Montgomery County and Charleston Town property record for 634 Esperance Rd, Esperance, NY 12066
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,408 sqft · built 1993 |
| Lot Size | 5.1 acres (222,156 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $365,000 (Nov 2023) |
| Tax Bill | $5,754 (2026) |
| Deeds & Mortgages | Nov 2023 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 272400 136.-1-43.22 |
| Primary APN | 272400 136.-1-43.22 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,408 sqft Living Area |
| 1st Floor Area | 1,408 sqft |
| Year Built | Built 1993 |
|---|---|
| Effective Year Built | Effective 1993 |
| Architectural Style | Rustic |
| Exterior Material | Wood |
| Lot Area | 222,156 sqft (5.1 acres) |
| Lot Width | 203 ft Width |
| Porch | Slab |
| Porch Area | 696 sqft |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Oil |
| Sewer | Septic |
| Water Source | Well |
| Street Address | 634 ESPERANCE RD |
|---|---|
| City | ESPERANCE |
| State | NY |
| Zip | 12066-2009 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 01 - NOT Z |
| Legal Block | 1 |
| Legal Lot Number | 43.022 |
| Jurisdiction | MONTGOMERY NY |
| Township / Civil Division | CHARLESTON |
| Census Block Group | 4 |
| Census Block | 4057 |
| Census Tract | 72800 |
Source: Montgomery County and Charleston Town records, as of September 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 634 ESPERANCE RD, ESPERANCE, NY 12066-2009 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 1, 2023 · Amount on Record |
| Deed Sale | Nov 1, 2023 · Amount on Record |
| Deed Document Number | 20233988 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MONTGOMERY NY |
| Recording Date | Nov 1, 2023 |
| Property Address | 634 ESPERANCE RD, ESPERANCE, NY 12066-2009 |
| Document Number | 0000000988 |
| Instrument Date | Oct 18, 2023 |
| Instrument | 2023-3988 |
| Transaction Type | Transfer |
| Record Updated | Nov 28, 2023 |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 367 LORETTO ST, STATEN ISLAND, NY 10307-2202 |
Source: Montgomery County and Charleston Town assessment roll, as of May 11, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Montgomery County |
| County Subdivision | Charleston Town |
| Unified School District | Fonda-Fultonville Central School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $5,754.00 (+99.58%) | ||
| 2025 | $2,883.00 | $149,800 (-) Land $18,400 Building $131,400 | $258,276 (+17.24%) Land $31,724 Building $226,552 |
| 2023 | $149,800 (-) Land $18,400 Building $131,400 | $220,294 (+16.18%) Land $27,059 Building $193,235 | |
| 2022 | $149,800 Land $18,400 Building $131,400 | $189,620 Land $23,291 Building $166,329 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective November 30, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 2 (1980–1987) |
| Claims Outside the SFHA | 1 of 2 |
| Most Recent Claim | Apr 1987 · Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 8 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber | 980 / 880 |
4G LTE (outdoors only), no 5G reported
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