Santa Cruz County property record for 628 Saint Andrews Dr, Aptos, CA 95003 · Last verified August 2026
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 3,173 sqft · built 2001 |
| Lot Size | 0.188 acres (8,189 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $11,576 (2025) |
| Deeds & Mortgages | Jul 2020 Mortgage Jul 2020 Transfer + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 053-022-13 |
| Primary APN | 053-022-13 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 9 Rooms |
| Stories | 2 Stories |
| Building Area | 3,173 sqft Living Area |
| Gross Area | 3,713 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2001 |
|---|---|
| Effective Year Built | Effective 2001 |
| Architectural Style | Contemporary |
| Exterior Material | Wood Siding |
| Construction Type | Wood |
| Roof Material | Composition Shingle |
| Lot Area | 8,189 sqft (0.188 acres) |
| Garage Type | Attached |
| Garage Area | 540 sqft |
| Parking Spaces | 2 Parking Spaces |
| Deck Area | 602 sqft |
| Patio Area | 602 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 628 SAINT ANDREWS DR |
|---|---|
| City | APTOS |
| State | CA |
| Zip | 95003-5425 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | TR 587 |
| Legal Subdivision | COUNTRY CLUB PARK |
| Legal Tract | 587 |
| Legal Lot Number | 373 |
| Jurisdiction | SANTA CRUZ CA |
| Township / Civil Division | SANTA CRUZ |
| Census Block Group | 1 |
| Census Block | 1011 |
| Census Tract | 122203 |
Source: Santa Cruz County records · APN 053-022-13
Assessment roll updated August 19, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 628 SAINT ANDREWS DR, APTOS, CA 95003-5425 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 28, 2020 | Intrafamily Transfer, Transfer · Conventional Mortgage CELEBRITY HOME LOANS LLC |
| Jul 30, 2020 | Quit Claim Deed, Transfer OLD REPUBLIC TITLE |
| Jul 16, 2018 | Quit Claim Deed, Transfer OLD REPUBLIC TITLE |
| Jul 13, 2018 | Intrafamily Transfer, Transfer · Conventional Mortgage AMERICAN PACIFIC MORTGAGE |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Transfer Date | Jul 16, 2020 |
| Transfer Doc | 0000028635 |
| Record Updated | Sep 20, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SANTA CRUZ CA |
| Recording Date | Jul 28, 2020 |
| Property Address | 628 SAINT ANDREWS DR, APTOS, CA 95003-5425 |
| Document Number | 0000027947 |
| Map Reference | MB 59 PG 3 |
| Instrument Date | Jul 16, 2020 |
| Instrument | 2020-0027947 |
| Transaction Type | Transfer |
| Record Updated | Aug 17, 2021 |
| Title Company | OLD REPUBLIC TITLE COMPANY |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 628 SAINT ANDREWS DR, APTOS, CA 95003-5425 |
| Document Number | 0000027948 |
|---|---|
| Date | Jul 28, 2020 |
| Instrument | 2020-0027948 |
| Name | CELEBRITY HOME LOANS LLC |
|---|---|
| Type | Non-Lending Institution |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Aug 01, 2035 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | SANTA CRUZ CA |
| Recording Date | Jul 30, 2020 |
| Property Address | 628 SAINT ANDREWS DR, APTOS, CA 95003-5425 |
| Document Number | 0000028635 |
| Instrument Date | Jul 16, 2020 |
| Instrument | 28635 |
| Transaction Type | Transfer |
| Record Updated | Aug 17, 2020 |
| Title Company | OLD REPUBLIC TITLE |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Full Value |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | 628 SAINT ANDREWS DR APTOS CA 950035425, APTOS, CA 95003-5425 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | SANTA CRUZ CA |
| Recording Date | Jul 16, 2018 |
| Property Address | 628 SAINT ANDREWS DR, APTOS, CA 95003-5425 |
| Document Number | 0000021479 |
| Instrument Date | Jul 11, 2018 |
| Instrument | 21479 |
| Transaction Type | Transfer |
| Record Updated | Aug 07, 2018 |
| Title Company | OLD REPUBLIC TITLE |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Full Value |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | 628 SAINT ANDREWS DR APTOS CA 950035425, APTOS, CA 95003-5425 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SANTA CRUZ CA |
| Recording Date | Jul 13, 2018 |
| Property Address | 628 SAINT ANDREWS DR, APTOS, CA 95003-5425 |
| Document Number | 0000021350 |
| Map Reference | MB 59 PG 3 |
| Instrument Date | Jul 05, 2018 |
| Instrument | 2018-0021350 |
| Transaction Type | Transfer |
| Record Updated | Aug 17, 2021 |
| Title Company | OLD REPUBLIC TITLE COMPANY |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Community Property with Right of Survivorship |
| Address | 628 SAINT ANDREWS DR, APTOS, CA 95003-5425 |
| Document Number | 0000021351 |
|---|---|
| Date | Jul 13, 2018 |
| Instrument | 2018-0021351 |
| Name | AMERICAN PACIFIC MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Aug 01, 2033 |
Source: Santa Cruz County records · Assessment roll updated August 19, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | California |
| County | Santa Cruz County |
| Unified School District | Pajaro Valley Joint Unified School District (KG - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $905,913 (+2%) Land $367,967 Building $537,946 | ||
| 2025 | $11,576.00 (+10.23%) Homeowner's exemption | $888,151 (+4.04%) Land $360,752 Building $527,399 | |
| 2023 | $10,502.00 (+2.25%) Homeowner's exemption | $853,663 Land $346,744 Building $506,919 | $2,720,790 |
| 2022 | $10,271.00 |
Source: FEMA National Flood Hazard Layer, Santa Cruz County (06087C), updated July 10, 2019 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 060871222031, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 3 in force |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 519 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| AT&T | Fiber | 5,000 / 5,000 |
| Xfinity | Cable | 1,200 / 35 |
| Verizon | Fixed Wireless | 300 / 20 |
May also be available at this address: Surfnet Communications, Etheric Communications, LLC., Cruzio Internet. Availability varies by address; speeds are provider-advertised maximums, not measured.
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