655 Overlook Dr, Spruce Pine, NC 28777 Property Records

Mitchell County property record for 655 Overlook Dr, Spruce Pine, NC 28777

Property Summary

Property Type	Condominium
Details	2 bd · 2 ba · 1,158 sqft · built 1984
Lot Size	1.76 acres (76,666 sqft)
Owner	Individual Name on Record
Last Sale	$190,000 (Feb 2025)
Tax Bill	$427 (2025)
Flood Zone	Zone X (minimal risk)
APN	`0890-18-40-4845A`

Property Details

APN / Parcel Number

Primary APN	`0890-18-40-4845A`
Alternative APNs	`555780275` `555785767`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	4 Rooms
Stories	1 Story
Building Area	1,158 sqft Living Area

Exterior

Year Built	Built 1984
Construction Type	Wood
Foundation Type	Raised
Lot Area	76,666 sqft (1.76 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump

Location & Zoning

Account Number	555785767
Street Address	655 OVERLOOK DR
City	SPRUCE PINE
State	NC
Zip	28777-8973
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Legal Description	BLDG # 2 UNIT 301
Legal Unit	301
Jurisdiction	MITCHELL NC
Township / Civil Division	GRASSY CREEK
Census Block Group	3
Census Block	3012
Census Tract	950300

Owner

Source: Mitchell County records, as of October 16, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	655 OVERLOOK DR APT A, A, SPRUCE PINE, NC 28777-8974
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 26, 2025 · Amount on Record
Deed Sale	Feb 26, 2025 · Amount on Record
Deed Document Number	2025000306
Deed Book / Page	676 / 355
Record Updated	Jun 8, 2026

Tax Assessment & Valuation

Source: Mitchell County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Mitchell County
Municipality	Spruce Pine Town
Unified School District	Mitchell County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$427.00	$76,400 (-) Building $76,400
2023	$427.00	$76,400 Building $76,400

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 2, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	2 (1983–1996)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Jul 1996 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 43% of the US · above 64% of North Carolina
Wildfire Likelihood	0.08% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF SPRUCE PINE serves 5,661 people · EPA ID NC0161010
Water Source	Surface water
Last State Inspection	Mar 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 34 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Zito Media Fiber · Cable	1,000 / 1,000
Spectrum Cable	1,000 / 1,000