643 NE 10th St, Bend, OR 97701 Property Records

Deschutes County property record for 643 NE 10th St, Bend, OR 97701

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,394 sqft · built 1957
Lot Size	0.13 acres (5,663 sqft)
Owner	2 Company Names on Record
Last Sale	$650,000 (Aug 2023)
Tax Bill	$3,116 (2025)
Deeds & Mortgages	Aug 2023 Sale & Mortgage Nov 2021 Reverse Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`171233-DB-05300`

Property Details

APN / Parcel Number

Primary APN	`171233-DB-05300`
Alternative APNs	`R1001171233DB05300` `105768`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,394 sqft Living Area
Gross Area	1,702 sqft
1st Floor Area	1,394 sqft
Sunroom	Sunroom
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1957
Effective Year Built	Effective 1957
Exterior Material	Wood Shingle
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	5,663 sqft (0.13 acres)
Garage Area	308 sqft
Deck Area	98 sqft

Utilities, Heating & Cooling

Heating Fuel	Oil
Sewer	Connected
Water Source	Commercial

Location & Zoning

Account Number	105768
Street Address	643 NE 10TH ST
City	BEND
State	OR
Zip	97701-4740
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS
Legal Description	FIRST ADDITION TO BEND PARK BLOCK 121 LOT PT.17.&.18
Legal Range	12
Legal Township	17
Legal Section	33
Legal Subdivision	FIRST ADDITION TO BEND PARK
Legal Block	121
Legal Lot Number	17&18
Jurisdiction	DESCHUTES OR
Township / Civil Division	BEND
Census Block Group	1
Census Block	1005
Census Tract	1801

Owner

Source: Deschutes County records, as of May 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	643 NE ST, BEND, OR 97701
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Aug 28, 2023	Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Nov 5, 2021	Deed of Trust, Mortgage · Reverse Mortgage FINANCE OF AMERICA REVERSE LLC
Sep 10, 2018	Deed of Trust, Mortgage · FHA Mortgage FINANCE OF AMERICA REVERSE
Sep 10, 2018	Deed of Trust, Mortgage · FHA Mortgage FEDERAL HSNG COMMISSIONER

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 28, 2023 · Amount on Record
Deed Sale	Aug 28, 2023 · Amount on Record
Prior Sale	Jul 7, 2014
Deed Document Number	202321290
Last Transfer Date	Mar 22, 2024
Transfer Doc	0000007140
Record Updated	Sep 20, 2026

August 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DESCHUTES OR
Recording Date	Aug 28, 2023
Property Address	643 NE 10TH ST, BEND, OR 97701-4740
Document Number	0000021290
Instrument Date	Aug 14, 2023
Instrument	2023-21290
Transaction Type	Transfer
Record Updated	Sep 5, 2023
Title Company	WESTERN TITLE & ESCROW

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	2660 NE HIGHWAY 20 STE 610 # 610 PMB 82 STE 610, 610STE610, BEND, OR 97701-6402

Mortgage

Document Number	0000021291
Date	Aug 28, 2023
Instrument	2023-21291

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2053

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DESCHUTES OR
Property Address	643 NE 10TH ST, BEND, OR 97701-4740
Transaction Type	Mortgage
Record Updated	Nov 10, 2021
Title Company	DESCHUTES COUNTY TITLE COMPANY, DESCHUTES COUNTY TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	643 NE 10TH ST, BEND, OR 97701-4740

Mortgage

Document Number	0000062465
Date	Nov 5, 2021
Instrument	2021-62465

Lender

Name	FINANCE OF AMERICA REVERSE LLC
Type	Reverse Mortgage Lender
Address	TULSA, OK 74133

Agreement

Type	Reverse Mortgage
Amount	Amount Recorded

September 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DESCHUTES OR
Property Address	643 NE 10TH ST, BEND, OR 97701-4740
Document Number	0000037493
Instrument Date	Sep 10, 2018
Transaction Type	Mortgage
Record Updated	Nov 22, 2018
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	643 NE 10TH ST BEND OR 977014740, BEND, OR 97701-4740

Mortgage

Document Number	0000037493
Date	Sep 14, 2018
Instrument	37493

Lender

Name	FINANCE OF AMERICA REVERSE
Address	TULSA, OK 74133

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	996 Months

Interest

Rate Type	Adjustable Rate
Rate	4.33%

September 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DESCHUTES OR
Property Address	643 NE 10TH ST, BEND, OR 97701-4740
Document Number	0000037494
Instrument Date	Sep 10, 2018
Transaction Type	Mortgage
Record Updated	Sep 30, 2019
Title Company	DESCHUTES COUNTY TITLE COMPANY, DESCHUTES CNTY TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	643 NE 10TH ST BEND OR 977014740, BEND, OR 97701-4740

Mortgage

Document Number	0000037494
Date	Sep 14, 2018
Instrument	37494

Lender

Name	FEDERAL HSNG COMMISSIONER
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	996 Months

Interest

Rate Type	Adjustable Rate
Rate	4.33%

Tax Assessment & Valuation

Source: Deschutes County assessment roll, as of November 5, 2025

Property Jurisdictions

Type	Name
State	Oregon
County	Deschutes County
Municipality	Bend City
Unified School District	Bend-La Pine Administrative School District 1 (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,116.00 (+3.94%)	$184,430 (+3%)	$551,960 (+1.8%) Land $217,050 Building $334,910
2024	$2,998.00 (+7.88%)	$179,060 (+3%)	$542,210 (-) Land $217,050 Building $325,160
2023	$2,779.00 (+3.97%)	$173,850 (+6.08%)	$542,210 (+29.14%) Land $217,050 Building $325,160
2022	$2,673.00	$163,880	$419,860 Land $165,830 Building $254,030

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 11, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF BEND serves 77,704 people · EPA ID OR4100100
Water Source	Surface water
Last State Inspection	Jul 2023
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	12 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 393 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Vero Fiber Fiber	2,300 / 2,300
TDS Telecom Cable	1,000 / 20
Yellowknife Wireless Fixed Wireless	700 / 200
Verizon Fixed Wireless	300 / 20
CenturyLink DSL · Fiber in parts of the area	140 / 20

May also be available: AT&T, Webformix.

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