Catoosa County property record for 609 Live Oak Rd, Ringgold, GA 30736
| Property Type | Single Family Home |
|---|---|
| Details | 3 ba · 2,461 sqft · built 2017 |
| Lot Size | 0.23 acres (10,019 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $329,450 (Dec 2017) |
| Tax Bill | $981 (2025) |
| Deeds & Mortgages | Jul 2017 Mortgage Jan 2018 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 0038N165 |
| Primary APN | 0038N165 |
|---|---|
| Alternative APN |
|
| Full Baths | 3 Baths |
|---|---|
| Stories | 2 Stories |
| Building Area | 2,461 sqft Heated Area |
| Flooring | Concrete/Cement |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2017 |
|---|---|
| Exterior Material | Fiber Cement Siding |
| Foundation Type | Footing |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 10,019 sqft (0.23 acres) |
| Lot Dimensions | 126 ft deep x 80 ft wide |
| Garage Area | 462 sqft |
| Porch | Open Porch |
| Porch Area | 350 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 29063 |
|---|---|
| Street Address | 609 LIVE OAK RD |
| City | RINGGOLD |
| State | GA |
| Zip | 30736-3392 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-3 |
| Legal Description | LOT 165 WHITE OAK PLANTATION PHASE 6 |
| Legal Subdivision | WHITE OAK PLANTATION |
| Legal Phase | 6 |
| Legal Lot Number | 165 |
| Jurisdiction | CATOOSA GA |
| Township / Civil Division | RINGGOLD |
| Census Block Group | 2 |
| Census Block | 2001 |
| Census Tract | 30201 |
609 Live Oak Rd is owned and occupied by two individuals who bought it in December 2017.
Source: Catoosa County records, as of January 30, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 609 LIVE OAK RD, RINGGOLD, GA 30736-3392 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jul 17, 2017 | Deed of Trust, Mortgage · Stand-Alone First Mortgage FIRST VOLUNTEER BANK |
| Jan 4, 2018 | Warranty Deed, Subdivision Related Transfer · Conventional Mortgage FIRST VOLUNTEER BK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 27, 2017 · Amount on File |
| Deed Sale | Dec 27, 2017 · Amount on File |
| Prior Sale | Jul 7, 2017 · Amount on File |
| Deed Document Number | 0001915144 |
| Deed Book / Page | 1915 / 144 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CATOOSA GA |
| Property Address | 609 LIVE OAK RD, RINGGOLD, GA 30736-3392 |
| Transaction Type | Mortgage |
| Record Updated | Jun 30, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0018880625 |
|---|---|
| Date | Jul 17, 2017 |
| Book Page | 1888/625 |
| Instrument | 005023 |
| Name | FIRST VOLUNTEER BANK |
|---|---|
| Type | Bank |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 12 Months |
| Due | Aug 1, 2018 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CATOOSA GA |
| Recording Date | Jan 4, 2018 |
| Property Address | 609 LIVE OAK RD, RINGGOLD, GA 30736-3392 |
| Document Number | 0019150144 |
| Book / Page | 001915 / 000144 |
| Instrument Date | Dec 27, 2017 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Feb 4, 2019 |
| Title Company | CHOICE TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $329.50 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 609 LIVE OAK RD RINGGOLD GA 307363392, RINGGOLD, GA 30736-3392 |
| Document Number | 19150146 |
|---|---|
| Date | Jan 4, 2018 |
| Book Page | 001915/000146 |
| Name | FIRST VOLUNTEER BK |
|---|---|
| Type | Bank |
| Address | CHATTANOOGA, TN 37402 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jan 3, 2048 |
The 2025 property tax bill for 609 Live Oak Rd was $981 with exemptions applied.
Source: Catoosa County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Georgia |
| County | Catoosa County |
| Unified School District | Catoosa County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $981.00 Homeowner's exemption Senior Citizen's exemption | $233,998 Land $20,000 Building $213,998 | $584,996 Land $50,000 Building $534,996 |
| 2023 | $1,202.00 (-60.67%) Homeowner's exemption Senior Citizen's exemption | $165,669 Land $22,000 Building $143,669 | $414,172 Land $55,000 Building $359,172 |
| 2022 | $3,056.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 609 Live Oak Rd in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 1990.
Source: FEMA National Flood Hazard Layer, effective September 12, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 3 (1990–2026) |
| Claims Outside the SFHA | 3 of 3 |
| Most Recent Claim | Aug 2026 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 609 Live Oak Rd is low, with a 0.03% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 65% of the US · lower than 88% of Georgia |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | RINGGOLD serves 2,953 people · EPA ID GA0470002 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | May 2023 |
| Lead | 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | Haloacetic acids resolved · Jan 2024 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 273 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Ringgold Telephone Company Fiber | 1,000 / 1,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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