Monmouth County and Union Beach Borough property record for 655 Front St, Union Beach, NJ 07735
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 1,792 sqft · built 2015 |
| Lot Size | 0.167 acres (7,292 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $650,000 (Oct 2020) |
| Tax Bill | $16,173 (2025) |
| Deeds & Mortgages | Oct 2020 Sale & Mortgage May 2017 Sale + 1 more |
| Flood Zone | Zone AE (high risk) |
| APN | 50-00022-0000-00023 |
| Primary APN | 50-00022-0000-00023 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 1,792 sqft Living Area |
| 1st Floor Area | 896 sqft |
| Upper Floors Area | 896 sqft |
| Basement Area | 896 sqft |
| Year Built | Built 2015 |
|---|---|
| Effective Year Built | Effective 2015 |
| Architectural Style | Colonial |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Other |
| Lot Area | 7,292 sqft (0.167 acres) |
| Lot Dimensions | 135 ft deep x 54 ft wide |
| Garage Type | Attached |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Deck Area | 451 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Connected |
| Account Number | 00000245 |
|---|---|
| Street Address | 655 FRONT ST |
| City | UNION BEACH |
| State | NJ |
| Zip | 07735-2834 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-8 |
| Legal Block | 22 |
| Legal Lot Number | 23 |
| Jurisdiction | MONMOUTH NJ |
| Township / Civil Division | UNION BEACH |
| Census Block Group | 2 |
| Census Block | 2000 |
| Census Tract | 801800 |
Source: Monmouth County and Union Beach Borough records, as of July 9, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 655 FRONT ST, UNION BEACH, NJ 07735-2834 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 29, 2020 | Grant Deed, Transfer · Conventional with PMI UIF CORP |
| May 2, 2017 | Grant Deed, Transfer |
| Mar 16, 2017 | Grant Deed, Transfer CHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE COMPAN |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 29, 2020 · Amount on Record |
| Deed Sale | Oct 29, 2020 · Amount on Record |
| Prior Sale | Oct 4, 1995 · Amount on Record |
| Deed Document Number | 2020127546 |
| Deed Book / Page | 9453 / 2675 |
| Transfer Doc | 0000028025 |
| Record Updated | Sep 20, 2026 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | MONMOUTH NJ |
| Recording Date | Oct 29, 2020 |
| Property Address | 655 FRONT ST, UNION BEACH, NJ 07735-2834 |
| Document Number | 0000127546 |
| Book / Page | 009453 / 002675 |
| Instrument Date | Sep 22, 2020 |
| Instrument | 127546 |
| Transaction Type | Transfer |
| Record Updated | Nov 17, 2020 |
| Title Company | STEWART TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $650.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 655 FRONT ST UNION BEACH NJ 077352834, UNION BEACH, NJ 07735-2834 |
| Document Number | 127547 |
|---|---|
| Date | Oct 29, 2020 |
| Book Page | 009453/002732 |
| Instrument | 127547 |
| Name | UIF CORP |
|---|---|
| Address | SOUTHFIELD, MI 48034 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 28, 2050 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | MONMOUTH NJ |
| Recording Date | May 2, 2017 |
| Property Address | 655 FRONT ST, UNION BEACH, NJ 07735-2834 |
| Document Number | 0092253797 |
| Book / Page | 009225 / 003797 |
| Instrument Date | May 2, 2017 |
| Transaction Type | Transfer |
| Record Updated | Jun 13, 2017 |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | MONMOUTH NJ |
| Recording Date | Mar 16, 2017 |
| Property Address | 655 FRONT ST, UNION BEACH, NJ 07735-2834 |
| Document Number | 0000028025 |
| Book / Page | 009217 / 005934 |
| Instrument Date | Mar 8, 2017 |
| Instrument | 28025 |
| Transaction Type | Transfer |
| Record Updated | May 5, 2017 |
| Title Company | CHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE COMPAN |
| Amount | Amount Recorded |
|---|---|
| Tax | $100.00 |
| Amount Accuracy | Confirmed |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 655 FRONT ST UNION BEACH NJ 077352834, UNION BEACH, NJ 07735-2834 |
Source: Monmouth County and Union Beach Borough assessment roll, as of July 9, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Monmouth County |
| Municipality | Union Beach Borough |
| Unified School District | Union Beach Borough School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $802,700 (+6.46%) Land $362,300 Building $440,400 | $802,700 (+6.46%) Land $362,300 Building $440,400 | |
| 2025 | $16,173.00 (+8.81%) | $754,000 (+12.15%) Land $329,300 Building $424,700 | $754,000 (+12.15%) Land $329,300 Building $424,700 |
| 2024 | $14,863.00 (+11.41%) | ||
| 2023 | $672,300 Land $271,600 Building $400,700 | $672,300 Land $271,600 Building $400,700 | |
| 2022 | $13,341.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 12.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 256 individual policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 268 units insured incl. 12 condo units |
| Nearby Flood Claims | 363 (1978–2022) |
| Claims Outside the SFHA | 24 of 363 |
| Most Recent Claim | Dec 2022 · tidal / storm surge |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 94% of New Jersey |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 142 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
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