Effingham County property record for 655 High Bluff Rd, Rincon, GA 31326 · Last verified December 2025
| Property Type | Residential > Single Family > Rural Home |
|---|---|
| Bathrooms | 2 Baths |
| Year Built | Built 2002 |
| Square Footage | 2,008 sqft Heated Area |
| Lot Size | 463,478 sqft (10.6 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $44,000 (1996) |
| Tax Bill | $3,772.00 (2025) |
| Primary APN | 04590-049-000 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2 Baths |
|---|---|
| Building Area | 2,008 sqft Heated Area |
| Stories | 1 Stories |
| Interior Structure | Wallboard/Drywall Interior Structure |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 2002 |
|---|---|
| Exterior Material | Brick Veneer Exterior |
| Foundation Type | Mat/Raft Foundation (Slab) Foundation |
| Roof Construction | Gable/Hip Roof Construction |
| Roof Material | Fiberglass Roof |
| Lot Area | 463,478 sqft (10.6 acres) |
| Porch | Open Porch |
|---|---|
| Porch Area | 216 sqft Porch |
| Topography | High Topography |
| Utility Building | 192 sqft Utility Building |
| Cooling System | Central Cooling |
|---|---|
| Heating System | Central Heating |
| Account Number | 18228 |
|---|---|
| Old Parcel Number | 04590049 |
| Street Address | 655 HIGH BLUFF RD |
| City | RINCON |
| State | GA |
| Zip | 31326-3612 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Rural Home |
| Legal Description | 10.64 AC |
| Legal Subdivision | B |
| Jurisdiction | EFFINGHAM GA |
| Minor Civil Division | RINCON |
| Census Blockgroup | 1 |
| Census Block | 1003 |
| Census Tract | 30303 |
Source: Effingham County records · APN 04590-049-000
Assessment roll updated July 1, 2025 · Last verified December 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 655 HIGH BLUFF RD, RINCON, GA 31326-3612 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Jun 04, 2025 | Deed of Trust, Mortgage · Line of Credit FIRST CHATHAM BANK |
| Jun 17, 2021 | Deed of Trust, Mortgage · Conventional Mortgage LOAN DEPOT COM |
| Jul 01, 2020 | Deed of Trust, Mortgage · Conventional Mortgage LOAN DEPOT COM |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Sep 24, 1996 · Amount on Record |
| Deed Sale | Sep 24, 1996 · Amount on Record |
| Deed Doc Number | 0000418453 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | EFFINGHAM GA |
| Property Address | 655 HIGH BLUFF RD, RINCON, GA 31326-3612 |
| Transaction Type | Mortgage |
| Record Updated | Oct 03, 2025 |
| Name | Verified Name |
|---|---|
| Address | 655 HIGH BLUFF RD, RINCON, GA 31326-3612 |
| Document Number | 0000002976/0000000514 |
|---|---|
| Date | Jun 04, 2025 |
| Book Page | 0000002976/0000000514 |
| Instrument | D2025004314 |
| Name | FIRST CHATHAM BANK |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Jan 01, 2035 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | EFFINGHAM GA |
| Property Address | 655 HIGH BLUFF RD, RINCON, GA 31326-3612 |
| Transaction Type | Mortgage |
| Record Updated | Jul 27, 2021 |
| Name | Verified Name |
|---|---|
| Address | 655 HIGH BLUFF RD, RINCON, GA 31326-3612 |
| Document Number | 0000002698/0000000740 |
|---|---|
| Date | Jun 17, 2021 |
| Book Page | 0000002698/0000000740 |
| Instrument | 007288 |
| Name | LOAN DEPOT COM |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 01, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | EFFINGHAM GA |
| Property Address | 655 HIGH BLUFF RD, RINCON, GA 31326-3612 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|---|
| Address | 655 HIGH BLUFF RD, RINCON, GA 31326-3612 |
| Document Number | 0000002603/0000000293 |
|---|---|
| Date | Jul 01, 2020 |
| Book Page | 0000002603/0000000293 |
| Instrument | 006323 |
| Name | LOAN DEPOT COM |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 01, 2050 |
Source: Effingham County records · Assessment roll updated July 1, 2025 · Last verified December 2025
| Type | Name |
|---|---|
| State | Georgia |
| County | Effingham County |
| Unified School District | Effingham County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,772.00 (+7.16%) Homeowner's exemption | $121,542 (-0.47%) Land $49,604 Building $71,938 | $303,855 (-0.47%) Land $124,009 Building $179,846 |
| 2024 | $3,520.00 (+7.68%) Homeowner's exemption | $122,111 (+11.5%) Land $56,074 Building $66,037 | $305,276 (+11.5%) Land $140,184 Building $165,092 |
| 2022 | $3,269.00 Homeowner's exemption | $109,514 Land $49,148 Building $60,366 | $273,785 Land $122,871 Building $150,914 |
Source: FEMA National Flood Hazard Layer, Effingham County (13103C), updated October 1, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Nearest Special Flood Hazard Area | Zone A, within 100 ft |
| Wildfire Risk | Moderate above 40% of the US · above 26% of Georgia |
|---|---|
| Wildfire Likelihood | About 1 in 1,639 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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