655 Stonegate Cir, Waconia, MN 55387 Property Records

Carver County property record for 655 Stonegate Cir, Waconia, MN 55387

Property Summary

Property Type	Single Family Home
Details	1,560 sqft · built 2017
Lot Size	0.213 acres (9,278 sqft)
Owner	Individual Name on Record
Last Sale	$348,209 (Nov 2017)
Tax Bill	$5,370 (2026)
Deeds & Mortgages	Sep 2022 Line of Credit May 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`75-4620270`

Property Details

APN / Parcel Number

Primary APN	`75-4620270`

Interior

Stories	1 Story
Building Area	1,560 sqft Finished Area

Exterior

Year Built	Built 2017
Effective Year Built	Effective 2017
Construction Type	Frame
Lot Area	9,278 sqft (0.213 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Street Address	655 STONEGATE CIR
City	WACONIA
State	MN
Zip	55387-2203
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	STONEGATE 2ND ADDITION LOT 001 BLOCK 003
Legal Subdivision	STONEGATE 2ND ADDITION
Legal Block	3
Legal Lot Number	1
Jurisdiction	CARVER MN
Township / Civil Division	WACONIA
Census Block Group	1
Census Block	1013
Census Tract	90302

Owner

Source: Carver County records, as of August 14, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	655 STONEGATE CIR, WACONIA, MN 55387-2203
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 22, 2022	Deed of Trust, Mortgage · Line of Credit TRUSTONE FINANCIAL CU
May 14, 2020	Deed of Trust, Mortgage · Conventional with PMI PRIMESOURCE FNDG
Nov 7, 2017	Warranty Deed, Subdivision Related Transfer · Conventional with PMI CALATLANTIC MTG INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 7, 2017 · Amount on Record
Deed Sale	Nov 7, 2017 · Amount on Record
Deed Document Number	2017204642
Record Updated	Sep 20, 2026

September 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARVER MN
Property Address	655 STONEGATE CIR, WACONIA, MN 55387-2203
Transaction Type	Mortgage
Record Updated	Sep 30, 2022
Title Company	ANCONA TITLE & ESCROW

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000T225607
Date	Sep 22, 2022
Instrument	T225607

Lender

Name	TRUSTONE FINANCIAL CU
Type	Credit Union
Address	MINNEAPOLIS, MN 55447

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	Sep 21, 2032

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARVER MN
Property Address	655 STONEGATE CIR, WACONIA, MN 55387-2203
Document Number	0000213728
Instrument Date	May 14, 2020
Transaction Type	Mortgage
Record Updated	Jul 21, 2020
Title Company	WATERMARK TITLE AGENCY LLC, WATERMARK TITLE AGCY LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	655 STONEGATE CIR WACONIA MN 553872203, WACONIA, MN 55387-2203

Mortgage

Document Number	0000213728
Date	May 21, 2020
Instrument	213728

Lender

Name	PRIMESOURCE FNDG
Type	Funding / Finance Company
Address	MANKATO, MN 56001

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	May 20, 2050

November 2017: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	CARVER MN
Recording Date	Nov 7, 2017
Property Address	655 STONEGATE CIR, WACONIA, MN 55387-2203
Document Number	0000204642
Instrument Date	Oct 31, 2017
Instrument	204642
Transaction Type	Subdivision Related Transfer
Record Updated	Dec 8, 2017
Title Company	CALATLANTIC TITLE INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,149.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	655 STONEGATE CIR WACONIA MN 553872203, WACONIA, MN 55387-2203

Mortgage

Document Number	204643
Date	Nov 7, 2017
Instrument	204643

Lender

Name	CALATLANTIC MTG INC
Address	SCOTTSDALE, AZ 85255

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Nov 6, 2047

Tax Assessment & Valuation

Source: Carver County assessment roll, as of August 14, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Carver County
Municipality	Waconia City
Unified School District	Waconia Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,370.00 (+17.71%) Homeowner's exemption	$437,000 (+3.19%) Land $135,000 Building $302,000	$437,000 (+3.19%) Land $135,000 Building $302,000
2025		$423,500 (+9.46%) Land $115,000 Building $308,500	$423,500 (+9.46%) Land $115,000 Building $308,500
2024	$4,562.00 (+2.38%) Homeowner's exemption	$386,900 (+2.73%) Land $105,000 Building $281,900	$386,900 (+2.73%) Land $105,000 Building $281,900
2023	$4,456.00 Homeowner's exemption	$376,600 Land $105,000 Building $271,600	$376,600 Land $105,000 Building $271,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 23, 2023

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 86% of Minnesota
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Waconia serves 13,277 people · EPA ID MN1100010
Water Source	Groundwater
Last State Inspection	Dec 2024
Lead	10 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 234 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
CenturyLink Fiber	2,000 / 1,000
Mediacom Xtream Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: GigFire, T-Mobile.

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