655 Orphans Rd, Eaton, OH 45320 Property Records

Preble County property record for 655 Orphans Rd, Eaton, OH 45320 · Last verified April 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,456 sqft · built 1985
Lot Size	4.01 acres (174,676 sqft)
Owner	2 Individual Names on File
Tax Bill	$1,941 (2025)
Deeds & Mortgages	Sep 2025 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`I27-9234-400-00-002-000`

Property Details

APN / Parcel Number

Primary APN	`I27-9234-400-00-002-000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,456 sqft Living Area
1st Floor Area	1,456 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1985
Effective Year Built	Effective 1985
Exterior Material	Wood
Construction Type	Frame
Foundation Type	No Foundation
Roof Type	Gable
Roof Material	Shingle
Lot Area	174,676 sqft (4.01 acres)
Terrain	Rolling

Exterior Amenities

Pool Type	Above-Ground Pool
Porch	Slab
Porch Area	72 sqft
Deck Area	209 sqft
Shed	1 Shed
Shed Area	72 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Connected
Water Source	Private

Location & Zoning

Street Address	655 ORPHANS RD
City	EATON
State	OH
Zip	45320-9721
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SW COR SE
Legal Range	2E
Legal Township	9N
Legal Section	34
Jurisdiction	PREBLE OH
Township / Civil Division	MONROE
Census Block Group	2
Census Block	2044
Census Tract	410100

Owner

Source: Preble County records · APN I27-9234-400-00-002-000

Assessment roll updated March 17, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	655 ORPHANS RD, EATON, OH 45320-9721
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Remainderman

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Sep 23, 2025
Deed Sale	Sep 23, 2025
Prior Sale	May 12, 1988 · Amount on Record
Deed Document Number	20254000
Deed Book / Page	471 / 162
Prior Transfer Date	Sep 22, 2025
Prior Transfer Doc	000471/162
Record Updated	Jun 08, 2026

September 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PREBLE OH
Recording Date	Sep 23, 2025
Property Address	655 ORPHANS RD, EATON, OH 45320-9721
Document Number	000471/162
Book / Page	471 / 162
Instrument Date	Sep 23, 2025
Instrument	202500004000
Transaction Type	Transfer
Record Updated	Oct 21, 2025
Title Company	UNKNOWN, FREEDOM TITLE COMPANY INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$1,500.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	655 ORPHANS RD, EATON, OH 45320-9721

Mortgage

Document Number	202500004001
Date	Sep 23, 2025
Instrument	202500004001

Lender

Name	THE TWIN VALLEY BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 22, 2055

Interest

Rate Type	Adjustable Rate
Rate	6.29%
Type Change Date	Sep 22, 2035
Change Frequency	Annually
Min Rate At Change	6.29%
Max Rate At Change	8.29%
Index	1-Year T-Bill
Max Rate	12.2%

Tax Assessment & Valuation

Source: Preble County records · Assessment roll updated March 17, 2026 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Preble County
County Subdivision	Monroe Township
Unified School District	National Trail Local School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,941.00 (-1.47%) Homeowner's exemption	$55,200 (-) Land $17,640 Building $37,560
2024	$1,970.00 (+0.46%) Homeowner's exemption	$55,200 (-) Land $17,640 Building $37,560
2023	$1,961.00 (+15.9%) Homeowner's exemption	$55,200 (+34.54%) Land $17,640 Building $37,560	$157,700 (-) Land $50,400 Building $107,300
2022	$1,692.00 Homeowner's exemption	$41,030 Land $15,440 Building $25,590
2020			$157,700 Land $50,400 Building $107,300

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Preble County (39135C), updated May 7, 2024 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 5 locations within about half a mile of this property, a small sample

Provider	Technology	Download / Upload (Mbps)
Spectrum	Fiber	1,000 / 1,000
Benton Ridge Telephone Company	Fixed Wireless	400 / 40
Verizon	Fixed Wireless	300 / 20
AT&T	Fixed Wireless	100 / 20

May also be available at this address: Spectrum. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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