Monmouth County and Union Beach Borough property record for 650 Front St, Union Beach, NJ 07735
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 1,109 sqft · built 1989 |
| Lot Size | 0.189 acres (8,250 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $520,000 (Aug 2025) |
| Tax Bill | $11,289 (2025) |
| Deeds & Mortgages | Apr 2026 Mortgage Apr 2026 Mortgage + 3 more |
| Flood Zone | Zone AE (high risk) |
| APN | 50-00023-0000-00008 |
| Primary APN | 50-00023-0000-00008 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,109 sqft Living Area |
| 1st Floor Area | 1,109 sqft |
| Basement Area | 400 sqft |
| Year Built | Built 1989 |
|---|---|
| Effective Year Built | Effective 1989 |
| Architectural Style | Contemporary |
| Exterior Material | Stucco |
| Construction Type | Frame |
| Roof Type | Hip |
| Roof Material | Other |
| Lot Area | 8,250 sqft (0.189 acres) |
| Lot Dimensions | 110 ft deep x 75 ft wide |
| Deck Area | 803 sqft |
| Patio Area | 359 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Baseboard |
| Heating Fuel | Oil |
| Sewer | Connected |
| Account Number | 240 |
|---|---|
| Street Address | 650 FRONT ST |
| City | UNION BEACH |
| State | NJ |
| Zip | 07735-2835 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-8 |
| Legal Description | LOT 9 |
| Legal Subdivision | UNION BEACH |
| Legal Block | 23 |
| Legal Lot Number | 8 |
| Jurisdiction | MONMOUTH NJ |
| Township / Civil Division | UNION BEACH |
| Census Block Group | 6 |
| Census Block | 6000 |
| Census Tract | 801800 |
650 Front St is owned and occupied by two individuals who bought it in August 2025.
Source: Monmouth County and Union Beach Borough records, as of July 9, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 650 FRONT ST, UNION BEACH, NJ 07735-2835 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | His Wife |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 29, 2026 | Deed of Trust · Conventional Mortgage AMERICAN NBRHD MORTGAGE ACCPTNC |
| Apr 29, 2026 | Deed of Trust, Mortgage · Conventional Mortgage AMERICAN HOME MORTGAGE ACCEPT |
| Aug 29, 2023 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage ROCKET MORTGAGE LLC |
| Mar 1, 2023 | Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC |
| Jan 18, 2023 | Quit Claim Deed, Transfer EVIDENT TITLE AGENCY INC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 1, 2025 · Amount on File |
| Deed Sale | Aug 1, 2025 · Amount on File |
| Deed Document Number | 202560432 |
| Deed Book / Page | 9749 / 4809 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONMOUTH NJ |
| Recording Date | Apr 29, 2026 |
| Property Address | 650 FRONT ST, UNION BEACH, NJ 07735-2835 |
| Document Number | 0000035159 |
| Book / Page | 9791 / 1224 |
| Instrument Date | Apr 22, 2026 |
| Instrument | 2026.35159 |
| Record Updated | May 20, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 650 FRONT ST, UNION BEACH, NJ 07735-2835 |
| Document Number | 0000035159, |
|---|---|
| Date | Apr 29, 2026 |
| Book Page | 9791/1224 |
| Instrument | 2026.35159 |
| Name | AMERICAN NBRHD MORTGAGE ACCPTNC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | May 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.38% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONMOUTH NJ |
| Recording Date | Apr 29, 2026 |
| Property Address | 650 FRONT ST, UNION BEACH, NJ 07735-2835 |
| Document Number | 0097911224 |
| Book / Page | 9791 / 1224 |
| Instrument Date | Apr 22, 2026 |
| Instrument | 202635159 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 650 FRONT ST, UNION BEACH, NJ 07735-2835 |
| Document Number | 0000035159, |
|---|---|
| Date | Apr 29, 2026 |
| Book Page | 9791/1224 |
| Instrument | 202635159 |
| Name | AMERICAN HOME MORTGAGE ACCEPT |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | May 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.38% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONMOUTH NJ |
| Property Address | 650 FRONT ST, UNION BEACH, NJ 07735-2835 |
| Transaction Type | Mortgage |
| Record Updated | Sep 27, 2023 |
| Title Company | AMROCK INC, AMROCK LLC |
| Name | Verified Name |
|---|
| Document Number | 0096578974 |
|---|---|
| Date | Aug 29, 2023 |
| Book Page | 9657/8974 |
| Instrument | 2023060116 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 241 Months |
| Due | Sep 1, 2043 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONMOUTH NJ |
| Property Address | 650 FRONT ST, UNION BEACH, NJ 07735-2835 |
| Transaction Type | Mortgage |
| Record Updated | Mar 23, 2023 |
| Title Company | AMROCK INC, AMROCK LLC |
| Name | Verified Name |
|---|---|
| Address | 650 FRONT ST, UNION BEACH, NJ 07735-2835 |
| Document Number | 0096358877 |
|---|---|
| Date | Mar 1, 2023 |
| Book Page | 9635/8877 |
| Instrument | 2023014658 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Mar 1, 2053 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | MONMOUTH NJ |
| Recording Date | Jan 18, 2023 |
| Property Address | 650 FRONT ST, UNION BEACH, NJ 07735-2835 |
| Document Number | 0096311190 |
| Book / Page | 9631 / 1190 |
| Instrument Date | Dec 22, 2022 |
| Instrument | 2023003994 |
| Transaction Type | Transfer |
| Record Updated | Feb 20, 2023 |
| Title Company | EVIDENT TITLE AGENCY INC |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 354 EISENHOWER PKWY STE 2300, 2300, LIVINGSTON, NJ 07039-1048 |
| Name | Verified Name |
|---|---|
| Address | 650 FRONT ST, UNION BEACH, NJ 07735-2835 |
The 2025 property tax bill for 650 Front St was $11,289, up 15.2% from the year before.
Source: Monmouth County and Union Beach Borough assessment roll, as of July 9, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Monmouth County |
| Municipality | Union Beach Borough |
| Unified School District | Union Beach Borough School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $535,900 (+1.82%) Land $339,100 Building $196,800 | $535,900 (+1.82%) Land $339,100 Building $196,800 | |
| 2025 | $11,289.00 (+15.21%) | $526,300 Land $307,900 Building $218,400 | $526,300 Land $307,900 Building $218,400 |
| 2024 | $9,799.00 | ||
| 2023 | $434,100 Land $232,500 Building $201,600 | $434,100 Land $232,500 Building $201,600 | |
| 2022 | $8,421.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 650 Front St in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 12.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 227 individual policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 235 units insured incl. 8 condo units |
| Nearby Flood Claims | 309 (1978–2012) |
| Claims Outside the SFHA | 27 of 309 |
| Most Recent Claim | Nov 2012 · Hurricane Sandy |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 650 Front St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 94% of New Jersey |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 142 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
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