655 Oak St, Dundee, MI 48131 Property Records

Monroe County property record for 655 Oak St, Dundee, MI 48131 · Last verified August 2026

Property Summary

Property Type	Single Family Home
Lot Size	0.56 acres (24,394 sqft)
Owner	Individual Name on File
Last Sale	$110,000 (Jan 2022)
Tax Bill	$1,801 (2025)
Deeds & Mortgages	Jan 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`42-040-288-00`

Property Details

APN / Parcel Number

Primary APN	`42-040-288-00`

Exterior

Lot Area	24,394 sqft (0.56 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	655 OAK ST
City	DUNDEE
State	MI
Zip	48131-1318
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	871-973 931-664 1131-187 VILLAGE OF DUNDEE SEC 19 T6S R7E COM AT A PT ON W LI OF SEC 19 1017.5 FT S 1 DEG 51'W FR NW COR OF
Legal Range	07E
Legal Township	06S
Legal Section	19
Jurisdiction	MONROE MI
Township / Civil Division	DUNDEE
Census Block Group	3
Census Block	3014
Census Tract	830801

Owner

Source: Monroe County records · APN 42-040-288-00

Assessment roll updated August 15, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	655 OAK ST, DUNDEE, MI 48131-1318
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jan 20, 2022 · Amount on Record
Deed Sale	Jan 20, 2022 · Amount on Record
Prior Sale	Oct 20, 2014 · Amount on Record
Deed Document Number	20221371
Record Updated	Sep 20, 2026

January 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE MI
Recording Date	Jan 20, 2022
Property Address	655 OAK ST, DUNDEE, MI 48131-1318
Document Number	0000001371
Instrument Date	Jan 07, 2022
Instrument	2022R01371
Transaction Type	Transfer
Record Updated	Feb 11, 2022
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$825.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	243 WASHINGTON ST, 243, DUNDEE, MI 48131-1254

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	655 OAK ST, DUNDEE, MI 48131-1318

Mortgage

Document Number	0000001372
Date	Jan 20, 2022
Instrument	2022R01372

Lender

Name	KEY BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 01, 2052

Tax Assessment & Valuation

Source: Monroe County records · Assessment roll updated August 15, 2025 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Monroe County
County Subdivision	Dundee Township
Municipality	Dundee Village
Unified School District	Dundee Community Schools (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$85,480 (+45.95%)	$170,960 (+45.95%)
2025	$1,801.00 (+54.99%) Homeowner's exemption
2023	$1,162.00 Homeowner's exemption	$58,570	$117,140

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Monroe County (26115C), updated September 8, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 261158308013, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Cost	Premium on Record median of 4 individual NFIP policies nearby
Nearby Flood Policies	4 in force 2 of 4 on primary residences
Nearby Flood Claims	2 (2011–2015)
Most Recent Claim	Jun 2015, rainfall accumulation

Wildfire

Wildfire Risk	Low above 2% of the US · above 4% of Michigan
Wildfire Likelihood	Less than 1 in 10,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.