655 NE 10th St, Bend, OR 97701 Property Records

Deschutes County property record for 655 NE 10th St, Bend, OR 97701

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,410 sqft · built 1947
Lot Size0.19 acres (8,276 sqft)
OwnerIndividual Name on File
Tax Bill$2,523 (2025)
Deeds & MortgagesMar 2022 Reverse Mortgage
Jun 2017 Reverse Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN171233-DB-05401

Property Details

APN / Parcel Number

Primary APN171233-DB-05401
Alternative APNs
  • R1001171233DB05401
  • 105766

Interior

Bedrooms3 Beds
Full Baths1 Bath
Stories1 Story
Building Area1,410 sqft Living Area
Gross Area1,650 sqft
1st Floor Area1,410 sqft
Family RoomFamily Room
Utility RoomUtility Room
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1947
Effective Year BuiltEffective 1947
Exterior MaterialAsbestos
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area8,276 sqft (0.19 acres)
Garage Area240 sqft

Utilities, Heating & Cooling

Heating FuelElectric
SewerConnected
Water SourceCommercial

Location & Zoning

Account Number105766
Street Address655 NE 10TH ST
CityBEND
StateOR
Zip97701-4740
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRS
Legal DescriptionFIRST ADDITION TO BEND PARK BLOCK 121 LOT 19.+PT.18
Legal Range12
Legal Township17
Legal Section33
Legal SubdivisionFIRST ADDITION TO BEND PARK
Legal Block121
Legal Lot Number19
JurisdictionDESCHUTES OR
Township / Civil DivisionBEND
Census Block Group1
Census Block1005
Census Tract1801

Owner

Source: Deschutes County records · APN 171233-DB-05401

Assessment roll updated November 5, 2025 · Last verified May 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address655 NE 10TH ST, BEND, OR 97701-4740
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Mar 15, 2022Deed of Trust, Mortgage · Reverse Mortgage
REVERSE MORTGAGE FUNDING LLC
Jun 19, 2017Deed of Trust, Mortgage · Reverse Mortgage
HOME POINT FINANCIAL CORPORATION
Jun 13, 2017Deed of Trust, Mortgage · FHA Mortgage
HUD-HOUSING/URBAN DEV

Assessor's Deed Record

Deed NamesVerified Name on Deed
Record UpdatedJun 08, 2026

March 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDESCHUTES OR
Property Address655 NE 10TH ST, BEND, OR 97701-4740
Transaction TypeMortgage
Record UpdatedMar 22, 2022
Title CompanyFIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address655 NE 10TH ST, BEND, OR 97701-4740

Mortgage

Document Number0000010836
DateMar 15, 2022
Instrument2022-10836
Lender
NameREVERSE MORTGAGE FUNDING LLC
TypeReverse Mortgage Lender
AddressBLOOMFIELD, NJ 07003
Agreement
TypeReverse Mortgage
AmountAmount Recorded
Term695 Months
DueFeb 25, 2080
Interest
Rate TypeAdjustable Rate
Rate3.27%
AdjustableAdjustable Rate Rider
Type Change DateApr 01, 2022
Change FrequencyMonthly
Index1-Year CMT
Max Rate8.27%

June 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDESCHUTES OR
Property Address655 NE 10TH ST, BEND, OR 97701-4740
Transaction TypeMortgage
Record UpdatedFeb 07, 2021
Title CompanyWESTERN TITLE & ESCROW

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000023688
DateJun 19, 2017
Instrument2017-23688
Lender
NameHOME POINT FINANCIAL CORPORATION
TypeGovernment Agency
AddressANN ARBOR, MI 48108
Agreement
TypeReverse Mortgage
AmountAmount Recorded
Term752 Months
DueFeb 25, 2080
Interest
Rate TypeAdjustable Rate
Rate4.35%
Type Change DateJul 01, 2018
Change FrequencyAnnually
Index1-Year LIBOR

June 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDESCHUTES OR
Property Address655 NE 10TH ST, BEND, OR 97701-4740
Document Number0000023689
Instrument DateJun 13, 2017
Transaction TypeMortgage
Record UpdatedNov 16, 2018
Title CompanyWESTERN TITLE AND ESCROW COMPANY, WESTERN TITLE & ESCROW CO

Transferred To (Grantee/Buyer)

NameVerified Name
Address655 NE 10TH ST BEND OR 977014740, BEND, OR 97701-4740

Mortgage

Document Number0000023689
DateJun 19, 2017
Instrument23689
Lender
NameHUD-HOUSING/URBAN DEV
AddressWASHINGTON, DC 20410
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term756 Months
DueJun 18, 2080
Interest
Rate TypeAdjustable Rate
Rate4.35%

Tax Assessment & Valuation

Source: Deschutes County records · Assessment roll updated November 5, 2025 · Last verified May 2026

Property Jurisdictions

TypeName
StateOregon
CountyDeschutes County
MunicipalityBend City
Unified School DistrictBend-La Pine Administrative School District 1 (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$2,523.00 (+3.91%)$175,670 (+3%)$571,460 (+1.48%) Land $285,140 Building $286,320
2024$2,428.00 (+7.86%)$170,560 (+3%)$563,120 (-) Land $285,140 Building $277,980
2023$2,251.00$165,600$563,120 Land $285,140 Building $277,980

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of December 11, 2025 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Wildfire

Wildfire RiskNot rated
no burnable land within ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
VFN Holdings
Fiber
2,300 / 2,300
TDS Telecom
Cable
1,000 / 20
Yellowknife Wireless Company
Fixed Wireless
700 / 200
Verizon
Fixed Wireless
300 / 20
Lumen Technologies
DSL · Fiber in parts of the area
140 / 20

May also be available: AT&T, Webformix Company.

Based on FCC filings for 393 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemCITY OF BEND
serves 77,704 people
Water SourceSurface water
Last State InspectionJul 2023
LeadUnder 1 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting12
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.

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