641 Marion Ave, Ben Lomond, CA 95005 Property Records

Santa Cruz County property record for 641 Marion Ave, Ben Lomond, CA 95005

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,323 sqft · built 1984
Lot Size	0.224 acres (9,757 sqft)
Owner	2 Individual Names on Record
Last Sale	$1,010,000 (Apr 2026)
Tax Bill	$12,516 (2025)
Deeds & Mortgages	Apr 2021 Mortgage Nov 2021 Mortgage + 5 more
Flood Zone	Zone X (minimal risk)
APN	`077-352-08`

Property Details

APN / Parcel Number

Primary APN	`077-352-08`
Alternative APN	`077-352-08-000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	2,323 sqft Living Area
Gross Area	2,723 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1984
Effective Year Built	Effective 2010
Architectural Style	Ranch
Exterior Material	Wood Siding
Construction Type	Wood
Roof Material	Composition Shingle
Lot Area	9,757 sqft (0.224 acres)
Terrain	Steep
Garage Type	Attached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces
Deck Area	357 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Septic
Water Source	Commercial

Location & Zoning

Street Address	641 MARION AVE
City	BEN LOMOND
State	CA
Zip	95005-9405
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1-15
Legal Subdivision	RANCHO RIO SUB #4 TR #442
Legal Lot Number	94
Jurisdiction	SANTA CRUZ CA
Township / Civil Division	SAN LORENZO VALLEY
Census Block Group	1
Census Block	1000
Census Tract	120600

Owner

Source: Santa Cruz County records, as of August 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	641 MARION AVE, BEN LOMOND, CA 95005-9405
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Community Property

Deeds, Mortgages & Sale History

Date	Document
Apr 14, 2021	Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC
Nov 5, 2021	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Apr 20, 2026	Grant Deed, Transfer · Conventional Mortgage HOME LOAN CORPORATION
Mar 21, 2022	Grant Deed, Transfer · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP
Jul 29, 2020	Deed of Trust, Mortgage · Conventional Mortgage BETTER MORTGAGE CORPORATION
Oct 17, 2019	Intrafamily Transfer, Transfer · Conventional Mortgage BETTER MORTGAGE CORPORATION
May 2, 2018	Grant Deed, Transfer · Conventional Mortgage LENDUS LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 20, 2026 · Amount on Record
Deed Sale	Apr 20, 2026 · Amount on Record
Prior Sale	Mar 21, 2022 · Amount on Record
Deed Document Number	20268598
Prior Transfer Date	Oct 9, 2019
Prior Transfer Doc	0000031968
Record Updated	Sep 20, 2026

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CRUZ CA
Property Address	641 MARION AVE, BEN LOMOND, CA 95005-9405
Transaction Type	Mortgage
Record Updated	May 12, 2026
Title Company	TITLE CONNECT TSG, TITLE CONNECT SIM

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	641 MARION AVE, BEN LOMOND, CA 95005-9405

Mortgage

Document Number	0000021460
Date	Apr 14, 2021
Instrument	2021-0021460

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	May 1, 2036

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CRUZ CA
Property Address	641 MARION AVE, BEN LOMOND, CA 95005-9405
Transaction Type	Mortgage
Record Updated	May 12, 2026
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL AGENCY SLN

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	641 MARION AVE, BEN LOMOND, CA 95005-9405

Mortgage

Document Number	0000055256
Date	Nov 5, 2021
Instrument	2021-0055256

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2051

April 2026: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SANTA CRUZ CA
Recording Date	Apr 20, 2026
Property Address	641 MARION AVE, BEN LOMOND, CA 95005-9405
Document Number	0000008598
Instrument Date	Apr 1, 2026
Instrument	20268598
Transaction Type	Transfer
Record Updated	Jul 6, 2026
Title Company	K K TITLE AND ESCROW, HOMELIGHT TITLE & ESCROW COMPA

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$112,211.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	641 MARION AVE, BEN LOMOND, CA 95005-9405
Investor	Possibly a Property Investor

Mortgage

Document Number	0000008599,
Date	Apr 20, 2026
Instrument	20268599

Lender

Name	HOME LOAN CORPORATION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6%
Initial Type	Fixed Rate
Max Rate	-1%

March 2022: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SANTA CRUZ CA
Recording Date	Mar 21, 2022
Property Address	641 MARION AVE, BEN LOMOND, CA 95005-9405
Document Number	0000009110
Map Reference	MB 43 PG 36
Instrument Date	Mar 18, 2022
Instrument	2022-0009110
Transaction Type	Transfer
Record Updated	Apr 6, 2022
Title Company	FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,089.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1551 FERNSIDE ST, REDWOOD CITY, CA 94061-2440

Mortgage

Document Number	0000009111
Date	Mar 21, 2022
Instrument	2022-0009111

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2052

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CRUZ CA
Property Address	641 MARION AVE, BEN LOMOND, CA 95005-9405
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	TITLE365

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000028269
Date	Jul 29, 2020
Instrument	2020-0028269

Lender

Name	BETTER MORTGAGE CORPORATION
Type	Mortgage Company
Address	NEW YORK, NY 10271

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Aug 1, 2035

October 2019: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SANTA CRUZ CA
Recording Date	Oct 17, 2019
Property Address	641 MARION AVE, BEN LOMOND, CA 95005-9405
Document Number	0000031968
Map Reference	MB 43 PG 36
Instrument Date	Oct 9, 2019
Instrument	2019-0031968
Transaction Type	Transfer
Record Updated	Aug 17, 2021
Title Company	2221 ER ENTITLE INS CO SIMI

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship

Mortgage

Document Number	0000031969
Date	Oct 17, 2019
Instrument	2019-0031969

Lender

Name	BETTER MORTGAGE CORPORATION
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2049

May 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SANTA CRUZ CA
Recording Date	May 2, 2018
Property Address	641 MARION AVE, BEN LOMOND, CA 95005-9405
Document Number	0000013250
Map Reference	MB 43 PG 36
Instrument Date	Apr 24, 2018
Instrument	2018-0013250
Transaction Type	Transfer
Record Updated	Aug 17, 2021
Title Company	FIRST AMERICAN TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	641 MARION AVE, BEN LOMOND, CA 95005-9405

Mortgage

Document Number	0000013251
Date	May 2, 2018
Instrument	2018-0013251

Lender

Name	LENDUS LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2048

Tax Assessment & Valuation

Source: Santa Cruz County assessment roll, as of August 19, 2026

Property Jurisdictions

Type	Name
State	California
County	Santa Cruz County
Unified School District	San Lorenzo Valley Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,071,608 (+2%) Land $757,703 Building $313,905
2025	$12,516.00 (+4.11%) Homeowner's exemption	$1,050,596 (+4.04%) Land $742,846 Building $307,750
2024	$12,022.00 (-0.11%)
2023	$12,035.00 (+27.61%) Homeowner's exemption	$1,009,800 Land $714,000 Building $295,800	$947,430
2022	$9,431.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 10, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 15 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	15 in force
Nearby Flood Claims	2 (1995–2022)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Dec 2022 · Severe Winter Storms, Flooding, Landslides, And Mudslides

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · lower than 79% of California
Wildfire Likelihood	0.04% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SAN LORENZO VALLEY WATER DIST serves 21,513 people · EPA ID CA4410014
Water Source	Surface water
Last State Inspection	Apr 2025
Lead	3 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory currently in violation since Oct 2024
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 78 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20
Surfnet Communications Fixed Wireless	100 / 20

May also be available: Verizon.

Cell Coverage

5G and 4G LTE (outdoors only)

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