397 Elm St, Walpole, MA 02081 Property Records

Norfolk County and Walpole Town property record for 397 Elm St, Walpole, MA 02081

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 2,692 sqft · built 1910
Lot Size5.3 acres (230,868 sqft)
Owner2 Company Names on Record
Last Sale$1,500,000 (Oct 2024)
Tax Bill$10,681 (2026)
Deeds & MortgagesOct 2025 Construction Loan
Feb 2023 Line of Credit
+ 1 more
Flood ZoneZone X (minimal risk)
APNE080821027

Property Details

APN / Parcel Number

Primary APNE080821027
Alternative APN
  • WALP M:00024 B:00012 L:00000

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms9 Rooms
Stories2 Stories
Building Area2,692 sqft Living Area
Gross Area4,238 sqft
Basement Area1,314 sqft
Unfinished Basement1,314 sqft

Exterior

Year BuiltBuilt 1910
Effective Year BuiltEffective 1910
Architectural StyleConventional
Exterior MaterialWood Siding
Roof TypeGable
Roof MaterialAsphalt
Lot Area230,868 sqft (5.3 acres)

Utilities, Heating & Cooling

Heating SystemHot Water
Heating FuelOil

Location & Zoning

Account NumberE080821027
Street Address397 ELM ST
CityWALPOLE
StateMA
Zip02081-1903
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR
Legal Block12
JurisdictionWALPOLE MA
Township / Civil DivisionWALPOLE
Census Block Group3
Census Block3000
Census Tract411302

Owner

Source: Norfolk County and Walpole Town records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Company Names on Record
Mailing Address850 FRANKLIN ST, 16, WRENTHAM, MA 02093-2406
Owner TypeCompany
VestingTrust, Revocable Trust

Deeds, Mortgages & Sale History

DateDocument
Oct 24, 2025Deed of Trust, Mortgage · Construction Mortgage
WALPOLE COOPERATIVE BANK
Feb 16, 2023Deed of Trust, Mortgage · Line of Credit
ROCKLAND CREDIT UNION
Oct 9, 2020Quit Claim Deed, Transfer · Stand-Alone First Mortgage
ROCKLAND CREDIT UNION

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleOct 24, 2024 · Amount on Record
Deed SaleOct 24, 2024 · Amount on Record
Prior SaleOct 9, 2020 · Amount on Record
Deed Document Number202470374
Deed Book / Page42067 / 493
Record UpdatedOct 29, 2026

October 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWALPOLE MA
Property Address397 ELM ST, WALPOLE, MA 02081-1903
Transaction TypeMortgage
Record UpdatedNov 19, 2025

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number042725-481
DateOct 24, 2025
Book Page42725/481
Instrument75418
Lender
NameWALPOLE COOPERATIVE BANK
TypeBank
Agreement
TypeConstruction Mortgage
AmountAmount Recorded

February 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWALPOLE MA
Property Address397 ELM ST, WALPOLE, MA 02081-1903
Transaction TypeMortgage
Record UpdatedMar 3, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number041060-479
DateFeb 16, 2023
Book Page41060/479
Instrument9427
Lender
NameROCKLAND CREDIT UNION
Agreement
TypeLine of Credit
AmountAmount Recorded
Term241 Months
DueMar 1, 2043
Interest
Rate TypeAdjustable Rate

October 2020: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionWALPOLE MA
Recording DateOct 9, 2020
Property Address397 ELM ST, WALPOLE, MA 02081-1903
Document Number38457-43
Book / Page38457 / 43
Instrument DateOct 1, 2020
Instrument109296
Transaction TypeTransfer
Record UpdatedMay 12, 2021

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address397 ELM ST, WALPOLE, MA 02081-1903

Mortgage

Document Number109297
DateOct 9, 2020
Instrument109297
Lender
NameROCKLAND CREDIT UNION
Agreement
TypeStand-Alone First Mortgage
AmountAmount Recorded

Tax Assessment & Valuation

Source: Norfolk County and Walpole Town assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyNorfolk County
County SubdivisionWalpole Town
Unified School DistrictWalpole School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$10,681.00 (-0.72%)$857,900 (+2.31%) Land $421,700 Building $436,200$1,077,783 (-24.13%)
2025$10,758.00 (+2.53%)$838,500 (+5.64%) Land $424,300 Building $414,200$1,420,630 (+2.25%)
2024$10,493.00 (+4.95%)$793,700 (+10.27%) Land $411,400 Building $382,300$1,389,375
2023$9,998.00$719,800 Land $362,300 Building $357,500

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 26, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 96% of the US · lower than 92% of Massachusetts
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 49 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
1,200 / 35
Verizon
Fiber
980 / 880
T-Mobile
Fixed Wireless
100 / 20

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