San Mateo County property record for 620 Miramar Dr, Half Moon Bay, CA 94019
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 3 ba · 3,881 sqft · built 1996 |
| Lot Size | 0.23 acres (10,011 sqft) |
| Owner | 2 Trust Names on File |
| Last Sale | $1,150,000 (Jun 2012) |
| Tax Bill | $17,855 (2025) |
| Deeds & Mortgages | Nov 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 048-074-120 |
| Primary APN | 048-074-120 |
|---|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 10 Rooms |
| Stories | 2 Stories |
| Building Area | 3,881 sqft Living Area |
| 1st Floor Area | 1,850 sqft |
| 2nd Floor Area | 1,590 sqft |
| Basement Area | 441 sqft |
| Finished Basement | 441 sqft |
| Family Room | Family Room |
| Year Built | Built 1996 |
|---|---|
| Effective Year Built | Effective 1996 |
| Lot Area | 10,011 sqft (0.23 acres) |
| Lot Dimensions | 159 ft deep x 63 ft wide |
| Garage Area | 490 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 620 MIRAMAR DR |
|---|---|
| City | HALF MOON BAY |
| State | CA |
| Zip | 94019-5131 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R10000 |
| Legal Description | PARCEL A PARCEL MAP VOL 68/97-98 |
| Legal Subdivision | SUBDIVISION OF BLOCK 10 MIRAMAR TERRACE |
| Legal Lot Number | 7-10 |
| Jurisdiction | SAN MATEO CA |
| Township / Civil Division | HALF MOON BAY |
| Census Block Group | 2 |
| Census Block | 2000 |
| Census Tract | 613502 |
620 Miramar Dr is owner-occupied and held in a trust since April 2013.
Source: San Mateo County records, as of August 12, 2026
| Owner of Record | 2 Trust Names on File |
|---|---|
| Mailing Address | 620 MIRAMAR DR, HALF MOON BAY, CA 94019-5131 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 8, 2012 · Amount on File |
| Deed Sale | Jun 8, 2012 · Amount on File |
| Prior Sale | Feb 29, 1996 · Amount on File |
| Deed Document Number | 201280830 |
| Last Transfer Date | Apr 5, 2013 |
| Transfer Doc | 0000063565 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN MATEO CA |
| Property Address | 620 MIRAMAR DR, HALF MOON BAY, CA 94019-5131 |
| Transaction Type | Mortgage |
| Record Updated | Dec 8, 2021 |
| Name | Verified Name |
|---|---|
| Address | 620 MIRAMAR DR, HALF MOON BAY, CA 94019-5131 |
| Document Number | 0000159080 |
|---|---|
| Date | Nov 16, 2021 |
| Instrument | 2021-159080 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Address | SIOUX FALLS, SD 57104 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Dec 1, 2051 |
The 2025 property tax bill for 620 Miramar Dr was $17,855 with a homeowner's exemption.
Source: San Mateo County assessment roll, as of July 15, 2026
| Type | Name |
|---|---|
| State | California |
| County | San Mateo County |
| Unified School District | Cabrillo Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,473,338 (+2%) Land $736,669 Building $736,669 | ||
| 2025 | $17,855.00 Homeowner's exemption | $1,444,450 Land $722,225 Building $722,225 | |
| 2023 | $16,083.00 (+1.95%) Homeowner's exemption | $1,388,362 Land $694,181 Building $694,181 | $1,986,570 |
| 2022 | $15,775.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 620 Miramar Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 16 policies |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 16 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 620 Miramar Dr is moderate, ranking above 52% of the US, with a 0.1% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 52% of the US · lower than 69% of California |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | COASTSIDE COUNTY WATER DISTRICT serves 19,033 people · EPA ID CA4110011 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jul 2023 |
| Lead | 2 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 347 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Cruzio Fixed Wireless | 1,000 / 1,000 |
May also be available: AT&T, Verizon.
5G (outdoors only) and 4G LTE
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