655 E Washington Ave, Unit V, El Cajon, CA 92020 Property Records

San Diego County property record for 655 E Washington Ave, Unit V, El Cajon, CA 92020

Property Summary

Property Type	Condominium
Details	2 bd · 2.5 ba · 981 sqft · built 1987
Lot Size	1.38 acres (60,253 sqft)
Owner	2 Company Names on Record
Last Sale	$120,000 (Jan 2010)
Tax Bill	$2,562 (2025)
Deeds & Mortgages	Oct 2023 Transfer Apr 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`493-070-15-01`

Property Details

APN / Parcel Number

Primary APN	`493-070-15-01`

Interior

Bedrooms	2 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	981 sqft Living Area

Exterior

Year Built	Built 1987
Effective Year Built	Effective 1987
Architectural Style	Contemporary
Exterior Material	Stucco
Roof Material	Composition Shingle
Lot Area	60,253 sqft
Garage Type	Carport
Carport	Carport
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	655 E WASHINGTON AVE, V
City	EL CAJON
State	CA
Zip	92020-5385
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	PRD-LOW
Legal Description	LOT 1 US A1PER DOC86-362030&UND INT IN TR 011474
Legal Subdivision	STONEGATE
Legal Tract	011474
Legal Block	1
Legal Lot Number	1
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	1
Census Block	1000
Census Tract	15301

Owner

Source: San Diego County records, as of July 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	655 E WASHINGTON AVE, V, EL CAJON, CA 92020-5385
Owner Type	Company
Vesting	Trust, Revocable Trust

Deeds, Mortgages & Sale History

Date	Document
Oct 12, 2023	Intrafamily Transfer, Transfer
Apr 30, 2020	Grant Deed, Transfer · VA Mortgage CALIBER HM LOANS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 25, 2010 · Amount on Record
Deed Sale	Jan 25, 2010 · Amount on Record
Prior Sale	Sep 6, 2005 · Amount on Record
Deed Document Number	201035593
Last Transfer Date	Oct 6, 2023
Transfer Doc	0000276751
Record Updated	Sep 20, 2026

October 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	Oct 12, 2023
Property Address	655 E WASHINGTON AVE UNIT V, V, EL CAJON, CA 92020-5385
Document Number	0000276751
Map Reference	DOC 86-362030
Instrument Date	Oct 6, 2023
Instrument	2023-0276751
Transaction Type	Transfer
Record Updated	Oct 23, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	655 E WASHINGTON AVE UNIT V, V, EL CAJON, CA 92020-5385

April 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Apr 30, 2020
Property Address	655 E WASHINGTON AVE UNIT V, V, EL CAJON, CA 92020-5385
Document Number	0000220974
Instrument Date	Apr 15, 2020
Instrument	220974
Transaction Type	Transfer
Record Updated	May 11, 2020
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN MTG SOLUTIONS

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$363.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	655 E WASHINGTON AVE #B EL CAJON CA 920205371, B, EL CAJON, CA 92020-5371

Mortgage

Document Number	220975
Date	Apr 30, 2020
Instrument	220975

Lender

Name	CALIBER HM LOANS
Type	Funding / Finance Company
Address	COPPELL, TX 75019

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 29, 2050

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 21, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	El Cajon City
Elementary School District	Cajon Valley Union Elementary School District (KG - 08)
Secondary School District	Grossmont Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$157,979 (+2%) Land $73,723 Building $84,256
2025	$2,562.00 (+2.52%)	$154,882 (+4.04%) Land $72,278 Building $82,604
2023	$2,499.00 (-1.73%)	$148,870 Land $69,472 Building $79,398
2022	$2,543.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HELIX WATER DISTRICT serves 277,918 people · EPA ID CA3710010
Water Source	Surface water
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 740 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Starlink Satellite	280 / 30
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: GeoLinks, T-Mobile, Verizon, Wyyerd Connect.

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