511 Headwaters Dr NE, Lowell, MI 49331 Property Records

Kent County property record for 511 Headwaters Dr NE, Lowell, MI 49331

Property Summary

Property Type	Condominium
Details	3 bd · 3 ba · 2,852 sqft · built 2015
Lot Size	1.51 acres (66,081 sqft)
Owner	2 Individual Names on Record
Last Sale	$790,000 (Nov 2025)
Tax Bill	$8,190 (2025)
Deeds & Mortgages	Nov 2025 Mortgage Nov 2025 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`41-16-21-301-004`

Property Details

APN / Parcel Number

Primary APN	`41-16-21-301-004`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	2,852 sqft Living Area
1st Floor Area	2,852 sqft
Basement Area	2,852 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2015
Effective Year Built	Effective 2015
Architectural Style	Condo/Apartment
Lot Area	66,081 sqft (1.51 acres)
Parking Spaces	4 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	511 HEADWATERS DR NE
City	LOWELL
State	MI
Zip	49331-8634
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	R-A
Legal Description	411621301004 UNIT 4 * HEADWATERS KENT COUNTY CONDOMINIUM SUBDIVISION PLAN NO.577 LIBER 6070 PAGE 951 AS AMENDED BY INSTRUMENT
Legal Subdivision	HEADWATERS KENT COUNTY CONDOMINIUM SUBDI
Legal Unit	4
Jurisdiction	KENT MI
Township / Civil Division	VERGENNES
Census Block Group	3
Census Block	3009
Census Tract	12003

Owner

Source: Kent County records, as of September 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	511 HEADWATERS DR NE, LOWELL, MI 49331-8634
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Nov 4, 2025	Deed of Trust, Mortgage · Conventional Mortgage FIFTH THIRD BANK NA
Nov 14, 2025	Warranty Deed, Transfer · Conventional Mortgage FIFTH THIRD BANK NA
Mar 11, 2022	Intrafamily Transfer, Transfer · Conventional Mortgage THE HUNTINGTON NATIONAL BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 14, 2025 · Amount on Record
Deed Sale	Nov 14, 2025 · Amount on Record
Prior Sale	Sep 6, 2013 · Amount on Record
Deed Document Number	202574494
Prior Transfer Date	Mar 5, 2022
Prior Transfer Doc	0000020865
Record Updated	Oct 29, 2026

November 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KENT MI
Property Address	511 HEADWATERS DR NE, LOWELL, MI 49331-8634
Transaction Type	Mortgage
Record Updated	Nov 25, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6784 BEECHNUT CT, STANWOOD, MI 49346-9306

Mortgage

Document Number	0000072076
Date	Nov 4, 2025
Instrument	20251104-0072076

Lender

Name	FIFTH THIRD BANK NA
Type	Bank
Address	CINCINNATI, OH 45227

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2055

Interest

Rate Type	Adjustable Rate
Rate	5.12%
Adjustable	Adjustable Rate Rider
Type Change Date	Dec 1, 2030
Change Frequency	3 Years
Min Rate At Change	3.12%
Max Rate At Change	7.12%
Index	SOFR Average 30-Day
Margin	3
Max Rate	10.1%

November 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KENT MI
Recording Date	Nov 14, 2025
Property Address	511 HEADWATERS DR NE, LOWELL, MI 49331-8634
Document Number	0000074494
Map Reference	LB 6070 PG 950
Instrument Date	Nov 3, 2025
Instrument	20251114-0074494
Transaction Type	Transfer
Record Updated	Dec 3, 2025
Title Company	CHICAGO TITLE MERIDIAN, CHICAGO TITLE OF MI INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$5,925.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	511 HEADWATERS DR NE, LOWELL, MI 49331-8634

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	511 HEADWATERS DR NE, LOWELL, MI 49331-8634

Mortgage

Document Number	0000072076
Date	Nov 14, 2025
Instrument	20251104-0072076

Lender

Name	FIFTH THIRD BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2055

Interest

Rate Type	Adjustable Rate
Rate	5.12%
Adjustable	Adjustable Rate Rider
Type Change Date	Dec 1, 2030
Change Frequency	3 Years
Min Rate At Change	3.12%
Max Rate At Change	7.12%
Index	SOFR Average 30-Day
Margin	3
Max Rate	10.1%

March 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	KENT MI
Recording Date	Mar 11, 2022
Property Address	511 HEADWATERS DR NE, LOWELL, MI 49331-8634
Document Number	0000020865
Map Reference	LB 6070 PG 950-1037
Instrument Date	Mar 5, 2022
Instrument	20220311-0020865
Transaction Type	Transfer
Record Updated	Aug 12, 2022

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	511 HEADWATERS DR NE, LOWELL, MI 49331-8634

Mortgage

Document Number	0000020866
Date	Mar 11, 2022
Instrument	20220311-0020866

Lender

Name	THE HUNTINGTON NATIONAL BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Apr 1, 2037

Tax Assessment & Valuation

Source: Kent County assessment roll, as of September 18, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Kent County
County Subdivision	Vergennes Township
Unified School District	Lowell Area Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$365,700 (+1.87%)	$731,400 (+1.87%)
2025	$8,190.00 (+20.58%)	$359,000 (+1.04%)	$718,000 (+1.04%)
2023		$355,300	$710,600
2019	$6,792.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	2 (1985–1986)
Most Recent Claim	Sep 1986 · Severe Storms & Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 19 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Point Broadband Fiber	1,000 / 1,000
Spectrum Fiber	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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