615 SW Salerno Rd, Stuart, FL 34997 Property Records

Martin County property record for 615 SW Salerno Rd, Stuart, FL 34997

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,372 sqft · built 1974
Lot Size	0.33 acres (14,375 sqft)
Owner	Individual Name on File
Last Sale	$50,000 (Sep 1994)
Tax Bill	$4,405 (2025)
Deeds & Mortgages	Apr 2018 Line of Credit
Flood Zone	Zone AE (high risk)
APN	`55-38-41-012-000-0040.0-0-0000`

Property Details

APN / Parcel Number

Primary APN	`55-38-41-012-000-0040.0-0-0000`
Alternative APNs	`55-38-41-012-000-00400-0` `44810`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Total Rooms	3 Rooms
Stories	2 Stories
Building Area	2,372 sqft Living Area
1st Floor Area	780 sqft
Interior Walls	Wallboard/Drywall
Elevator	Elevator

Exterior

Year Built	Built 1974
Effective Year Built	Effective 1974
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	14,375 sqft (0.33 acres)
Garage Type	Carport
Garage Area	494 sqft
Carport	Carport
Carport Area	494 sqft

Exterior Amenities

Porch	Open Concrete/Masonry Porch
Porch Area	800 sqft
Deck Area	140 sqft
Patio Area	408 sqft
Boat Access	Boat Access
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	44810
Street Address	615 SW SALERNO RD
City	STUART
State	FL
Zip	34997-6253
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Description	ST LUCIE SETTLEMENT LOTS 40 & 41 OR 344/2445
Legal Range	41E
Legal Township	38S
Legal Section	55
Legal Subdivision	ST LUCIE SETTLEMENT UNRECORDED
Legal Block	1
Legal Lot Number	40,41
Jurisdiction	MARTIN FL
Township / Civil Division	PORT SALERNO-HOBE SOUND
Census Block Group	1
Census Block	1006
Census Tract	1103

Owner

615 SW Salerno Rd is owned and occupied by an individual who bought it in September 1994.

Source: Martin County records, as of September 29, 2026

Owner of Record	Individual Name on File
Mailing Address	PO BOX 677, PAHOKEE, FL 33476-0677
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 23, 1994 · Amount on File
Deed Sale	Sep 23, 1994 · Amount on File
Prior Sale	Feb 9, 1987 · Amount on File
Deed Book / Page	1090 / 2221
Record Updated	Oct 29, 2026

April 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARTIN FL
Property Address	615 SW SALERNO RD, STUART, FL 34997-6253
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0029870940
Date	Apr 19, 2018
Book Page	02987/0940
Instrument	2689957

Lender

Name	PNC BANK NA
Type	Bank
Address	PAHOKEE, FL 33476

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	443 Months
Due	Mar 30, 2055

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

The 2025 property tax bill for 615 SW Salerno Rd was $4,405 with a homeowner's exemption, up 28.1% from the year before.

Source: Martin County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Martin County
Unified School District	Martin County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,405.00 (+28.09%) Additional exemption filed	$292,289	$843,940 Land $600,000 Building $243,940
2024	$3,439.00 (+2.41%)
2023	$3,358.00 (+3.9%) Additional exemption filed	$217,206 (+3%)	$675,750 (+9.34%) Land $480,000 Building $195,750
2022	$3,232.00 Homeowner's exemption	$210,880	$618,030 Land $441,530 Building $176,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 615 SW Salerno Rd in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective April 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	5.0 ft
Coastal	Yes
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 186 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	218 units insured incl. 32 condo units
Nearby Flood Claims	170 (1979–2025)
Claims Outside the SFHA	25 of 170
Most Recent Claim	Oct 2025 · other causes
Claims by Event	Hurricane Frances, Sep 2004 · 75 claims Hurricane Irene, Oct 1999 · 18 claims Severe Flooding, Oct 1995 · 47 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 615 SW Salerno Rd is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · lower than 92% of Florida
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MARTIN CO UTILITIES serves 104,105 people · EPA ID FL4431891
Water Source	Groundwater
Last State Inspection	May 2025
Lead	4 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	17 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 245 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20