650 Morphy Ave, Fairhope, AL 36532 Property Records

Baldwin County property record for 650 Morphy Ave, Fairhope, AL 36532

Property Summary

Property Type	Single Family Home
Details	1 bd · 1 ba · 952 sqft · built 1960
Lot Size	0.369 acres (16,090 sqft)
Owner	Individual Name on File
Last Sale	$5,000 (Aug 2013)
Tax Bill	$1,317 (2025)
Deeds & Mortgages	Aug 2020 Mortgage Apr 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`46-04-17-4-000-082.504`

Property Details

APN / Parcel Number

Primary APN	`46-04-17-4-000-082.504`
Alternative APNs	`051972` `14560` `51972`

Interior

Bedrooms	1 Bed
Full Baths	1 Bath
Total Rooms	3 Rooms
Stories	1 Story
Building Area	952 sqft Heated Area
1st Floor Area	952 sqft
Flooring	Vinyl/Resilient
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1960
Effective Year Built	Effective 1960
Exterior Material	Wood
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	16,090 sqft (0.369 acres)
Lot Dimensions	128 ft deep x 125 ft wide

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Account Number	51972
Street Address	650 MORPHY AVE
City	FAIRHOPE
State	AL
Zip	36532-1841
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	125.7' X 128' BEG AT NW COR OF SW1/4 OF SE1/4 SEC 17 RUN E 25', TH S 30' TO POB, TH CONT E 125.7', TH S 128'. TH W 125.7'. TH
Jurisdiction	BALDWIN AL
Township / Civil Division	FAIRHOPE
Census Block Group	3
Census Block	3026
Census Tract	11202

Owner

650 Morphy Ave is owned and occupied by an individual who bought it in August 2013.

Source: Baldwin County records, as of April 16, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	650 MORPHY AVE, FAIRHOPE, AL 36532-1841
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 28, 2020	Deed of Trust, Mortgage CENTURY BK
Apr 20, 2018	Deed of Trust, Mortgage · Conventional Mortgage CENTURY BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 7, 2013 · Amount on File
Deed Sale	Aug 7, 2013 · Amount on File
Deed Document Number	20131413542
Record Updated	Jun 8, 2026

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BALDWIN AL
Property Address	650 MORPHY AVE, FAIRHOPE, AL 36532-1841
Document Number	0001855979
Instrument Date	Aug 28, 2020
Transaction Type	Mortgage
Record Updated	Sep 22, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	650 MORPHY AVE FAIRHOPE AL 365321841, FAIRHOPE, AL 36532-1841

Mortgage

Document Number	0001855979
Date	Sep 8, 2020
Instrument	1855979

Lender

Name	CENTURY BK
Type	Bank
Address	MOBILE, AL 36608

Agreement

Amount	Amount on Record

April 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BALDWIN AL
Property Address	650 MORPHY AVE, FAIRHOPE, AL 36532-1841
Document Number	0001693025
Instrument Date	Apr 20, 2018
Transaction Type	Mortgage
Record Updated	Aug 31, 2018
Title Company	SECURITY LAND TITLE INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	650 MORPHY AVE FAIRHOPE AL 365321841, FAIRHOPE, AL 36532-1841

Mortgage

Document Number	0001693025
Date	Apr 30, 2018
Instrument	1693025

Lender

Name	CENTURY BK
Type	Bank
Address	MOBILE, AL 36609

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 29, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 650 Morphy Ave was $1,317 with a homeowner's exemption.

Source: Baldwin County assessment roll, as of April 16, 2026

Property Jurisdictions

Type	Name
State	Alabama
County	Baldwin County
Municipality	Fairhope City
Unified School District	Baldwin County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,317.00	$29,620 Land $20,200 Building $9,420	$310,500 Land $211,800 Building $98,700
2023	$1,156.00 (+16.3%) Homeowner's exemption	$26,120 (+15.58%)	$261,200 (+15.58%) Land $193,200 Building $68,000
2022	$994.00 (+7.23%) Homeowner's exemption	$22,600	$226,000 Land $165,600 Building $60,400
2021	$927.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 650 Morphy Ave in Zone X, an area of minimal flood risk, though there have been 9 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective September 27, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 18 individual policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	22 units insured incl. 4 condo units
Nearby Flood Claims	9 (1979–2016)
Claims Outside the SFHA	4 of 9
Most Recent Claim	Aug 2016 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 650 Morphy Ave is moderate, ranking above 40% of the US, with a 0.06% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · lower than 66% of Alabama
Wildfire Likelihood	0.06% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF FAIRHOPE serves 59,850 people · EPA ID AL0000035
Water Source	Groundwater
Last State Inspection	Aug 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 289 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Mediacom Xtream Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: C Spire Wireless.

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