652 Shamrock Dr, O Fallon, IL 62269 Property Records

St. Clair County property record for 652 Shamrock Dr, O Fallon, IL 62269

Property Summary

Property Type	Single Family Home
Details	5 ba · 1,092 sqft · built 1994
Lot Size	0.22 acres (9,583 sqft)
Owner	2 Individual Names on File
Last Sale	$229,500 (Mar 2019)
Tax Bill	$7,547 (2025)
Deeds & Mortgages	Mar 2021 Mortgage Mar 2019 Sale & Mortgage + 1 more
APN	`04-31-0-103-018`

Property Details

APN / Parcel Number

Primary APN	`04-31-0-103-018`

Interior

Full Baths	5 Baths
Stories	2 Stories
Building Area	1,092 sqft Living Area
Basement Area	1,092 sqft
Unfinished Basement	1,092 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1994
Effective Year Built	Effective 1994
Exterior Material	Combination
Construction Type	Frame
Lot Area	9,583 sqft (0.22 acres)
Garage Area	672 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	312 sqft
Deck Area	192 sqft
Patio Area	192 sqft

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	652 SHAMROCK DR
City	O FALLON
State	IL
Zip	62269-7509
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CAMBRIDGE COMMONS PHASE 3 LOT/SEC-75 DOC A02608201
Legal Subdivision	CAMBRIDGE COMMONS PHASE 3
Legal Phase	3
Legal Block	103
Legal Lot Number	75
Jurisdiction	ST CLAIR IL
Township / Civil Division	O'FALLON
Census Block Group	2
Census Block	2004
Census Tract	504354

Owner

652 Shamrock Dr is owned and occupied by two individuals who bought it in March 2019.

Source: St. Clair County records, as of September 21, 2026

Owner of Record	2 Individual Names on File
Mailing Address	652 SHAMROCK DR, O FALLON, IL 62269-7509
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 8, 2021	Deed of Trust, Mortgage · FHA Mortgage ENDEAVOR CAPITAL LLC
Mar 29, 2019	Warranty Deed, Transfer · FHA Mortgage ENDEAVOR CAP
Apr 18, 2017	Deed of Trust, Mortgage · VA Mortgage LAKEVIEW LN SERVICING

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 29, 2019 · Amount on File
Deed Sale	Mar 29, 2019 · Amount on File
Prior Sale	Sep 7, 2010 · Amount on File
Deed Document Number	20192608201
Record Updated	Oct 29, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CLAIR IL
Property Address	652 SHAMROCK DR, O FALLON, IL 62269-7509
Transaction Type	Mortgage
Record Updated	Mar 24, 2021
Title Company	ADVANCED TITLE SOLUTIONS

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	A02690450
Date	Mar 8, 2021
Instrument	A02690450

Lender

Name	ENDEAVOR CAPITAL LLC
Type	Mortgage Company
Address	CHESTERFIELD, MO 63017

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2051

Interest

Rate Type	Fixed Rate
Rate	3.37%

March 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST CLAIR IL
Recording Date	Mar 29, 2019
Property Address	652 SHAMROCK DR, O FALLON, IL 62269-7509
Document Number	00A2608201
Instrument Date	Mar 27, 2019
Instrument	2608201
Transaction Type	Transfer
Record Updated	Apr 15, 2019
Title Company	FIRST AMERICAN

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$344.25
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	652 SHAMROCK DR O FALLON IL 622697509, O FALLON, IL 62269-7509

Mortgage

Document Number	A2608202
Date	Mar 29, 2019
Instrument	2608202

Lender

Name	ENDEAVOR CAP
Type	Funding / Finance Company
Address	CHESTERFIELD, MO

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 28, 2049

Interest

Rate Type	Fixed Rate

April 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CLAIR IL
Property Address	652 SHAMROCK DR, O FALLON, IL 62269-7509
Document Number	00A2534642
Instrument Date	Apr 18, 2017
Transaction Type	Mortgage
Record Updated	May 12, 2017
Title Company	WORLDWIDE RECORDING INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	652 SHAMROCK DR O FALLON IL 622697509, O FALLON, IL 62269-7509

Mortgage

Document Number	00A2534642
Date	Apr 25, 2017
Instrument	2534642

Lender

Name	LAKEVIEW LN SERVICING
Type	Funding / Finance Company
Address	CORAL GABLES, FL 33146

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 24, 2047

Interest

Rate Type	Fixed Rate
Rate	3.87%

Tax Assessment & Valuation

The 2025 property tax bill for 652 Shamrock Dr was $7,547.

Source: St. Clair County assessment roll, as of September 21, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	St. Clair County
County Subdivision	O'Fallon Township
Municipality	O'Fallon City
Elementary School District	O'Fallon Community Consolidated School District 90 (PK - 08)
Secondary School District	O'Fallon Township High School District 203 (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,547.00	$104,485 Land $12,108 Building $92,377	$313,455 Land $36,324 Building $277,131
2022		$77,776 Land $9,013 Building $68,763	$233,328 Land $27,039 Building $206,289

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA has no flood map on file for 652 Shamrock Dr; 5 flood insurance policies are in force nearby.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 652 Shamrock Dr has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	O FALLON serves 46,603 people · EPA ID IL1631100
Water Source	Purchased surface water from IL AMERICAN-EAST ST LOUIS
Last State Inspection	Nov 2023
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 449 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
i3 Broadband Fiber	8,000 / 8,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL	100 / 20

May also be available: ClearWave, Wisper ISP.

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