616 Overlook Dr, Spruce Pine, NC 28777 Property Records

Mitchell County property record for 616 Overlook Dr, Spruce Pine, NC 28777

Property Summary

Property TypeSingle Family Home
Lot Size0.51 acres (22,216 sqft)
OwnerTrust Name on Record
Tax Bill$1,214 (2026)
Deeds & MortgagesMar 2025 Mortgage
Jun 2025 Sale
+ 1 more
APN0890-18-40-6479

Property Details

APN / Parcel Number

Primary APN0890-18-40-6479
Alternative APN
  • 555782879

Exterior

Lot Area22,216 sqft (0.51 acres)

Location & Zoning

Account Number555782879
Street Address616 OVERLOOK DR
CitySPRUCE PINE
StateNC
Zip28777-8942
Property CategoryResidential
Property TypeResidential > Single Family > Home
JurisdictionMITCHELL NC
Township / Civil DivisionGRASSY CREEK
Census Block Group3
Census Block3012
Census Tract950300

Owner

Source: Mitchell County records, as of September 8, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordTrust Name on Record
Mailing Address72 PARKWOOD HILLS HTS, SPRUCE PINE, NC 28777-8811
Owner TypeIndividual
VestingTrust

Deeds, Mortgages & Sale History

DateDocument
Mar 4, 2025Deed of Trust, Mortgage · Conventional Mortgage
AMERITRUST MORTGAGE CORP
Jun 10, 2025Warranty Deed, Transfer
Feb 26, 2025Intrafamily Transfer, Transfer · Conventional Mortgage
AMERITRUST MORTGAGE CORP

Assessor's Deed Record

Deed NamesName on Deed
Record UpdatedOct 29, 2026

March 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMITCHELL NC
Property Address616 OVERLOOK DR, SPRUCE PINE, NC 28777-8942
Transaction TypeMortgage
Record UpdatedJun 9, 2026
Title CompanyVANTAGE PT TITLE INC, VANTAGE POINT TITLE INC

Transferred To (Grantee/Buyer)

NameVerified Name
Address72 PARKWOOD HILLS HTS, SPRUCE PINE, NC 28777-8811

Mortgage

Document Number000676/479
DateMar 4, 2025
Book Page676/479
Instrument2025000329
Lender
NameAMERITRUST MORTGAGE CORP
TypeMortgage Company
AddressTUSTIN, CA 92780
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueMar 1, 2055

June 2025: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMITCHELL NC
Recording DateJun 10, 2025
Property Address616 OVERLOOK DR, SPRUCE PINE, NC 28777-8942
Document Number000679/350
Book / Page679 / 350
Map ReferenceDOC 2024001027
Instrument DateJun 9, 2025
Instrument2025000934
Transaction TypeTransfer
Record UpdatedOct 24, 2025

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address30NO GOULD ST #RR, RR, SHERIDAN, WY 82801

Transferred To (Grantee/Buyer)

NameVerified Name
AddressPO BOX 307, SPRUCE PINE, NC 28777-0307

February 2025: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionMITCHELL NC
Recording DateFeb 26, 2025
Property Address616 OVERLOOK DR, SPRUCE PINE, NC 28777-8942
Document Number000676/326
Book / Page676 / 326
Map ReferenceMB 5 PG 237
Instrument DateFeb 19, 2025
Instrument2025000304
Transaction TypeTransfer
Record UpdatedJun 9, 2026
Title CompanyVANTAGE POINT TITLE INC

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address30 N GOULD ST, SHERIDAN, WY 82801-6317

Transferred To (Grantee/Buyer)

NameVerified Name
Address30 N GOULD ST # R, SHERIDAN, WY 82801-6317

Mortgage

Document Number000676/330
DateFeb 26, 2025
Book Page676/330
Instrument2025000305
Lender
NameAMERITRUST MORTGAGE CORP
TypeMortgage Company
AddressTUSTIN, CA 92780
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMar 1, 2055

Tax Assessment & Valuation

Source: Mitchell County assessment roll, as of September 8, 2026

Property Jurisdictions

TypeName
StateNorth Carolina
CountyMitchell County

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$1,214.00$216,900 Land $19,000 Building $197,900

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: OpenFEMA NFIP redacted claims and policies, as of September 2026

Nearby Flood Claims2 (1983–1996)
Claims Outside the SFHA1 of 2
Most Recent ClaimJul 1996 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Nearby Properties on Overlook Dr

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