655 Shamrock Dr, O Fallon, IL 62269 Property Records

St. Clair County property record for 655 Shamrock Dr, O Fallon, IL 62269

Property Summary

Property Type	Single Family Home
Details	5 ba · 1,131 sqft · built 1994
Lot Size	0.22 acres (9,583 sqft)
Owner	Individual Name on Record
Last Sale	$190,000 (Jul 2017)
Deeds & Mortgages	Jul 2017 Sale & Mortgage
APN	`04-31-0-106-001`

Property Details

APN / Parcel Number

Primary APN	`04-31-0-106-001`

Interior

Full Baths	5 Baths
Stories	2 Stories
Building Area	1,131 sqft Living Area
Basement Area	1,131 sqft
Unfinished Basement	1,131 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1994
Effective Year Built	Effective 1994
Exterior Material	Combination
Construction Type	Frame
Lot Area	9,583 sqft (0.22 acres)
Garage Area	667 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	80 sqft
Deck Area	192 sqft
Patio Area	192 sqft

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	655 SHAMROCK DR
City	O FALLON
State	IL
Zip	62269-7510
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CAMBRIDGE COMMONS PHASE 3 LOT/SEC-73 A02542083
Legal Subdivision	CAMBRIDGE COMMONS PHASE 3
Legal Phase	3
Legal Block	106
Legal Lot Number	73
Jurisdiction	ST CLAIR IL
Township / Civil Division	O'FALLON
Census Block Group	2
Census Block	2010
Census Tract	504354

Owner

Source: St. Clair County records, as of September 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	655 SHAMROCK DR, O FALLON, IL 62269-7510
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 3, 2017 · Amount on Record
Deed Sale	Jul 3, 2017 · Amount on Record
Prior Sale	Jul 8, 2005 · Amount on Record
Deed Document Number	20172542083
Record Updated	Oct 29, 2026

July 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST CLAIR IL
Recording Date	Jul 3, 2017
Property Address	655 SHAMROCK DR, O FALLON, IL 62269-7510
Document Number	00A2542083
Instrument Date	Jun 23, 2017
Instrument	2542083
Transaction Type	Transfer
Record Updated	Jan 10, 2019
Title Company	COMMUNITY TITLE, COMMUNITY TITLE SHILOH LLC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$285.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1224 CLARENDON DR O FALLON IL 622697180, O FALLON, IL 62269-7180

Mortgage

Document Number	A2542084
Date	Jul 3, 2017
Instrument	2542084

Lender

Name	VETERANS UNITED HM LNS
Type	Funding / Finance Company
Address	COLUMBIA, MO 65203

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 2, 2047

Interest

Rate Type	Fixed Rate
Rate	3.75%

Tax Assessment & Valuation

Source: St. Clair County assessment roll, as of September 21, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	St. Clair County
County Subdivision	O'Fallon Township
Municipality	O'Fallon City
Elementary School District	O'Fallon Community Consolidated School District 90 (PK - 08)
Secondary School District	O'Fallon Township High School District 203 (09 - 12)

Tax Bill & Assessment History

Year	Assessed Value	Assessed Market Value
2025	$104,401 (+34.34%) Land $12,140 Building $92,261	$313,203 (+34.34%) Land $36,420 Building $276,783
2022	$77,714 Land $9,037 Building $68,677	$233,142 Land $27,111 Building $206,031

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	O FALLON serves 46,603 people · EPA ID IL1631100
Water Source	Purchased surface water from IL AMERICAN-EAST ST LOUIS
Last State Inspection	Nov 2023
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 449 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
i3 Broadband Fiber	8,000 / 8,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL	100 / 20

May also be available: ClearWave, Wisper ISP.

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