San Bernardino County property record for 655 Silver Tip Dr, Big Bear Lake, CA 92315
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 1,552 sqft · built 1947 |
| Lot Size | 0.12 acres (5,220 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $235,000 (Dec 2016) |
| Tax Bill | $4,140 (2025) |
| Deeds & Mortgages | Apr 2020 Loan Modification Dec 2017 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 2328-546-20-0000 |
| Primary APN | 2328-546-20-0000 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 1,552 sqft Living Area |
| 1st Floor Area | 1,360 sqft |
| 2nd Floor Area | 192 sqft |
| Family Room | Family Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1947 |
|---|---|
| Effective Year Built | Effective 1968 |
| Architectural Style | Chalet/Alpine |
| Construction Type | Frame |
| Roof Material | Composition Shingle |
| Lot Area | 5,220 sqft (0.12 acres) |
| Lot Dimensions | 90 ft deep x 58 ft wide |
| Porch | Patio/Porch |
| Porch Area | 570 sqft |
| Patio Area | 570 sqft |
| Cooling System | None |
|---|---|
| Heating System | Floor/Wall Furnace |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 655 SILVER TIP DR |
|---|---|
| City | BIG BEAR LAKE |
| State | CA |
| Zip | 92315-9707 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | TR NO 2463 MOONRIDGE MOUNTAIN ESTATES NO 7 LOT 193 |
| Legal Subdivision | TRACT NO. 2463 |
| Legal Tract | 2463 |
| Legal Block | 3 |
| Legal Lot Number | 193 |
| Jurisdiction | SAN BERNARDINO CA |
| Township / Civil Division | BIG BEAR |
| Census Block Group | 3 |
| Census Block | 3021 |
| Census Tract | 11204 |
Source: San Bernardino County records, as of July 14, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | PO BOX 6848, BIG BEAR LAKE, CA 92315-6848 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Sole Owner |
| Date | Document |
|---|---|
| Apr 20, 2020 | Loan Modification, Mortgage · Conventional Mortgage NEW AMERICAN FNDG |
| Dec 2, 2017 | Deed of Trust, Mortgage · Conventional Mortgage MISCELLANEOUS GOVT AGCY |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 15, 2016 · Amount on Record |
| Deed Sale | Dec 15, 2016 · Amount on Record |
| Deed Document Number | 2016550293 |
| Prior Transfer Date | Feb 8, 2012 |
| Prior Transfer Doc | 0000288609 |
| Record Updated | Sep 20, 2026 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | SAN BERNARDINO CA |
| Property Address | 655 SILVER TIP DR, BIG BEAR LAKE, CA 92315 |
| Document Number | 0000170067 |
| Instrument Date | Apr 20, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jun 3, 2020 |
| Title Company | SERVICELINK LOAN MOD SOLUTIONS, SERVICELINK LN MOD SOLUTIONS |
| Name | Verified Name |
|---|---|
| Address | 655 SILVER TIP WAY BIG BEAR LAKE CA 92315, BIG BEAR LAKE, CA 92315 |
| Document Number | 0000170067 |
|---|---|
| Date | May 21, 2020 |
| Instrument | 170067 |
| Name | NEW AMERICAN FNDG |
|---|---|
| Type | Funding / Finance Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 20, 2050 |
| Rate | 3.75% |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN BERNARDINO CA |
| Property Address | 655 SILVER TIP DR, BIG BEAR LAKE, CA 92315 |
| Document Number | 0000544378 |
| Instrument Date | Dec 2, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Aug 29, 2018 |
| Title Company | UTOPIAN GROUP |
| Name | Verified Name |
|---|---|
| Address | 655 SILVER TIP WAY BIG BEAR LAKE CA 92315, BIG BEAR LAKE, CA 92315 |
| Document Number | 0000544378 |
|---|---|
| Date | Dec 22, 2017 |
| Instrument | 544378 |
| Name | MISCELLANEOUS GOVT AGCY |
|---|---|
| Address | RIVERSIDE, CA 92517 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
Source: San Bernardino County assessment roll, as of July 14, 2026
| Type | Name |
|---|---|
| State | California |
| Municipality | Big Bear Lake City |
| County | San Bernardino County |
| Unified School District | Bear Valley Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $278,192 (+2%) Land $59,191 Building $219,001 | |
| 2025 | $4,140.00 (+7.7%) Homeowner's exemption | $272,737 (+4.04%) Land $58,030 Building $214,707 |
| 2023 | $3,844.00 (+5.17%) Homeowner's exemption | $262,146 Land $55,776 Building $206,370 |
| 2022 | $3,655.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
Source: FEMA National Flood Hazard Layer, effective October 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 88% of California |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BIG BEAR LAKE DWP - BIG BEAR SYSTEM serves 26,164 people · EPA ID CA3610044 |
|---|---|
| Water Source | Groundwater |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 741 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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