Montgomery County and Charleston Town property record for 655 Esperance Rd, Esperance, NY 12066 · Last verified May 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 2 Baths |
| Year Built | Built 1992 |
| Square Footage | 1,232 sqft Living Area |
| Lot Size | 196,020 sqft (4.5 acres) |
| Garage | Detached, 576 sqft |
| Occupancy | Owner Occupied |
| Tax Bill | $1,714.00 (2025) |
| Primary APN | 272400 136.-1-2.22 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Building Area | 1,232 sqft Living Area |
| 1st Floor | 1,232 sqft 1st Floor |
| Stories | 1 Stories |
| Year Built | Built 1992 |
|---|---|
| Effective Year Built | Effective 1992 |
| Architectural Style | Modular Style |
| Exterior Material | Aluminum/Vinyl Exterior |
| Lot Area | 196,020 sqft (4.5 acres) |
| Lot Width | 444 ft Width |
| Parking Spaces | 2 Parking Spaces |
| Garage Type | Detached Garage |
| Garage Area | 576 sqft Garage |
| Shed | 1 Shed |
| Porch Area | 65 sqft Porch |
| Heating System | Forced Air with Air Conditioning Heating |
|---|---|
| Heating Fuel | Oil Heating Fuel |
| Sewage | Septic Sewage |
| Water Source | Well Water Source |
| Street Address | 655 ESPERANCE RD |
|---|---|
| City | ESPERANCE |
| State | NY |
| Zip | 12066-2010 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Block | 1 |
| Legal Lot Number | 2.022 |
| Jurisdiction | MONTGOMERY NY |
| Minor Civil Division | CHARLESTON |
| Census Blockgroup | 4 |
| Census Block | 4048 |
| Census Tract | 72800 |
Source: Montgomery County and Charleston Town records · APN 272400 136.-1-2.22
Assessment roll updated May 11, 2026 · Last verified May 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 655 ESPERANCE RD, ESPERANCE, NY 12066-2010 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Record Refreshed | Jun 08, 2026 |
Source: Montgomery County and Charleston Town records · Assessment roll updated May 11, 2026 · Last verified May 2026
| Type | Name |
|---|---|
| State | New York |
| County | Montgomery County |
| County Subdivision | Charleston Town |
| Unified School District | Fonda-Fultonville Central School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,714.00 | $89,100 (-) Land $17,900 Building $71,200 | $153,621 (+17.24%) Land $30,862 Building $122,759 |
| 2023 | $89,100 Land $17,900 Building $71,200 | $131,029 Land $26,323 Building $104,706 |
655 Esperance Rd is in FEMA Zone X, outside the Special Flood Hazard Area, with direct wildfire exposure (Low risk).
Source: FEMA National Flood Hazard Layer · Montgomery County (36057C), updated November 30, 2022
| FEMA Flood Zone | Zone X minimal flood hazard · outside the 0.2% annual chance floodplain |
|---|---|
| Special Flood Hazard Area | No |
Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020
| Wildfire Risk to Homes | Low 20th percentile of exposed land nationally · 55th in New York |
|---|---|
| Wildfire Likelihood | Low — about 1 in 10,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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