641 Stonegate Cir, Waconia, MN 55387 Property Records

Carver County property record for 641 Stonegate Cir, Waconia, MN 55387

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 1,560 sqft · built 2017
Lot Size	0.169 acres (7,362 sqft)
Owner	Individual Name on Record
Last Sale	$432,500 (Sep 2022)
Tax Bill	$5,700 (2026)
Deeds & Mortgages	Sep 2022 Sale & Mortgage Aug 2022 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`75-4620300`

Property Details

APN / Parcel Number

Primary APN	`75-4620300`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	8 Rooms
Building Area	1,560 sqft Finished Area
Basement Area	729 sqft
Unfinished Basement	729 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2017
Effective Year Built	Effective 2017
Architectural Style	Split Level
Construction Type	Frame
Lot Area	7,362 sqft (0.169 acres)
Garage Area	610 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Street Address	641 STONEGATE CIR
City	WACONIA
State	MN
Zip	55387-2203
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	STONEGATE 2ND ADDITION LOT 004 BLOCK 003
Legal Subdivision	STONEGATE 2ND ADDITION
Legal Block	3
Legal Lot Number	4
Jurisdiction	CARVER MN
Township / Civil Division	WACONIA
Census Block Group	1
Census Block	1013
Census Tract	90302

Owner

Source: Carver County records, as of August 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	641 STONEGATE CIR, WACONIA, MN 55387-2203
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 20, 2022	Warranty Deed, Transfer · Conventional Mortgage AMERICAN NEIGHBORHOOD MTG ACCEPTANC
Aug 15, 2022	Intrafamily Transfer, Transfer
Oct 16, 2017	Warranty Deed, Transfer · Conventional Mortgage USAA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 20, 2022 · Amount on Record
Deed Sale	Sep 20, 2022 · Amount on Record
Prior Sale	Aug 30, 2022 · Amount on Record
Deed Document Number	2022225568
Prior Transfer Date	Aug 15, 2022
Prior Transfer Doc	000T225282
Record Updated	Sep 20, 2026

September 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CARVER MN
Recording Date	Sep 20, 2022
Property Address	641 STONEGATE CIR, WACONIA, MN 55387-2203
Document Number	000T225568
Instrument Date	Aug 30, 2022
Instrument	T225568
Transaction Type	Transfer
Record Updated	Sep 28, 2022
Title Company	NOT AVAILABLE, FLEX TITLE COMPANY LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,427.25
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	641 STONEGATE CIR, WACONIA, MN 55387-2203

Mortgage

Document Number	000T225569
Date	Sep 20, 2022
Instrument	T225569

Lender

Name	AMERICAN NEIGHBORHOOD MTG ACCEPTANC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2052

August 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CARVER MN
Recording Date	Aug 15, 2022
Property Address	641 STONEGATE CIR, WACONIA, MN 55387-2203
Document Number	000T225282
Instrument Date	Aug 15, 2022
Instrument	T225282
Transaction Type	Transfer
Record Updated	Aug 25, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	641 STONEGATE CIR, WACONIA, MN 55387-2203

October 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CARVER MN
Recording Date	Oct 16, 2017
Property Address	641 STONEGATE CIR, WACONIA, MN 55387-2203
Document Number	0000204447
Instrument Date	Oct 10, 2017
Instrument	204447
Transaction Type	Transfer
Record Updated	Nov 21, 2017
Title Company	CALATLANTIC TITLE INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,083.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	641 STONEGATE CIR WACONIA MN 553872203, WACONIA, MN 55387-2203

Mortgage

Document Number	204448
Date	Oct 16, 2017
Instrument	204448

Lender

Name	USAA
Address	SAN ANTONIO, TX 78288-0544

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 15, 2047

Tax Assessment & Valuation

Source: Carver County assessment roll, as of August 14, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Carver County
Municipality	Waconia City
Unified School District	Waconia Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,700.00 (+14.09%) Homeowner's exemption	$466,900 (+4.31%) Land $135,000 Building $331,900	$466,900 (+4.31%) Land $135,000 Building $331,900
2025		$447,600 (+9.44%) Land $115,000 Building $332,600	$447,600 (+9.44%) Land $115,000 Building $332,600
2024	$4,996.00 (+3.65%) Homeowner's exemption	$409,000 (-0.22%) Land $105,000 Building $304,000	$409,000 (-0.22%) Land $105,000 Building $304,000
2023	$4,820.00 Homeowner's exemption	$409,900 Land $105,000 Building $304,900	$409,900 Land $105,000 Building $304,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 23, 2023

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Waconia serves 13,277 people · EPA ID MN1100010
Water Source	Groundwater
Last State Inspection	Dec 2024
Lead	10 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 234 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
CenturyLink Fiber	2,000 / 1,000
Mediacom Xtream Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: GigFire, T-Mobile.

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