655 E Washington Ave, Unit L, El Cajon, CA 92020 Property Records

San Diego County property record for 655 E Washington Ave, Unit L, El Cajon, CA 92020

Property Summary

Property Type	Condominium
Details	3 bd · 2 ba · 886 sqft · built 1987
Lot Size	1.38 acres (60,253 sqft)
Owner	Individual Name on Record
Last Sale	$365,000 (Mar 2020)
Tax Bill	$5,341 (2025)
Deeds & Mortgages	May 2021 Mortgage Mar 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`493-070-15-21`

Property Details

APN / Parcel Number

Primary APN	`493-070-15-21`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	886 sqft Living Area

Exterior

Year Built	Built 1987
Effective Year Built	Effective 1987
Architectural Style	Condo/Apartment
Lot Area	60,253 sqft
Garage Type	Carport
Carport	Carport
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	655 E WASHINGTON AVE, L
City	EL CAJON
State	CA
Zip	92020-5371
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	PRD-LOW
Legal Description	LOT 1 US J1PER DOC86-362030&UND INT IN TR 011474
Legal Subdivision	STONEGATE
Legal Tract	011474
Legal Block	1
Legal Lot Number	1
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	1
Census Block	1000
Census Tract	15301

Owner

Source: San Diego County records, as of July 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	655 E WASHINGTON AVE, L, EL CAJON, CA 92020-5371
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 18, 2021	Deed of Trust, Mortgage · Conventional Mortgage POINT MORTGAGE CORP
Mar 27, 2020	Grant Deed, Transfer · Conventional Mortgage AMCAP MORTGAGE LTD

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 27, 2020 · Amount on Record
Deed Sale	Mar 27, 2020 · Amount on Record
Prior Sale	Jan 30, 2006 · Amount on Record
Deed Document Number	2020160328
Prior Transfer Date	Oct 13, 2005
Prior Transfer Doc	0000952691
Record Updated	Sep 20, 2026

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	655 E WASHINGTON AVE UNIT L, L, EL CAJON, CA 92020-5371
Transaction Type	Mortgage
Record Updated	Jun 7, 2021
Title Company	TICOR TITLE SAN DIEGO BR, TICOR TITLE SAN DIEGO BRANCH

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	655 E WASHINGTON AVE L, L, EL CAJON, CA 92020-5371

Mortgage

Document Number	0000379097
Date	May 18, 2021
Instrument	2021-0379097

Lender

Name	POINT MORTGAGE CORP
Type	Mortgage Company
Address	CHULA VISTA, CA 91914

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2051

March 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Mar 27, 2020
Property Address	655 E WASHINGTON AVE UNIT L, L, EL CAJON, CA 92020-5371
Document Number	0000160328
Map Reference	MAP 11474
Instrument Date	Mar 6, 2020
Instrument	2020-0160328
Transaction Type	Transfer
Record Updated	Aug 24, 2021
Title Company	EQUITY TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	655 E WASHINGTON AVE UNIT L, L, EL CAJON, CA 92020-5371

Mortgage

Document Number	0000160329
Date	Mar 27, 2020
Instrument	2020-0160329

Lender

Name	AMCAP MORTGAGE LTD
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2050

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 21, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	El Cajon City
Elementary School District	Cajon Valley Union Elementary School District (KG - 08)
Secondary School District	Grossmont Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$407,158 (+2%) Land $96,237 Building $310,921
2025	$5,341.00 (+2.32%) Homeowner's exemption	$399,175 (+4.04%) Land $94,350 Building $304,825
2023	$5,220.00 (-0.02%) Homeowner's exemption	$383,677 Land $90,687 Building $292,990
2022	$5,221.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HELIX WATER DISTRICT serves 277,918 people · EPA ID CA3710010
Water Source	Surface water
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 740 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Starlink Satellite	280 / 30
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: GeoLinks, T-Mobile, Verizon, Wyyerd Connect.

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