454 Moon Ranch Rd, Sebring, FL 33870 Property Records

Highlands County property record for 454 Moon Ranch Rd, Sebring, FL 33870

Property Summary

Property Type	Single Family Home
Details	5 bd · 3 ba · 5,266 sqft · built 1988
Lot Size	1.75 acres (76,230 sqft)
Owner	Individual Name on Record
Last Sale	$644,900 (Aug 2021)
Tax Bill	$7,771 (2024)
Deeds & Mortgages	Aug 2021 Sale & Mortgage May 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`C-35-34-29-020-0011-0000`

Property Details

APN / Parcel Number

Primary APN	`C-35-34-29-020-0011-0000`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Plumbing Fixtures	11 Plumbing Fixtures
Stories	2 Stories
Building Area	5,266 sqft Living Area
1st Floor Area	2,346 sqft
2nd Floor Area	2,091 sqft
Upper Floors Area	2,091 sqft
Attic Area	300 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1988
Effective Year Built	Effective 2000
Exterior Material	Aluminum Siding
Construction Type	Steel Frame
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	76,230 sqft (1.75 acres)
Lot Dimensions	300 ft deep x 30 ft wide
Garage Type	Finished
Garage Area	648 sqft
Driveway	Driveway
Driveway Area	720 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Type	Pool with Hot Tub/Spa
Pool Area	450 sqft
Porch	Open Porch
Porch Area	1,152 sqft
Deck Area	220 sqft
Patio Area	328 sqft
Shed	1 Shed
Shed Area	192 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Heating Fuel	Electric

Location & Zoning

Street Address	454 MOON RANCH RD
City	SEBRING
State	FL
Zip	33870-9757
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AU
Legal Description	LONGWOOD SUB PB 13 PG 37 S 1/2 OF LOT 1 1.75 ACRES
Legal Range	29E
Legal Township	34S
Legal Section	35
Legal Subdivision	LONGWOOD SUB
Legal Lot Number	1
Jurisdiction	HIGHLANDS FL
Township / Civil Division	SEBRING
Census Block Group	2
Census Block	2010
Census Tract	961000

Owner

Source: Highlands County records, as of December 12, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	454 MOON RANCH RD, SEBRING, FL 33870-9757
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 5, 2021	Warranty Deed, Transfer · Conventional Mortgage CELEBRITY HOME LOANS LLC
May 4, 2020	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Jan 23, 2019	Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 5, 2021 · Amount on Record
Deed Sale	Aug 5, 2021 · Amount on Record
Prior Sale	Jan 23, 2019 · Amount on Record
Deed Document Number	2047267
Deed Book / Page	2842 / 281
Record Updated	Jun 8, 2026

August 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HIGHLANDS FL
Recording Date	Aug 5, 2021
Property Address	454 MOON RANCH RD, SEBRING, FL 33870-9757
Document Number	0002047267
Book / Page	2842 / 281
Map Reference	MB 13 PG 37
Instrument Date	Aug 2, 2021
Instrument	2047267
Transaction Type	Transfer
Record Updated	Aug 18, 2021
Title Company	HEARTLAND TITLE COMPANY, HEARTLAND TITLE INS AGCY CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$4,514.30
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	454 MOON RANCH RD, 454, SEBRING, FL 33870-9757

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	454 MOON RANCH RD, SEBRING, FL 33870-9757

Mortgage

Document Number	0002842283
Date	Aug 5, 2021
Instrument	2842/283

Lender

Name	CELEBRITY HOME LOANS LLC
Type	Non-Lending Institution

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2051

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HIGHLANDS FL
Property Address	454 MOON RANCH RD, SEBRING, FL 33870-9757
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001984484
Date	May 4, 2020
Book Page	2751/732
Instrument	1984484

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2050

January 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HIGHLANDS FL
Recording Date	Jan 23, 2019
Property Address	454 MOON RANCH RD, SEBRING, FL 33870-9757
Document Number	0001926059
Book / Page	2674 / 1269
Map Reference	MB 13 PG 37
Instrument Date	Jan 18, 2019
Instrument	1926059
Transaction Type	Transfer
Record Updated	Dec 17, 2021
Title Company	ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,185.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	454 MOON RANCH RD, 454, SEBRING, FL 33870-9757

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3617 SUNRISE DR, SEBRING, FL 33872-2081

Mortgage

Document Number	0001926060
Date	Jan 23, 2019
Instrument	1926060

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2049

Tax Assessment & Valuation

Source: Highlands County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Highlands County
Unified School District	Highlands County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$521,449 (-3.3%) Land $33,110 Building $488,339	$521,449 (-3.3%) Land $33,110 Building $488,339
2024	$7,771.00 (+1.71%)
2023	$7,640.00 (+9.02%)	$539,258 (+16.07%) Land $23,100 Building $516,158	$539,258 (+16.07%) Land $23,100 Building $516,158
2022	$7,008.00	$464,578 Land $19,250 Building $445,328	$464,578 Land $19,250 Building $445,328

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 17, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 90 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	90 in force
Nearby Flood Claims	20 (2002–2023)
Claims Outside the SFHA	3 of 20
Most Recent Claim	Sep 2023 · rainfall accumulation
Claims by Event	Hurricane Irma, Sep 2017 · 8 claims Hurricane Frances, Sep 2004 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 68% of the US · above 48% of Florida
Wildfire Likelihood	0.3% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 8 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
Rapid Systems Fixed Wireless	50 / 10
T-Mobile Fixed Wireless	25 / 3
AT&T Fixed Wireless	25 / 3

May also be available: CenturyLink.

Nearby Properties on Moon Ranch Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures