655 Moon Ranch Rd, Sebring, FL 33870 Property Records

Highlands County property record for 655 Moon Ranch Rd, Sebring, FL 33870 · Last verified December 2025

Property Highlights

Property TypeResidential > Prefabricated > Mobile Home
Bedrooms3 Beds
Bathrooms2 Baths
Year BuiltBuilt 1985
Square Footage4,961 sqft Living Area
Lot Size175,982 sqft (4.04 acres)
Garage576 sqft
OccupancyOwner Occupied
Tax Bill$2,809.00 (2024)

Property Details

APN / Parcel Number

Primary APNC-01-35-29-A00-0101-0000

Interior

Bedrooms3 Beds
Full Baths2 Baths
Plumbing Fixtures6 Plumbing Fixtures
Building Area4,961 sqft Living Area
1st Floor4,390 sqft 1st Floor
Stories1 Stories
Interior StructurePlywood Interior Structure
FireplaceFireplace
Fireplaces1 Fireplaces

Exterior

Year BuiltBuilt 1985
Architectural StyleMobile/Manufactured Style
Exterior MaterialAluminum Siding Exterior
Construction TypeMasonry/Concrete Masonry Units (CMUs) Construction
Roof ConstructionGable/Hip Roof Construction
Roof MaterialSlate Roof
Lot Area175,982 sqft (4.04 acres)
Depth X Width354 ft x 30 ft Depth x Width
Parking Spaces2 Parking Spaces
Garage Area576 sqft Garage

Exterior Amenities

Pool Area322 sqft Pool
Total Buildings2 Total Buildings
Pool House322 sqft Pool House
Patio Area832 sqft Patio
PorchPorch
Porch Area1,068 sqft Porch
Canopy Area336 sqft Canopy

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemForced Air Heating
Heating FuelElectric Heating Fuel

Location & Zoning

Street Address655 MOON RANCH RD
CitySEBRING
StateFL
Zip33870-9479
Property UsageResidential Property Usage
TypeResidential > Prefabricated > Mobile Home
Legal DescriptionNW 1/4 OF NE 1/4 OF NW 1/4 OF SEC 01 -LESS SLY 280 FT M/L + -LESS LOT 1 OF SUB IN NE -LESS N 33 FT RD R/W 1-35-29/10.1 4.04
Legal Range29E
Legal Township35S
Legal Section01
Legal SubdivisionMOON RANCH ACRES
Legal Lot Number1
JurisdictionHIGHLANDS FL
Minor Civil DivisionSEBRING
Census Blockgroup2
Census Block2008
Census Tract961000

Owner

Source: Highlands County records · APN C-01-35-29-A00-0101-0000

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address655 MOON RANCH RD, SEBRING, FL 33870-9479
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Jul 13, 2023Deed of Trust, Mortgage · Line of Credit
WAUCHULA STATE BANK
Jun 22, 2021Deed of Trust, Mortgage · Conventional Mortgage
CELEBRITTY HOME LOANS LLC
Oct 03, 2019Deed of Trust, Mortgage · Conventional Mortgage
QUICKEN LNS
Aug 16, 2019Loan Modification, Mortgage · Conventional Mortgage
WAUCHULA ST BK

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleSep 17, 2013
Deed SaleSep 17, 2013
Deed Doc Number1710031
Record RefreshedJun 08, 2026

July 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHIGHLANDS FL
Property Address655 MOON RANCH RD, SEBRING, FL 33870-9479
Transaction TypeMortgage
Record UpdatedAug 01, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address655 MOON RANCH RD, SEBRING, FL 33870-9479

Mortgage

Document Number0002159931
DateJul 13, 2023
Book Page2986/1097
Instrument2159931
Lender
NameWAUCHULA STATE BANK
TypeBank
AddressWAUCHULA, FL 33873
Agreement
TypeLine of Credit
AmountAmount Recorded
Term240 Months
DueJul 25, 2043
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly (Revolving credit lines are monthly unless stated otherwise).

June 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHIGHLANDS FL
Property Address655 MOON RANCH RD, SEBRING, FL 33870-9479
Transaction TypeMortgage
Record UpdatedJul 02, 2021
Title CompanySOUTH RIDGE ABSTRACT AND TITLE, SOUTH RIDGE ABSTRACT & TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address655 MOON RANCH RD, SEBRING, FL 33870-9479

Mortgage

Document Number0002040418
DateJun 22, 2021
Book Page2832/96
Instrument2040418
Lender
NameCELEBRITTY HOME LOANS LLC
TypeNon-Lending Institution
AddressVILLA PARK, IL 60181
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJun 01, 2051

October 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHIGHLANDS FL
Property Address655 MOON RANCH RD, SEBRING, FL 33870-9479
Document Number0001959350
Instrument DateOct 03, 2019
Transaction TypeMortgage
Record UpdatedOct 24, 2019
Title CompanyOTHER

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband And Wife
Address655 MOON RANCH RD SEBRING FL 338709479, SEBRING, FL 33870-9479

Mortgage

Document Number0001959350
DateOct 09, 2019
Book Page002717/000145
Instrument1959350
Lender
NameQUICKEN LNS
TypeFunding / Finance Company
AddressDETROIT, MI 48226-1906
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term180 Months
DueOct 08, 2034

August 2019: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionHIGHLANDS FL
Property Address655 MOON RANCH RD, SEBRING, FL 33870-9479
Document Number0001953566
Instrument DateAug 16, 2019
Transaction TypeMortgage
Record UpdatedSep 04, 2019
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband And Wife
Address655 MOON RANCH RD SEBRING FL 338709479, SEBRING, FL 33870-9479

Mortgage

Document Number0001953566
DateAug 26, 2019
Book Page002709/000644
Instrument1953566
Lender
NameWAUCHULA ST BK
TypeBank
AddressSEBRING, FL 33872
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term240 Months
DueAug 25, 2039

Tax Assessment & Valuation

Source: Highlands County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

TypeName
StateFlorida
CountyHighlands County
Unified School DistrictHighlands County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$192,716 (+5.99%)$551,151 (-8.94%) Land $81,700 Building $469,451
2024$2,809.00 (+3.54%)
2023$2,713.00 (+2.11%) Homeowner's exemption$181,830 (+3%)$605,285 (+61.84%) Land $51,300 Building $553,985
2022$2,657.00 Homeowner's exemption$176,534$374,012 Land $43,700 Building $330,312

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Highlands County (12055C), updated November 17, 2015 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo
Nearest Special Flood Hazard AreaZone A, within 100 ft

Wildfire

Wildfire RiskModerate
above 68% of the US · above 47% of Florida
Wildfire LikelihoodAbout 1 in 360 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

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