643 Summerow Rd, Stanley, NC 28164 Property Records

Gaston County property record for 643 Summerow Rd, Stanley, NC 28164

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,200 sqft · built 1960
Lot Size	0.62 acres (27,007 sqft)
Owner	Individual Name on File
Last Sale	$155,000 (Mar 2023)
Tax Bill	$1,159 (2026)
Deeds & Mortgages	Mar 2023 Sale Jul 2022 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`13056 00300`

Property Details

APN / Parcel Number

Primary APN	`13056 00300`
Alternative APNs	`1628771` `167774`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Plumbing Fixtures	3 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,200 sqft Heated Area
Flooring	Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1960
Effective Year Built	Effective 1960
Architectural Style	Ranch
Exterior Material	Brick Veneer
Roof Type	Gable/Hip
Roof Material	Shingle
Lot Area	27,007 sqft (0.62 acres)
Porch	Porch
Porch Area	348 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating Fuel	Oil

Location & Zoning

Street Address	643 SUMMEROW RD
City	STANLEY
State	NC
Zip	28164-1386
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	MARSH CAVIN L 15 13 056 003 00 000
Legal Subdivision	THE PROPERTY OF W MARSH CAVIN
Jurisdiction	GASTON NC
Township / Civil Division	DALLAS
Census Block Group	2
Census Block	2002
Census Tract	33501

Owner

643 Summerow Rd is owned by an individual who bought it in March 2023.

Source: Gaston County records, as of August 31, 2026

Owner of Record	Individual Name on File
Mailing Address	100 WALKING HORSE RUN, STANLEY, NC 28164-1700
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 3, 2023	Warranty Deed, Transfer NOT AVAILABLE, NH TITLE GROUP
Jul 8, 2022	Special Warranty Deed, Transfer
Sep 20, 2021	Deed of Trust, Mortgage · FHA Mortgage MUTUAL OF OMAHA MORTGAGE INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 3, 2023 · Amount on File
Deed Sale	Mar 3, 2023 · Amount on File
Prior Sale	Jul 8, 2022 · Amount on File
Deed Book / Page	5395 / 2224
Record Updated	Oct 29, 2026

March 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GASTON NC
Recording Date	Mar 3, 2023
Property Address	643 SUMMEROW RD, STANLEY, NC 28164-1386
Document Number	0053952224
Book / Page	5395 / 2224
Map Reference	MB 12 PG 74
Instrument Date	Feb 17, 2023
Transaction Type	Transfer
Record Updated	Apr 6, 2023
Title Company	NOT AVAILABLE, NH TITLE GROUP

Transaction

Amount	Amount on Record
Tax	$310.00
Amount Accuracy	Rounded by County
Additional	Notice of Default Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	13663 PROVIDENCE RD # 272, 272, WEDDINGTON, NC 28104-9373

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	100 WALKING HORSE RUN, STANLEY, NC 28164-1700

July 2022: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	GASTON NC
Recording Date	Jul 8, 2022
Property Address	643 SUMMEROW RD, STANLEY, NC 28164-1386
Document Number	0053492141
Book / Page	5349 / 2141
Map Reference	MB 12 PG 74
Instrument Date	Jul 7, 2022
Transaction Type	Transfer
Record Updated	Aug 15, 2022

Transaction

Amount	Amount on Record
Tax	$299.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	643 SUMMEROW RD, STANLEY, NC 28164-1386

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GASTON NC
Property Address	643 SUMMEROW RD, STANLEY, NC 28164-1386
Transaction Type	Mortgage
Record Updated	Nov 10, 2021
Title Company	IDEAL TITLE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0052671910
Date	Sep 20, 2021
Book Page	5267/1910

Lender

Name	MUTUAL OF OMAHA MORTGAGE INC
Type	Mortgage Company
Address	SAN DIEGO, CA 92108

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2051

Tax Assessment & Valuation

The 2026 property tax bill for 643 Summerow Rd was $1,159.

Source: Gaston County assessment roll, as of August 31, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Gaston County
Unified School District	Gaston County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,159.00	$162,420 Land $20,000 Building $142,420
2023	$1,128.00	$162,420 Land $20,000 Building $142,420
2021			$105,330 Land $15,000 Building $90,330

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 643 Summerow Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 1, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 643 Summerow Rd is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 86 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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