Kent County property record for 655 Headwaters Dr NE, Lowell, MI 49331
| Property Type | Condominium |
|---|---|
| Details | 3 bd · 2.5 ba · 1,854 sqft · built 2004 |
| Lot Size | 1.3 acres (56,933 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $326,811 (Jul 2004) |
| Tax Bill | $5,604 (2025) |
| Deeds & Mortgages | May 2020 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 41-16-21-301-006 |
| Primary APN | 41-16-21-301-006 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 1,854 sqft Living Area |
| 1st Floor Area | 1,846 sqft |
| Basement Area | 1,650 sqft |
| Year Built | Built 2004 |
|---|---|
| Effective Year Built | Effective 2004 |
| Architectural Style | Condo/Apartment |
| Lot Area | 56,933 sqft (1.3 acres) |
| Parking Spaces | 3 Parking Spaces |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 655 HEADWATERS DR NE |
|---|---|
| City | LOWELL |
| State | MI |
| Zip | 49331-8633 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Condominium |
| Local Zoning Code | R-A |
| Legal Description | 411621301006 UNIT 6 * HEADWATERS KENT COUNTY CONDOMINIUM SUBDIVISION PLAN NO.577 LIBER 6070 PAGE 951 AS AMENDED BY INSTRUMENT |
| Legal Subdivision | HEADWATERS KENT COUNTY CONDOMINIUM SUBDI |
| Legal Unit | 6 |
| Jurisdiction | KENT MI |
| Township / Civil Division | VERGENNES |
| Census Block Group | 3 |
| Census Block | 3009 |
| Census Tract | 12003 |
Source: Kent County records, as of September 18, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 655 HEADWATERS DR NE, LOWELL, MI 49331-8633 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 15, 2004 · Amount on Record |
| Deed Sale | Jul 15, 2004 · Amount on Record |
| Prior Sale | Jan 14, 2004 · Amount on Record |
| Deed Document Number | 200496868 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KENT MI |
| Property Address | 655 HEADWATERS DR NE, LOWELL, MI 49331-8633 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000041581 |
|---|---|
| Date | May 19, 2020 |
| Instrument | 20200519-0041581 |
| Name | UNITED FCU |
|---|---|
| Type | Credit Union |
| Address | SAINT JOSEPH, MI 49085 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 119 Months |
| Due | Apr 25, 2030 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: Kent County assessment roll, as of September 18, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Kent County |
| County Subdivision | Vergennes Township |
| Unified School District | Lowell Area Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $262,700 (+9.6%) | $525,400 (+9.6%) | |
| 2025 | $5,604.00 (+20.57%) Homeowner's exemption | $239,700 (+0.38%) | $479,400 (+0.38%) |
| 2023 | $238,800 | $477,600 | |
| 2019 | $4,648.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective January 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 2 (1985–1986) |
| Most Recent Claim | Sep 1986 · Severe Storms & Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 51% of Michigan |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 8 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Point Broadband Fiber | 1,000 / 1,000 |
May also be available: Spectrum.
5G (outdoors only) and 4G LTE
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