Boyd County property record for 654 Gartrell St, Ashland, KY 41101
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 1,716 sqft · built 1928 |
| Owner | Company Name on File |
| Tax Bill | $382 (2025) |
| Deeds & Mortgages | Dec 2018 Sale Mar 2018 Sale + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 039-06-09-008.00 |
| Primary APN | 039-06-09-008.00 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 1,716 sqft Living Area |
| Basement Area | 1,131 sqft |
| Unfinished Basement | 1,131 sqft |
| Year Built | Built 1928 |
|---|---|
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Foundation Type | Block |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Porch | Porch |
| Porch Area | 261 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Heating Fuel | Electric |
| Sewer | Connected |
| Account Number | 805701 |
|---|---|
| Street Address | 654 GARTRELL ST |
| City | ASHLAND |
| State | KY |
| Zip | 41101-5136 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RESIDENTIAL |
| Legal Description | LOT 22 BLOCK 7 GARTRELL REALTY CO ADDITION |
| Legal Subdivision | REALTY CO ADDITION |
| Legal Block | 7 |
| Legal Lot Number | 22 |
| Jurisdiction | BOYD KY |
| Township / Civil Division | ASHLAND |
| Census Block Group | 1 |
| Census Block | 1041 |
| Census Tract | 30400 |
654 Gartrell St is owned by a company that acquired it in December 2018.
Source: Boyd County records, as of January 22, 2026
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 4411 BLUE RIBBON DR, CATLETTSBURG, KY 41129-8395 |
| Owner Type | Company |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Dec 18, 2018 | Deed, Transfer |
| Mar 9, 2018 | Special Warranty Deed, Transfer |
| Mar 23, 2012 | Warranty Deed, Transfer |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 18, 2018 |
| Deed Sale | Dec 18, 2018 |
| Prior Sale | Mar 9, 2018 · Amount on File |
| Deed Document Number | 9807910 |
| Deed Book / Page | D806 / 289 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | BOYD KY |
| Recording Date | Dec 18, 2018 |
| Property Address | 654 GARTRELL ST, ASHLAND, KY 41101-5136 |
| Document Number | 00D806/289 |
| Book / Page | D806 / 289 |
| Map Reference | MB 4 PG 1455 |
| Instrument Date | Dec 18, 2018 |
| Instrument | 9807910 |
| Transaction Type | Transfer |
| Record Updated | Jan 4, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 4411 BLUE RIBBON DR, 4411, CATLETTSBURG, KY 41129-8395 |
| Name | Verified Name |
|---|---|
| Address | 4411 BLUE RIBBON DR, CATLETTSBURG, KY 41129-8395 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | BOYD KY |
| Recording Date | Mar 9, 2018 |
| Property Address | 654 GARTRELL ST, ASHLAND, KY 41101-5136 |
| Document Number | 00D798/533 |
| Book / Page | D798 / 533 |
| Map Reference | MB 4 PG 155 |
| Instrument Date | Feb 20, 2018 |
| Instrument | 798629 |
| Transaction Type | Transfer |
| Record Updated | Jan 4, 2022 |
| Amount | Amount on Record |
|---|---|
| Tax | $16.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 8480 STAGECOACH CIR, 8480, FREDERICK, MD 21701-4747 |
| Name | Verified Name |
|---|---|
| Address | 4411 BLUE RIBBON DR, CATLETTSBURG, KY 41129-8395 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BOYD KY |
| Recording Date | Mar 23, 2012 |
| Property Address | 654 GARTRELL ST, ASHLAND, KY 41101-5136 |
| Document Number | 00D744/061 |
| Book / Page | D744 / 061 |
| Instrument | 659605 |
| Transaction Type | Transfer |
| Record Updated | Jan 23, 2026 |
| Amount | Amount on Record |
|---|---|
| Tax | $90.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 7010 COUNTRYSIDE DR, 7010, ASHLAND, KY 41102-7619 |
| Name | Verified Name |
|---|---|
| Address | 654 GANTALL ST, ASHLAND, KY 41101 |
The 2025 property tax bill for 654 Gartrell St was $382.
Source: Boyd County assessment roll, as of April 1, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Boyd County |
| Municipality | Ashland City |
| Unified School District | Ashland Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $382.00 | $58,000 Land $10,000 Building $48,000 | $58,000 Land $10,000 Building $48,000 |
| 2023 | $391.00 | $58,000 Land $10,000 Building $48,000 | $58,000 Land $10,000 Building $48,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 654 Gartrell St in Zone X, an area of minimal flood risk, though there have been 9 flood claims nearby since 1979.
Source: FEMA National Flood Hazard Layer, effective October 15, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 13 policies |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 13 in force |
| Nearby Flood Claims | 9 (1979–2021) |
| Claims Outside the SFHA | 3 of 9 |
| Most Recent Claim | Mar 2021 · Severe, Storms, Flooding, Landslides, And Mudslides |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 654 Gartrell St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 93% of the US · lower than 92% of Kentucky |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ASHLAND WATER WORKS serves 44,402 people · EPA ID KY0100011 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Nov 2025 |
| Also Mapped Here | HECLA WATER ASSOCIATION |
| Lead | 2 ppb (2024–2026) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Apr 2017 Haloacetic acids resolved · Oct 2016 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 288 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Windstream Fiber · DSL in parts of the area | 2,000 / 2,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
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