655 Flood Rd, Auburn, CA 95603 Property Records

Placer County property record for 655 Flood Rd, Auburn, CA 95603

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,071 sqft · built 1955
Lot Size	0.665 acres (28,959 sqft)
Owner	2 Individual Names on Record
Last Sale	$150,000 (Sep 1998)
Tax Bill	$3,755 (2025)
Deeds & Mortgages	Sep 2019 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`054-242-022-000`

Property Details

APN / Parcel Number

Primary APN	`054-242-022-000`
Alternative APN	`054-242-022`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	2,071 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1955
Effective Year Built	Effective 1955
Architectural Style	Bungalow
Construction Type	Frame
Lot Area	28,959 sqft (0.665 acres)
Garage Area	520 sqft
Parking Spaces	2 Parking Spaces
Pool Type	In-Ground Pool

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Old Parcel Number	054-242-022
Street Address	655 FLOOD RD
City	AUBURN
State	CA
Zip	95603-4016
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS
Legal Description	FR SEC 2 12 8
Legal Range	8E
Legal Township	12N
Legal Section	2
Legal Subdivision	MORGAN TRACT (AMENDED)
Legal Lot Number	1
Jurisdiction	PLACER CA
Township / Civil Division	AUBURN
Census Block Group	2
Census Block	2014
Census Tract	21502

Owner

Source: Placer County records, as of July 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	655 FLOOD RD, AUBURN, CA 95603-4016
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 16, 1998 · Amount on Record
Deed Sale	Sep 16, 1998 · Amount on Record
Deed Document Number	199874076
Record Updated	Oct 29, 2026

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PLACER CA
Property Address	655 FLOOD RD, AUBURN, CA 95603-4016
Document Number	0000082498
Instrument Date	Sep 17, 2019
Transaction Type	Mortgage
Record Updated	Nov 6, 2019
Title Company	WFG LENDER SERVICES, WFG LENDER SVCS

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	655 FLOOD RD AUBURN CA 956034016, AUBURN, CA 95603-4016

Mortgage

Document Number	0000082498
Date	Oct 22, 2019
Instrument	82498

Lender

Name	BANK OF AMERICA
Type	Bank
Address	TAMPA, FL 33634

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Placer County assessment roll, as of July 13, 2026

Property Jurisdictions

Type	Name
State	California
County	Placer County
Elementary School District	Auburn Union Elementary School District (KG - 08)
Secondary School District	Placer Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$239,837 (+2%) Land $79,941 Building $159,896
2025	$3,755.00 (+5.06%) Homeowner's exemption	$235,135 (+4.04%) Land $78,374 Building $156,761
2023	$3,574.00 (+2.52%) Homeowner's exemption	$226,007 Land $75,332 Building $150,675
2022	$3,486.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective May 17, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 53% of the US · lower than 68% of California
Wildfire Likelihood	0.1% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PLACER CWA - AUBURN/BOWMAN serves 27,317 people · EPA ID CA3110005
Water Source	Surface water
Last State Inspection	Nov 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 124 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Astound Broadband Cable	1,500 / 50
Verizon Fixed Wireless	300 / 20
Cal.net Fixed Wireless	100 / 20

May also be available: GeoLinks.

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