San Mateo County property record for 655 Miramar Dr, Half Moon Bay, CA 94019
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,200 sqft · built 1985 |
| Lot Size | 0.746 acres (32,508 sqft) |
| Owner | 2 Company Names on Record |
| Last Sale | $1,418,000 (Nov 2020) |
| Tax Bill | $17,995 (2025) |
| Deeds & Mortgages | Nov 2020 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 048-076-130 |
| Primary APN | 048-076-130 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 2,200 sqft Living Area |
| 1st Floor Area | 2,200 sqft |
| Family Room | Family Room |
| Year Built | Built 1985 |
|---|---|
| Effective Year Built | Effective 1985 |
| Lot Area | 32,508 sqft (0.746 acres) |
| Garage Area | 400 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | None |
|---|---|
| Heating System | Central |
| Street Address | 655 MIRAMAR DR |
|---|---|
| City | HALF MOON BAY |
| State | CA |
| Zip | 94019-5132 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | NELY 10 FT L 9 LOTS 10 11 12 13 14 & NELY 10 FT L 15 BLK 4 SUB OF BLK 10 MIRAMAR TERRACE RSM 5/19 |
| Legal Subdivision | MIRAMAR TERRACE |
| Legal Block | 4,10 |
| Legal Lot Number | 10 |
| Jurisdiction | SAN MATEO CA |
| Township / Civil Division | HALF MOON BAY |
| Census Block Group | 2 |
| Census Block | 2000 |
| Census Tract | 613502 |
Source: San Mateo County records, as of July 15, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Company Names on Record |
|---|---|
| Mailing Address | 655 MIRAMAR DR, HALF MOON BAY, CA 94019-5132 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 3, 2020 · Amount on Record |
| Deed Sale | Nov 3, 2020 · Amount on Record |
| Prior Sale | Jun 24, 2016 · Amount on Record |
| Deed Document Number | 2020122257 |
| Prior Transfer Date | Nov 5, 2014 |
| Prior Transfer Doc | 0000108891 |
| Record Updated | Sep 20, 2026 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SAN MATEO CA |
| Recording Date | Nov 3, 2020 |
| Property Address | 655 MIRAMAR DR, HALF MOON BAY, CA 94019-5132 |
| Document Number | 0000122257 |
| Map Reference | MB 5 PG 19 |
| Instrument Date | Oct 29, 2020 |
| Instrument | 2020-122257 |
| Transaction Type | Transfer |
| Record Updated | Aug 9, 2021 |
| Title Company | LAWYERS TITLE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,559.80 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Family Trust |
| Address | 655 MIRAMAR DR, HALF MOON BAY, CA 94019-5132 |
| Document Number | 0000122258 |
|---|---|
| Date | Nov 3, 2020 |
| Instrument | 2020-122258 |
| Name | MORTGAGE RESEARCH CENTER LLC |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 1, 2050 |
Source: San Mateo County assessment roll, as of July 15, 2026
| Type | Name |
|---|---|
| State | California |
| County | San Mateo County |
| Unified School District | Cabrillo Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,565,244 (+2%) Land $656,588 Building $908,656 | ||
| 2025 | $17,995.00 (+10.58%) Homeowner's exemption | $1,534,554 (+4.04%) Land $643,714 Building $890,840 | |
| 2023 | $16,274.00 (+1.4%) Homeowner's exemption | $1,474,968 Land $618,719 Building $856,249 | $1,788,570 |
| 2022 | $16,049.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 16 policies |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 16 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 62% of the US · lower than 62% of California |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | COASTSIDE COUNTY WATER DISTRICT serves 19,033 people · EPA ID CA4110011 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jul 2023 |
| Lead | 2 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 3 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Starlink Satellite | 280 / 30 |
| Cruzio Fixed Wireless | 100 / 100 |
4G LTE (outdoors only), no 5G reported
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