627 Oak St, Dundee, MI 48131 Property Records

Monroe County property record for 627 Oak St, Dundee, MI 48131

Property Summary

Property TypeSingle Family Home
Lot Size1.47 acres (64,033 sqft)
Owner2 Individual Names on Record
Last Sale$57,300 (Oct 1995)
Tax Bill$2,231 (2025)
Deeds & MortgagesMay 2022 Line of Credit
Oct 2017 Mortgage
Flood ZoneZone X (minimal risk)
APN42-040-024-00

Property Details

APN / Parcel Number

Primary APN42-040-024-00

Exterior

Lot Area64,033 sqft (1.47 acres)

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C

Location & Zoning

Street Address627 OAK ST
CityDUNDEE
StateMI
Zip48131-1318
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description800-815 SEC 19 T6S R7E 1.25 AC COM 852.5 FT S 01 DEG 51'W FR NW COR OF SEC 19 TH S 01 DEG 51'W 165 FT TH S 88 DEG 17'E 330 FT
Legal Range07E
Legal Township06S
Legal Section19
Legal SubdivisionVANDEVENTER
JurisdictionMONROE MI
Township / Civil DivisionDUNDEE
Census Block Group3
Census Block3014
Census Tract830801

Owner

Source: Monroe County records, as of September 3, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address627 OAK ST, DUNDEE, MI 48131-1318
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
May 18, 2022Deed of Trust, Mortgage · Line of Credit
FIRST MERCHANTS BANK
Oct 2, 2017Deed of Trust, Mortgage · Conventional Mortgage
MONROE BANK & TRUST

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleOct 27, 1995 · Amount on Record
Deed SaleOct 27, 1995 · Amount on Record
Record UpdatedOct 29, 2026

May 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMONROE MI
Property Address627 OAK ST, DUNDEE, MI 48131-1318
Transaction TypeMortgage
Record UpdatedJun 7, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address627 OAK ST, DUNDEE, MI 48131-1318

Mortgage

Document Number0000010781
DateMay 18, 2022
Instrument2022R10781
Lender
NameFIRST MERCHANTS BANK
TypeBank
AddressDUNDEE, MI 48131
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueMay 10, 2052
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

October 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMONROE MI
Property Address627 OAK ST, DUNDEE, MI 48131-1318
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000019982
DateOct 2, 2017
Instrument2017R19982
Lender
NameMONROE BANK & TRUST
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term300 Months
DueOct 20, 2042
Interest
Rate TypeFixed Rate

Tax Assessment & Valuation

Source: Monroe County assessment roll, as of September 3, 2026

Property Jurisdictions

TypeName
StateMichigan
CountyMonroe County
County SubdivisionDundee Township
MunicipalityDundee Village
Unified School DistrictDundee Community Schools (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$150,000 (+44.77%) Land $150,000$300,000 (+44.77%) Land $300,000
2025$2,231.00 (+11.77%) Homeowner's exemption
2023$1,996.00 Homeowner's exemption$103,610$207,220

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies4 in force
Nearby Flood Claims2 (2011–2015)
Most Recent ClaimJun 2015 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 95% of Michigan
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemDUNDEE
serves 5,400 people · EPA ID MI0001880
Water SourcePurchased surface water from MONROE
Last State InspectionAug 2024
LeadUnder 1 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 268 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
D&P Communications
Cable · Fiber in parts of the area
250 / 25
MetaLINK Technologies
Fixed Wireless
200 / 50
Mercury Fiber
Fixed Wireless
150 / 20

May also be available: Frontier, Spectrum.

Nearby Properties on Oak St

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