655 Marion Ave, Ben Lomond, CA 95005 Property Records

Santa Cruz County property record for 655 Marion Ave, Ben Lomond, CA 95005

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,711 sqft · built 1975
Lot Size	0.251 acres (10,934 sqft)
Owner	2 Company Names on Record
Last Sale	$899,000 (Nov 2025)
Tax Bill	$4,616 (2025)
Deeds & Mortgages	Nov 2025 Sale & Mortgage Aug 2025 Construction Loan
Flood Zone	Zone X (minimal risk)
APN	`077-352-09`

Property Details

APN / Parcel Number

Primary APN	`077-352-09`
Alternative APN	`077-352-09-000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,711 sqft Living Area
Gross Area	2,111 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1975
Effective Year Built	Effective 1975
Exterior Material	Wood Siding
Construction Type	Wood
Roof Material	Built-Up Asphalt
Lot Area	10,934 sqft (0.251 acres)
Terrain	Steep
Garage Type	Attached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces
Deck Area	660 sqft
Patio Area	660 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Sewer	Septic
Water Source	Commercial

Location & Zoning

Street Address	655 MARION AVE
City	BEN LOMOND
State	CA
Zip	95005-9405
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1-15
Legal Description	TR 442
Legal Subdivision	RANCHO RIO
Legal Tract	442
Legal Lot Number	95
Jurisdiction	SANTA CRUZ CA
Township / Civil Division	SAN LORENZO VALLEY
Census Block Group	1
Census Block	1000
Census Tract	120600

Owner

Source: Santa Cruz County records, as of August 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	655 MARION AVE, BEN LOMOND, CA 95005-9405
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Family Trust

Deeds, Mortgages & Sale History

Date	Document
Nov 19, 2025	Grant Deed, Transfer · Conventional Mortgage THE LOAN STORE INC
Aug 13, 2025	Affidavit of Death of Joint Tenant, Transfer · Construction Mortgage THE BAIOCCHI FAMILY LIMITED PARTNERSHIP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 19, 2025 · Amount on Record
Deed Sale	Nov 19, 2025 · Amount on Record
Prior Sale	Jun 8, 1995 · Amount on Record
Deed Document Number	202524910
Record Updated	Sep 20, 2026

November 2025: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SANTA CRUZ CA
Recording Date	Nov 19, 2025
Property Address	655 MARION AVE, BEN LOMOND, CA 95005-9405
Document Number	0000024910
Map Reference	MB 43 PG 36
Instrument Date	Nov 7, 2025
Instrument	2025-0024910
Transaction Type	Transfer
Record Updated	Dec 25, 2025
Title Company	STEWART TITLE, STEWART TITLE OF CA INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$988.90
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	655 MARION AVE, BEN LOMOND, CA 95005-9405

Mortgage

Document Number	0000024911
Date	Nov 19, 2025
Instrument	2025-0024911

Lender

Name	THE LOAN STORE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2055

August 2025: Affidavit of Death of Joint Tenant, Transfer

Document Type	Affidavit of Death of Joint Tenant
Jurisdiction	SANTA CRUZ CA
Recording Date	Aug 13, 2025
Property Address	655 MARION AVE, BEN LOMOND, CA 95005-9405
Document Number	0000016889
Map Reference	MB 43 PG 36
Instrument Date	Aug 12, 2025
Instrument	2025-0016889
Transaction Type	Transfer
Record Updated	Sep 26, 2025
Title Company	STEWART TITLE OF CA INC

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000016891
Date	Aug 13, 2025
Instrument	2025-0016891

Lender

Name	THE BAIOCCHI FAMILY LIMITED PARTNERSHIP
Type	Non-Lending Institution
Address	BEN LOMOND, CA 95005

Agreement

Type	Construction Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Santa Cruz County assessment roll, as of August 19, 2026

Property Jurisdictions

Type	Name
State	California
County	Santa Cruz County
Unified School District	San Lorenzo Valley Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$899,000 (+148.93%) Land $602,330 Building $296,670
2025	$4,616.00 (+5.63%) Homeowner's exemption	$361,146 (+4.04%) Land $117,583 Building $243,563
2023	$4,370.00 (+2.51%) Homeowner's exemption	$347,123 Land $113,017 Building $234,106	$815,670
2022	$4,263.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 10, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 15 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	15 in force
Nearby Flood Claims	2 (1995–2022)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Dec 2022 · Severe Winter Storms, Flooding, Landslides, And Mudslides

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · lower than 79% of California
Wildfire Likelihood	0.04% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SAN LORENZO VALLEY WATER DIST serves 21,513 people · EPA ID CA4410014
Water Source	Surface water
Last State Inspection	Apr 2025
Lead	3 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory currently in violation since Oct 2024
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 78 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20
Surfnet Communications Fixed Wireless	100 / 20

May also be available: Verizon.

Cell Coverage

5G and 4G LTE (outdoors only)

Nearby Properties on Marion Ave

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures