655 SW Hill Dr, Willamina, OR 97396 Property Records

Polk County property record for 655 SW Hill Dr, Willamina, OR 97396

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,781 sqft · built 2002
Lot Size	0.674 acres (29,368 sqft)
Owner	2 Individual Names on File
Tax Bill	$4,056 (2025)
Deeds & Mortgages	Apr 2021 Mortgage Apr 2019 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`06712-BA-01902`

Property Details

APN / Parcel Number

Primary APN	`06712-BA-01902`
Alternative APN	`562793`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Total Rooms	8 Rooms
Stories	1 Story
Building Area	2,781 sqft Living Area
Gross Area	3,222 sqft
1st Floor Area	1,641 sqft
Basement Area	1,140 sqft
Finished Basement	1,140 sqft
Family Room	Family Room
Utility Room	Utility Room

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2002
Exterior Material	Concrete
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	29,368 sqft (0.674 acres)
Garage Area	441 sqft
Parking Spaces	4 Parking Spaces
Deck Area	80 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Account Number	562793
Street Address	655 SW HILL DR
City	WILLAMINA
State	OR
Zip	97396-2805
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-2
Legal Description	NULL NULL BLOCK NULL
Legal Range	7W
Legal Township	06S
Legal Section	12
Legal Subdivision	NULL
Legal Block	1
Legal Lot Number	NULL
Jurisdiction	POLK OR
Township / Civil Division	WILLAMINA
Census Block Group	1
Census Block	1044
Census Tract	20400

Owner

655 SW Hill Dr is owned and occupied by two individuals who acquired it in April 2021.

Source: Polk County records, as of May 21, 2026

Owner of Record	2 Individual Names on File
Mailing Address	655 SW HILL DR, WILLAMINA, OR 97396-2805
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 6, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage ONPOINT COMMUNITY CU
Apr 19, 2019	Deed of Trust, Mortgage · Line of Credit ONPOINT COMMUNITY CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Apr 2, 2021
Transfer Doc	0000005997
Record Updated	Sep 20, 2026

April 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	POLK OR
Recording Date	Apr 6, 2021
Property Address	655 SW HILL DR, WILLAMINA, OR 97396-2805
Document Number	0000005997
Instrument Date	Apr 2, 2021
Instrument	2021-005997
Transaction Type	Transfer
Record Updated	Feb 8, 2022
Title Company	FIRST AMERICAN

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	655 SW HILL DR, WILLAMINA, OR 97396-2805

Mortgage

Document Number	0000005998
Date	Apr 6, 2021
Instrument	2021-005998

Lender

Name	ONPOINT COMMUNITY CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	May 1, 2036

April 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK OR
Property Address	655 SW HILL DR, WILLAMINA, OR 97396-2805
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIDELITY NATIONAL TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000003887
Date	Apr 19, 2019
Instrument	2019-003887

Lender

Name	ONPOINT COMMUNITY CU
Type	Credit Union
Address	PORTLAND, OR 97208

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Apr 13, 2049

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

The 2025 property tax bill for 655 SW Hill Dr was $4,056, up 3.4% from the year before.

Source: Polk County assessment roll, as of May 21, 2026

Property Jurisdictions

Type	Name
State	Oregon
County	Polk County
Municipality	Willamina City
Unified School District	Willamina School District 30J (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$262,050 (+3%) Land $50,590 Building $211,460	$552,170 (-9.84%) Land $120,000 Building $432,170
2025	$4,056.00 (+3.42%)	$254,420 (+3%) Land $49,120 Building $205,300	$612,420 (+12.92%) Land $121,000 Building $491,420
2024	$3,922.00 (+7.04%)	$247,010 (+3%) Land $47,690 Building $199,320	$542,340 (-3.58%) Land $105,700 Building $436,640
2023	$3,664.00 (+3.5%)	$239,820 (+3%) Land $46,300 Building $193,520	$562,480 (-2.34%) Land $108,550 Building $453,930
2022	$3,540.00	$232,840 Land $44,950 Building $187,890	$575,970 Land $104,000 Building $471,970

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 655 SW Hill Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 28, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 655 SW Hill Dr is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · lower than 88% of Oregon
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF WILLAMINA serves 2,239 people · EPA ID OR4100953
Water Source	Surface water
Last State Inspection	Nov 2025
Also Mapped Here	GRAND RONDE COMMUNITY WTR ASSN
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 62 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Hunter Communications Fiber · Fixed Wireless	2,500 / 2,500
Astound Broadband Cable	1,500 / 50
Alyrica Fixed Wireless	400 / 50

May also be available: Verizon.

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