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655 Elm St, Walpole, MA 02081 Property Records

Norfolk County and Walpole Town property record for 655 Elm St, Walpole, MA 02081

Property Summary

Property TypeSingle Family Home
Details4 bd · 3.5 ba · 5,155 sqft · built 2020
Lot Size2.38 acres (103,673 sqft)
Owner2 Individual Names on File
Last Sale$1,096,346 (Jul 2018)
Tax Bill$26,601 (2026)
Deeds & MortgagesNov 2020 Mortgage
Jul 2018 Sale
Flood ZoneZone X (minimal risk)
APNE010161002

Property Details

APN / Parcel Number

Primary APNE010161002
Alternative APN
  • WALP M:00016 B:00008 L:00000

Interior

Bedrooms4 Beds
Full Baths3.5 Baths
Half Baths1 Half Bath
Total Rooms8 Rooms
Stories1 Story
Building Area5,155 sqft Living Area
Gross Area11,472 sqft
Basement Area3,674 sqft
Unfinished Basement3,674 sqft

Exterior

Year BuiltBuilt 2020
Effective Year BuiltEffective 2020
Architectural StyleContemporary
Exterior MaterialStone
Roof TypeGable
Roof MaterialAsphalt
Lot Area103,673 sqft (2.38 acres)

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHot Water
Heating FuelOil

Location & Zoning

Account NumberE010161002
Street Address655 ELM ST
CityWALPOLE
StateMA
Zip02081-1922
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR
Legal Block8
JurisdictionWALPOLE MA
Township / Civil DivisionWALPOLE
Census Block Group3
Census Block3000
Census Tract411302

Owner

655 Elm St is owned and occupied by two individuals who bought it in July 2018.

Source: Norfolk County and Walpole Town records, as of October 20, 2026

Owner of Record2 Individual Names on File
Mailing Address655 ELM ST, WALPOLE, MA 02081-1922
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Nov 23, 2020Deed of Trust, Mortgage
ROBERT D RYAN
Jul 23, 2018Quit Claim Deed, Transfer
Quitclaim

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJul 23, 2018 · Amount on File
Deed SaleJul 23, 2018 · Amount on File
Deed Document Number201862840
Deed Book / Page36159 / 473
Record UpdatedOct 29, 2026

November 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWALPOLE MA
Property Address655 ELM ST, WALPOLE, MA 02081-1922
Document Number38644-389
Instrument DateNov 23, 2020
Transaction TypeMortgage
Record UpdatedDec 16, 2020
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address10 ELM ST WALPOLE MA 02081, WALPOLE, MA 02081

Mortgage

Document Number38644-389
DateNov 23, 2020
Book Page038644/000389
Instrument130885
Lender
NameROBERT D RYAN
Agreement
AmountAmount on Record

July 2018: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionWALPOLE MA
Recording DateJul 23, 2018
Property Address655 ELM ST, WALPOLE, MA 02081-1922
Document Number36159-473
Book / Page036159 / 000473
Instrument DateJul 23, 2018
Instrument62840
Transaction TypeTransfer
Record UpdatedAug 14, 2018

Transaction

AmountAmount on Record
Tax$1,096.35
Amount AccuracyConfirmed
Additional
  • Quitclaim
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address25 LAKE ST NORFOLK MA 020561354, NORFOLK, MA 02056-1354

Tax Assessment & Valuation

The 2026 property tax bill for 655 Elm St was $26,601, up 4.8% from the year before.

Source: Norfolk County and Walpole Town assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyNorfolk County
County SubdivisionWalpole Town
Unified School DistrictWalpole School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$26,601.00 (+4.84%)$2,136,600 (+8.04%) Land $422,500 Building $1,714,100$1,990,668
2025$25,373.00 (+3.71%)$1,977,600 (+6.86%) Land $422,000 Building $1,555,600
2024$24,465.00 (+6.39%)$1,850,600 (+11.78%) Land $406,900 Building $1,443,700$1,415,405
2023$22,995.00$1,655,500 Land $355,100 Building $1,300,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 655 Elm St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 26, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 655 Elm St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemWALPOLE WATER DEPT
serves 24,070 people · EPA ID MA4307000
Water SourceGroundwater
Last State InspectionApr 2023
Lead2 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 20 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		1,200 / 35
Verizon
Fiber		980 / 880
T-Mobile
Fixed Wireless		100 / 20

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