430 Flood Rd, Auburn, CA 95603 Property Records

Placer County property record for 430 Flood Rd, Auburn, CA 95603

Property Summary

Property Type	Single Family Home
Details	4 bd · 4 ba · 2,359 sqft · built 1948
Lot Size	0.46 acres (20,038 sqft)
Owner	Individual Name on File
Last Sale	$615,000 (Apr 2021)
Tax Bill	$7,945 (2025)
Deeds & Mortgages	Jul 2023 Transfer Apr 2021 Transfer + 4 more
Flood Zone	Zone X (minimal risk)
APN	`054-243-007-000`

Property Details

APN / Parcel Number

Primary APN	`054-243-007-000`
Alternative APN	`054-243-007`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Total Rooms	4 Rooms
Stories	1 Story
Building Area	2,359 sqft Living Area
Basement Area	816 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1948
Effective Year Built	Effective 1961
Architectural Style	Bungalow
Exterior Material	Stucco
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	20,038 sqft (0.46 acres)
Garage Area	759 sqft
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Old Parcel Number	054-243-007
Street Address	430 FLOOD RD
City	AUBURN
State	CA
Zip	95603-4055
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS
Legal Description	FR SEC 2 12 8
Legal Subdivision	MORGAN TRACT (AMENDED)
Legal Lot Number	9
Jurisdiction	PLACER CA
Township / Civil Division	AUBURN
Census Block Group	2
Census Block	2014
Census Tract	21502

Owner

430 Flood Rd is owned and occupied by an individual who bought it in April 2021.

Source: Placer County records, as of July 13, 2026

Owner of Record	Individual Name on File
Mailing Address	430 FLOOD RD, AUBURN, CA 95603-4055
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 18, 2023	Intrafamily Transfer, Transfer
Apr 28, 2021	Intrafamily Transfer, Transfer OLD REPUBLIC TITLE, OLD REPUBLIC TITLE COMPANY
Apr 28, 2021	Grant Deed, Transfer · Conventional Mortgage HOME POINT FINANCIAL CORPORATION
Apr 16, 2021	Intrafamily Transfer, Transfer
Apr 16, 2021	Affidavit of Death of Joint Tenant, Transfer
Mar 2, 2017	Loan Modification, Mortgage · Conventional Mortgage WELLS FARGO BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 28, 2021 · Amount on File
Deed Sale	Apr 28, 2021 · Amount on File
Deed Document Number	202158235
Prior Transfer Date	Mar 7, 1995
Prior Transfer Doc	0000015161
Record Updated	Oct 29, 2026

July 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	PLACER CA
Recording Date	Jul 18, 2023
Property Address	430 FLOOD RD, AUBURN, CA 95603-4055
Document Number	0000037526
Map Reference	MB A PG 5
Instrument Date	Jul 14, 2023
Instrument	2023-0037526
Transaction Type	Transfer
Record Updated	Aug 4, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	430 FLOOD RD, AUBURN, CA 95603-4055

April 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	PLACER CA
Recording Date	Apr 28, 2021
Property Address	430 FLOOD RD, AUBURN, CA 95603-4055
Document Number	0000058236
Map Reference	MB A PG 5
Instrument Date	Apr 26, 2021
Instrument	2021-0058236
Transaction Type	Transfer
Record Updated	Aug 15, 2023
Title Company	OLD REPUBLIC TITLE, OLD REPUBLIC TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	430 FLOOD RD, AUBURN, CA 95603-4055

April 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	PLACER CA
Recording Date	Apr 28, 2021
Property Address	430 FLOOD RD, AUBURN, CA 95603-4055
Document Number	0000058235
Map Reference	MB A PG 15
Instrument Date	Apr 22, 2021
Instrument	2021-0058235
Transaction Type	Transfer
Record Updated	Jun 15, 2023
Title Company	OLD REPUBLIC TITLE, OLD REPUBLIC TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Notice of Trustee Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	430 FLOOD RD, AUBURN, CA 95603-4055

Mortgage

Document Number	0000058237
Date	Apr 28, 2021
Instrument	2021-0058237

Lender

Name	HOME POINT FINANCIAL CORPORATION
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2051

April 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	PLACER CA
Recording Date	Apr 16, 2021
Property Address	430 FLOOD RD, AUBURN, CA 95603-4055
Document Number	0000052885
Map Reference	MB A PG 15
Instrument Date	Apr 16, 2021
Instrument	2021-0052885
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Irrevocable Trust
Address	430 FLOOD RD, AUBURN, CA 95603-4055

April 2021: Affidavit of Death of Joint Tenant, Transfer

Document Type	Affidavit of Death of Joint Tenant
Jurisdiction	PLACER CA
Recording Date	Apr 16, 2021
Property Address	430 FLOOD RD, AUBURN, CA 95603-4055
Document Number	0000052884
Map Reference	MB A PG 15
Instrument Date	Apr 16, 2021
Instrument	2021-0052884
Transaction Type	Transfer
Record Updated	Sep 7, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Notice of Trustee Sale Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	430 FLOOD RD, AUBURN, CA 95603-4055

March 2017: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	PLACER CA
Property Address	430 FLOOD RD, AUBURN, CA 95603-4055
Document Number	0000024509
Instrument Date	Mar 2, 2017
Transaction Type	Mortgage
Record Updated	Aug 17, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	430 FLOOD RD AUBURN CA 956034055, AUBURN, CA 95603-4055

Mortgage

Document Number	0000024509
Date	Apr 3, 2017
Instrument	24509

Lender

Name	WELLS FARGO BK
Address	FORT MILL, SC 29715

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	480 Months
Due	Apr 2, 2057

Interest

Rate Type	Adjustable Rate
Rate	3.5%

Tax Assessment & Valuation

The 2025 property tax bill for 430 Flood Rd was $7,945.

Source: Placer County assessment roll, as of July 13, 2026

Property Jurisdictions

Type	Name
State	California
County	Placer County
Elementary School District	Auburn Union Elementary School District (KG - 08)
Secondary School District	Placer Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$679,006 (+6.59%) Land $204,253 Building $474,753
2025	$7,945.00	$637,000 Land $191,600 Building $445,400
2023	$7,825.00 (-1.17%)	$620,651 Land $186,700 Building $433,951
2022	$7,918.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 430 Flood Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 17, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 430 Flood Rd is moderate, ranking above 53% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 53% of the US · lower than 68% of California
Wildfire Likelihood	0.1% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PLACER CWA - AUBURN/BOWMAN serves 27,317 people · EPA ID CA3110005
Water Source	Surface water
Last State Inspection	Nov 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 124 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Astound Broadband Cable	1,500 / 50
Verizon Fixed Wireless	300 / 20
Cal.net Fixed Wireless	100 / 20

May also be available: GeoLinks.

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