655 Summerow Rd, Stanley, NC 28164 Property Records

Gaston County property record for 655 Summerow Rd, Stanley, NC 28164

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 2,198 sqft · built 1965
Lot Size	0.62 acres (27,007 sqft)
Owner	Individual Name on File
Last Sale	$280,000 (Apr 2023)
Tax Bill	$1,472 (2025)
Deeds & Mortgages	May 2026 Sale Apr 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`13057 01103`

Property Details

APN / Parcel Number

Primary APN	`13057 01103`
Alternative APNs	`1430818` `168020`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	2,198 sqft Heated Area
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1965
Effective Year Built	Effective 1965
Architectural Style	Ranch
Exterior Material	Brick Veneer
Roof Type	Gable/Hip
Roof Material	Shingle
Lot Area	27,007 sqft (0.62 acres)
Porch	Porch
Porch Area	120 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	655 SUMMEROW RD
City	STANLEY
State	NC
Zip	28164-1386
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	MARSH CAVIN L 18 13 057 011 03 000
Legal Subdivision	MARSH CAVIN PROPERTY
Jurisdiction	GASTON NC
Township / Civil Division	DALLAS
Census Block Group	2
Census Block	2002
Census Tract	33501

Owner

Source: Gaston County assessment roll, as of August 19, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	655 SUMMEROW RD, STANLEY, NC 28164-1386
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Sole Owner

Deeds, Mortgages & Sale History

Date	Document
May 18, 2026	Special Warranty Deed, Transfer NONE LISTED ON DOCUMENT
Apr 13, 2023	Warranty Deed, Transfer · FHA Mortgage ATLANTIC BAY MORTGAGE GROUP LLC

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Apr 13, 2023 · Amount on Record
Deed Sale	Apr 13, 2023 · Amount on Record
Prior Sale	Jun 3, 1971
Deed Book / Page	5404 / 215
Record Updated	Sep 20, 2026

May 2026: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	GASTON NC
Recording Date	May 18, 2026
Property Address	655 SUMMEROW RD, STANLEY, NC 28164-1386
Document Number	0056410635
Book / Page	5641 / 635
Instrument Date	Apr 7, 2026
Transaction Type	Transfer
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Sole Owner
Address	655 SUMMEROW RD, STANLEY, NC 28164-1386

April 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GASTON NC
Recording Date	Apr 13, 2023
Property Address	655 SUMMEROW RD, STANLEY, NC 28164-1386
Document Number	0054040215
Book / Page	5404 / 215
Map Reference	MB 12
Instrument Date	Apr 13, 2023
Transaction Type	Transfer
Record Updated	May 29, 2023
Title Company	ATLANTIC CAROLINAS TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$560.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1234 KILLIAN FARM RD, STANLEY, NC 28164-8758

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	655 SUMMEROW RD, STANLEY, NC 28164-1386

Mortgage

Document Number	0005404218
Date	Apr 13, 2023
Instrument	5404/218

Lender

Name	ATLANTIC BAY MORTGAGE GROUP LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2053

Tax Assessment & Valuation

Source: Gaston County assessment roll, as of August 19, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Gaston County
Unified School District	Gaston County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,472.00 (+6.51%)	$206,240 (+3.67%) Land $20,000 Building $186,240
2023	$1,382.00	$198,930 Land $20,000 Building $178,930
2021			$124,650 Land $15,000 Building $109,650

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 1, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation at the parcel

Internet Providers

Source: FCC Broadband Data Collection, based on 86 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
T-Mobile USA Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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