655 Gartrell St, Ashland, KY 41101 Property Records

Boyd County property record for 655 Gartrell St, Ashland, KY 41101 · Last verified February 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	1 Beds
Bathrooms	1 Baths
Year Built	Built 1938
Square Footage	576 sqft Living Area
Garage	Basement, 576 sqft
Occupancy	Owner Occupied
Last Sale	$185,000 (2023)
Tax Bill	$1,161.00 (2025)

Owner

Source: Boyd County records · APN 039-06-05-004.00

Assessment roll updated April 1, 2025 · Last verified February 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	655 GARTRELL ST, ASHLAND, KY 41101-5135
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Feb 13, 2023 · Amount on Record
Deed Sale	Feb 13, 2023 · Amount on Record
Deed Doc Number	10017923
Deed Book / Page	847 / 472
Record Refreshed	Jun 08, 2026

February 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BOYD KY
Recording Date	Feb 13, 2023
Property Address	655 GARTRELL ST, ASHLAND, KY 41101-5135
Document Number	000847/472
Book / Page	847 / 472
Map Reference	MB 4 PG 155
Instrument Date	Feb 03, 2023
Instrument	10017923
Transaction Type	Transfer
Record Updated	Mar 01, 2023
Title Company	IMAG TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$185.00
Amount Accuracy	Full Amount Stated
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name
Address	655 GARTRELL ST, ASHLAND, KY 41101-5135

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right Of Survivorship
Address	655 GARTRELL ST, ASHLAND, KY 41101-5135

Mortgage

Document Number	0010017924
Date	Feb 13, 2023
Instrument	10017924

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 01, 2053

Tax Assessment & Valuation

Source: Boyd County records · Assessment roll updated April 1, 2025 · Last verified February 2026

Property Jurisdictions

Type	Name
State	Kentucky
County	Boyd County
Municipality	Ashland City
Unified School District	Ashland Independent School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,161.00 (+328.41%)	$185,000 (+145.03%) Land $15,000 Building $170,000	$185,000 (+145.03%) Land $15,000 Building $170,000
2023	$271.00 Homeowner's exemption	$75,500 Land $10,000 Building $65,500	$75,500 Land $10,000 Building $65,500

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Boyd County (21019C), updated October 15, 2023 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Property Details

APN / Parcel Number

Primary APN	`039-06-05-004.00`
Alternative APN	`416531`

Interior

Bedrooms	1 Beds
Full Baths	1 Baths
Building Area	576 sqft Living Area
Family Room	Family Room
Stories	1 Stories

Exterior

Year Built	Built 1938
Exterior Material	Aluminum/Vinyl Exterior
Construction Type	Frame Construction
Foundation Type	Block Foundation
Roof Construction	Gable Roof Construction
Roof Material	Composition Shingle Roof
Parking Spaces	2 Parking Spaces
Garage Type	Basement Garage
Garage Area	576 sqft Garage
Total Buildings	2 Total Buildings

Utilities and HVAC

Cooling System	Wall Unit Cooling
Heating System	Floor/Wall Furnace Heating
Heating Fuel	Gas Heating Fuel
Sewage	Sewage Connected
Water Source	Yes (Unknown Type) Water Source

Location & Zoning

Account Number	416531
Street Address	655 GARTRELL ST
City	ASHLAND
State	KY
Zip	41101-5135
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	LOTS 16 & 17 BLOCK 6 GARTRELL REALTY SUBDIVISION
Legal Subdivision	GARTRELL REALTY SUBITION
Legal Block	6
Legal Lot Number	16-17
Jurisdiction	BOYD KY
Minor Civil Division	ASHLAND
Census Blockgroup	1
Census Block	1037
Census Tract	30400