Bonner County property record for 655 Oak, Ponderay, ID 83852
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 1 ba · 2,232 sqft · built 1917 |
| Lot Size | 0.485 acres (21,170 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $2,513 (2022) |
| Flood Zone | Zone X (minimal risk) |
| APN | RPP0350010001BA |
| Primary APN | RPP0350010001BA |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 2,232 sqft Finished Area |
| Fireplace | Fireplace |
| Year Built | Built 1917 |
|---|---|
| Effective Year Built | Effective 1940 |
| Exterior Material | Concrete |
| Foundation Type | Concrete |
| Roof Type | Gable |
| Roof Material | Galvanized Metal |
| Lot Area | 21,170 sqft (0.485 acres) |
| Garage Type | Built-in |
| Pole Barn | 460 sqft |
| Cooling System | None |
|---|---|
| Heating System | HVAC |
| Street Address | 655 OAK |
|---|---|
| City | PONDERAY |
| State | ID |
| Zip | 83852-7006 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 11-57N-2W PONDERAY BLK 10 LOTS 1,2,3,4,5,6 |
| Legal Subdivision | PONDERAY |
| Legal Block | 10 |
| Legal Lot Number | 1-6 |
| Jurisdiction | BONNER ID |
| Township / Civil Division | SANDPOINT |
| Census Block Group | 1 |
| Census Block | 1064 |
| Census Tract | 950203 |
Source: Bonner County records, as of August 28, 2023
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Mailing Address | PO BOX 33, BOTHELL, WA 98041-0033 |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 1, 2023 |
| Deed Sale | Aug 1, 2023 |
| Prior Sale | Nov 4, 2022 |
| Deed Document Number | 1023484 |
| Record Updated | Jun 7, 2026 |
Source: Bonner County assessment roll, as of January 1, 2022
| Type | Name |
|---|---|
| State | Idaho |
| County | Bonner County |
| Municipality | Ponderay City |
| Unified School District | Lake Pend Oreille School District 84 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2022 | $2,513.00 | $294,722 Land $103,564 Building $191,158 | $294,722 Land $103,564 Building $191,158 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective May 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 9 units insured incl. 8 condo units |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 95% of Idaho |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SANDPOINT PUBLIC WORKS DEPT serves 12,284 people · EPA ID ID1090121 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2025 |
| Lead | 4 ppb (2024–2026) action level 15 ppb |
| Water Quality | Treatment failure resolved · Jul 2021 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 159 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Vyve Broadband Cable · Fiber in parts of the area | 1,000 / 50 |
| MountainLink Fixed Wireless | 250 / 50 |
| Intermax Networks Fixed Wireless | 100 / 20 |
May also be available: T-Mobile, Ting, Verizon, Ziply Fiber.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures