640 SW Hill Dr, Willamina, OR 97396 Property Records

Polk County property record for 640 SW Hill Dr, Willamina, OR 97396

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,156 sqft · built 1920
Lot Size	0.158 acres (6,875 sqft)
Owner	Individual Name on Record
Last Sale	$285,000 (Apr 2024)
Tax Bill	$1,391 (2025)
Deeds & Mortgages	Apr 2026 Mortgage Apr 2024 Sale & Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`06712-AB-01800`

Property Details

APN / Parcel Number

Primary APN	`06712-AB-01800`
Alternative APN	`278560`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,156 sqft Living Area
1st Floor Area	1,156 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1980
Exterior Material	Concrete
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	6,875 sqft (0.158 acres)
Deck Area	72 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Oil
Sewer	Connected
Water Source	Commercial

Location & Zoning

Account Number	278560
Street Address	640 SW HILL DR
City	WILLAMINA
State	OR
Zip	97396-2805
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-2
Legal Subdivision	HILLCREST ADDITION
Legal Block	1
Jurisdiction	POLK OR
Township / Civil Division	WILLAMINA
Census Block Group	1
Census Block	1045
Census Tract	20400

Owner

Source: Polk County records, as of May 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	640 SW HILL DR, WILLAMINA, OR 97396-2805
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single Woman

Deeds, Mortgages & Sale History

Date	Document
Apr 28, 2026	Deed of Trust, Mortgage · VA Mortgage CROSSCOUNTRY MORTGAGE
Apr 1, 2024	Warranty Deed, Transfer · VA Mortgage CROSSCOUNTRY MORTGAGE LLC
Aug 10, 2022	Deed of Trust, Mortgage · Line of Credit US BANK NA
Dec 9, 2020	Grant Deed, Transfer NOT AVAILABLE
Oct 29, 2020	Deed in Lieu of Foreclosure, Foreclosure FIRST AMERICAN

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 1, 2024 · Amount on Record
Deed Sale	Apr 1, 2024 · Amount on Record
Prior Sale	Mar 15, 2016 · Amount on Record
Deed Document Number	20242229
Record Updated	Oct 29, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK OR
Recording Date	Apr 28, 2026
Property Address	640 SW HILL DR, WILLAMINA, OR 97396-2805
Document Number	0000003313
Instrument Date	Apr 16, 2026
Instrument	20263313
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SOLU

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	640 SW HILL DR, WILLAMINA, OR 97396-2805

Mortgage

Document Number	0000003313,
Date	Apr 28, 2026
Instrument	20263313

Lender

Name	CROSSCOUNTRY MORTGAGE

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2056

Interest

Rate	6.22%
Max Rate	-1%

April 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK OR
Recording Date	Apr 1, 2024
Property Address	640 SW HILL DR, WILLAMINA, OR 97396-2805
Document Number	0000002229
Instrument Date	Mar 29, 2024
Instrument	2024-002229
Transaction Type	Transfer
Record Updated	Apr 10, 2024
Title Company	FIRST AMERICAN

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	640 SW HILL DR, WILLAMINA, OR 97396-2805
Investor	Possibly a Property Investor

Mortgage

Document Number	0000002230
Date	Apr 1, 2024
Instrument	2024-002230

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2054

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK OR
Property Address	640 SW HILL DR, WILLAMINA, OR 97396-2805
Transaction Type	Mortgage
Record Updated	Aug 29, 2022
Title Company	RADIAN SETTLEMENT SERVICES INC, RADIAN SETTLEMENT SVCS INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	640 SW HILL DR, WILLAMINA, OR 97396-2805

Mortgage

Document Number	0000009299
Date	Aug 10, 2022
Instrument	2022-009299

Lender

Name	US BANK NA
Type	Bank
Address	CINCINNATI, OH 45202

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2052

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	POLK OR
Recording Date	Dec 9, 2020
Property Address	640 SW HILL DR, WILLAMINA, OR 97396-2805
Document Number	0000018576
Instrument Date	Dec 7, 2020
Instrument	18576
Transaction Type	Transfer
Record Updated	Dec 22, 2020
Title Company	NOT AVAILABLE

Transaction

Amount	Amount Recorded
Tax	$15.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2020 HIGHWAY 20 NEWPORT OR 973659556, NEWPORT, OR 97365-9556

October 2020: Deed in Lieu of Foreclosure, Foreclosure

Document Type	Deed in Lieu of Foreclosure
Jurisdiction	POLK OR
Recording Date	Oct 29, 2020
Property Address	640 SW HILL DR, WILLAMINA, OR 97396-2805
Document Number	0000016041
Instrument Date	Oct 15, 2020
Instrument	16041
Transaction Type	Foreclosure
Record Updated	Nov 6, 2020
Title Company	FIRST AMERICAN

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	134 NW 15TH ST NEWPORT OR 973652350, NEWPORT, OR 97365-2350

Tax Assessment & Valuation

Source: Polk County assessment roll, as of May 21, 2026

Property Jurisdictions

Type	Name
State	Oregon
County	Polk County
Municipality	Willamina City
Unified School District	Willamina School District 30J (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$89,900 (+2.99%) Land $22,500 Building $67,400	$248,170 (+7.38%) Land $110,000 Building $138,170
2025	$1,391.00 (+3.42%)	$87,290 (+3%) Land $21,850 Building $65,440	$231,120 (-3.45%) Land $95,000 Building $136,120
2024	$1,345.00 (+7%)	$84,750 (+2.99%) Land $21,210 Building $63,540	$239,390 (-3.41%) Land $95,100 Building $144,290
2023	$1,257.00 (+21.57%)	$82,290 (+21%) Land $20,600 Building $61,690	$247,830 (+70.58%) Land $97,650 Building $150,180
2022	$1,034.00	$68,010 Land $20,000 Building $48,010	$145,290 Land $90,800 Building $54,490

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 28, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 93% of Oregon
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF WILLAMINA serves 2,239 people · EPA ID OR4100953
Water Source	Surface water
Last State Inspection	Nov 2025
Also Mapped Here	GRAND RONDE COMMUNITY WTR ASSN
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 270 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Hunter Communications Fiber · Fixed Wireless in parts of the area	2,500 / 2,500
Astound Broadband Cable	1,500 / 50
Alyrica Fixed Wireless	400 / 50

May also be available: CenturyLink.

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