Bonner County property record for 445 Oak, Ponderay, ID 83852
| Property Type | Structures on Leased Land |
|---|---|
| Details | 624 sqft · built 1972 |
| Owner | Individual Name on File |
| Tax Bill | $217 (2020) |
| Flood Zone | Zone X (minimal risk) |
| APN | MHP0350018006LA |
| Primary APN | MHP0350018006LA |
|---|
| Building Area | 624 sqft Finished Area |
|---|---|
| Basement Area | -3 sqft |
| Year Built | Built 1972 |
|---|---|
| Roof Type | Flat |
| Roof Material | Aluminum |
| Garage Type | Built-in |
| Shed | 1 Shed |
| Shed Area | 72 sqft |
| Cooling System | None |
|---|---|
| Heating System | Forced Air |
| Street Address | 445 OAK |
|---|---|
| City | PONDERAY |
| State | ID |
| Zip | 83852-7002 |
| Property Category | Other |
| Property Type | Other > Structures on Leased Land |
| Legal Description | 11-57N-2W PONDERAY 1972 MODULINE 12 X 52 VIN 13344 TITLE F483666 R LARSON PROP 006BA |
| Legal Subdivision | PONDERAY |
| Jurisdiction | BONNER ID |
| Township / Civil Division | SANDPOINT |
| Census Block Group | 6 |
| Census Block | 6023 |
| Census Tract | 950200 |
445 Oak is owned and occupied by an individual.
Source: Bonner County records, as of June 18, 2021
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | PO BOX 80, PONDERAY, ID 83852-0080 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Deed Document Number | F483666 |
| Record Updated | Jun 7, 2026 |
Source: Bonner County assessment roll, as of January 1, 2020
| Type | Name |
|---|---|
| State | Idaho |
| County | Bonner County |
| Municipality | Ponderay City |
| Unified School District | Lake Pend Oreille School District 84 (PK - 12) |
FEMA maps place 445 Oak in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 1997.
Source: FEMA National Flood Hazard Layer, effective May 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 3 (1997) |
| Claims Outside the SFHA | 1 of 3 |
| Most Recent Claim | Jun 1997 · Severe Storms, Snowmelt, Land/mud Slides, Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 445 Oak is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 95% of Idaho |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SANDPOINT PUBLIC WORKS DEPT serves 12,284 people · EPA ID ID1090121 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2025 |
| Lead | 4 ppb (2024–2026) action level 15 ppb |
| Water Quality | Treatment failure resolved · Jul 2021 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 89 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Ziply Fiber Fiber | 6,000 / 6,000 |
| Ting Fiber | 1,000 / 1,000 |
| Vyve Broadband Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| MountainLink Fixed Wireless | 250 / 50 |
| Intermax Networks Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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