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R2 |
| Legal Description | ST LUCIE SETTLEMENT LOT 37 OR 344/2441 |
| Legal Range | 41E |
| Legal Township | 38S |
| Legal Section | 55 |
| Legal Subdivision | ST LUCIE SETTLEMENT UNRECORDED |
| Legal Block | 1 |
| Legal Lot Number | 37 |
| Jurisdiction | MARTIN FL |
| Township / Civil Division | PORT SALERNO-HOBE SOUND |
| Census Block Group | 1 |
| Census Block | 1006 |
| Census Tract | 1103 |
Source: Martin County records · APN 55-38-41-012-000-0037.0-6-0000
Assessment roll updated August 27, 2025 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 655 SW SALERNO RD, STUART, FL 34997-6253 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Single Man |
| Date | Document |
|---|---|
| Apr 01, 2026 | Warranty Deed, Transfer · Conventional Mortgage LEADER BANK NA |
| Mar 20, 2024 | Warranty Deed, Transfer |
| Mar 20, 2024 | Warranty Deed, Transfer ATTORNEY ONLY, ATTORNEY |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Apr 01, 2026 · Amount on Record |
| Deed Sale | Apr 01, 2026 · Amount on Record |
| Prior Sale | Mar 20, 2024 · Amount on Record |
| Deed Document Number | 20263178210 |
| Deed Book / Page | 3557 / 2950 |
| Record Updated | Jun 08, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MARTIN FL |
| Recording Date | Apr 01, 2026 |
| Property Address | 655 SW SALERNO RD, STUART, FL 34997-6253 |
| Document Number | 0003178210 |
| Book / Page | 3557 / 2950 |
| Instrument Date | Mar 27, 2026 |
| Instrument | 20263178210 |
| Transaction Type | Transfer |
| Record Updated | Apr 22, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $696,395.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 655 SW SALERNO RD, STUART, FL 34997-6253 |
| Document Number | 0003178211, |
|---|---|
| Date | Apr 01, 2026 |
| Instrument | 20263178211 |
| Name | LEADER BANK NA |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 01, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.01% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MARTIN FL |
| Recording Date | Mar 20, 2024 |
| Property Address | 655 SW SALERNO RD, STUART, FL 34997-6253 |
| Document Number | 0034261639 |
| Book / Page | 3426 / 1639 |
| Instrument Date | Mar 19, 2024 |
| Instrument | 3063299 |
| Transaction Type | Transfer |
| Record Updated | May 15, 2024 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 655 SW SALERNO RD, STUART, FL 34997-6253 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MARTIN FL |
| Recording Date | Mar 20, 2024 |
| Property Address | 655 SW SALERNO RD, STUART, FL 34997-6253 |
| Document Number | 0034261639 |
| Book / Page | 3426 / 1639 |
| Instrument Date | Mar 19, 2024 |
| Instrument | 3063299 |
| Transaction Type | Transfer |
| Record Updated | Dec 25, 2025 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Amount | Amount Recorded |
|---|---|
| Tax | $6,929.30 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 655 SW SALERNO RD, STUART, FL 34997-6253 |
Source: Martin County records · Assessment roll updated August 27, 2025 · Last verified April 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Martin County |
| Unified School District | Martin County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $760,000 (+148.91%) Land $400,000 Building $360,000 | $760,000 (+8.92%) Land $400,000 Building $360,000 | |
| 2024 | $4,929.00 (+2.11%) | ||
| 2023 | $4,827.00 (+3.69%) Additional exemption filed | $305,331 (+3%) | $697,740 (+10.91%) Land $320,000 Building $377,740 |
| 2022 | $4,655.00 Homeowner's exemption | $296,438 | $629,120 Land $294,350 Building $334,770 |
Source: FEMA National Flood Hazard Layer as of April 14, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 5.0 ft |
| Coastal | Yes |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 186 individual policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 218 units insured incl. 32 condo units |
| Nearby Flood Claims | 170 (1979–2025) |
| Claims Outside the SFHA | 25 of 170 |
| Most Recent Claim | Oct 2025 · other causes |
| Claims by Event |
|
| Wildfire Risk | Low lower than 67% of the US · lower than 92% of Florida |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless, DSL in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
Based on FCC filings for 245 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | MARTIN CO UTILITIES serves 104,105 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2025 |
| Lead | 4 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 17 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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