San Diego County property record for 655 E Washington Ave, Unit J, El Cajon, CA 92020
| Property Type | Condominium |
|---|---|
| Details | 2 bd · 2 ba · 845 sqft · built 1987 |
| Lot Size | 1.38 acres (60,253 sqft) |
| Owner | Individual Name on File |
| Last Sale | $540,000 (Feb 2026) |
| Tax Bill | $3,451 (2025) |
| Deeds & Mortgages | Feb 2026 Sale & Mortgage Feb 2026 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 493-070-15-20 |
| Primary APN | 493-070-15-20 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 845 sqft Living Area |
| Year Built | Built 1987 |
|---|---|
| Effective Year Built | Effective 1987 |
| Architectural Style | Condo/Apartment |
| Lot Area | 60,253 sqft |
| Garage Type | Carport |
| Carport | Carport |
| Parking Spaces | 2 Parking Spaces |
| Street Address | 655 E WASHINGTON AVE, J |
|---|---|
| City | EL CAJON |
| State | CA |
| Zip | 92020-5371 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Condominium |
| Local Zoning Code | PRD-LOW |
| Legal Description | LOT 1 US I3PER DOC86-362030&UND INT IN TR 011474 |
| Legal Subdivision | STONEGATE |
| Legal Tract | 011474 |
| Legal Block | 1 |
| Legal Lot Number | 1 |
| Jurisdiction | SAN DIEGO CA |
| Township / Civil Division | SAN DIEGO |
| Census Block Group | 1 |
| Census Block | 1000 |
| Census Tract | 15301 |
Source: San Diego County assessment roll, as of July 21, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 340 W PALM AVE, EL CAJON, CA 92020-5189 |
| Owner Type | Individual |
| Vesting | Sole Owner |
| Date | Document |
|---|---|
| Feb 17, 2026 | Grant Deed, Transfer · Conventional Mortgage CHANGE LENDING LLC |
| Feb 17, 2026 | Intrafamily Transfer, Transfer CHICAGO TITLE COMPANY |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Feb 17, 2026 · Amount on Record |
| Deed Sale | Feb 17, 2026 · Amount on Record |
| Prior Sale | Sep 9, 2015 · Amount on Record |
| Deed Document Number | 202641756 |
| Prior Transfer Date | Dec 15, 2005 |
| Prior Transfer Doc | 0001101118 |
| Record Updated | Sep 20, 2026 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Feb 17, 2026 |
| Property Address | 655 E WASHINGTON AVE UNIT J, J, EL CAJON, CA 92020-5371 |
| Document Number | 0000041756 |
| Map Reference | MAP 11474 |
| Instrument Date | Feb 7, 2026 |
| Instrument | 2026-0041756 |
| Transaction Type | Transfer |
| Record Updated | Mar 6, 2026 |
| Title Company | CHICAGO TITLE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 340 W PALM AVE # J, J, EL CAJON, CA 92020-5189 |
| Document Number | 0000041758 |
|---|---|
| Date | Feb 17, 2026 |
| Instrument | 2026-0041758 |
| Name | CHANGE LENDING LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 1, 2056 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Feb 17, 2026 |
| Property Address | 655 E WASHINGTON AVE UNIT J, J, EL CAJON, CA 92020-5371 |
| Document Number | 0000041757 |
| Map Reference | FILE 86-362030 |
| Instrument Date | Feb 6, 2026 |
| Instrument | 2026-0041757 |
| Transaction Type | Transfer |
| Record Updated | Feb 25, 2026 |
| Title Company | CHICAGO TITLE COMPANY |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 340 W PALM AVE, EL CAJON, CA 92020-5189 |
Source: San Diego County assessment roll, as of July 21, 2026
| Type | Name |
|---|---|
| State | California |
| County | San Diego County |
| Municipality | El Cajon City |
| Elementary School District | Cajon Valley Union Elementary School District (KG - 08) |
| Secondary School District | Grossmont Union High School District (09 - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $235,448 (+2%) Land $83,311 Building $152,137 | |
| 2025 | $3,451.00 (-0.2%) | $230,832 (+4.04%) Land $81,678 Building $149,154 |
| 2024 | $3,458.00 (+2.58%) | |
| 2023 | $3,371.00 (-0.91%) | $221,870 Land $78,507 Building $143,363 |
| 2022 | $3,402.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective September 3, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HELIX WATER DISTRICT serves 277,918 people · EPA ID CA3710010 |
|---|---|
| Water Source | Surface water |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 740 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable | 2,000 / 100 |
| Starlink Satellite | 280 / 30 |
| AT&T DSL · Fiber in parts of the area | 100 / 20 |
May also be available: GeoLinks, T-Mobile, Verizon, Wyyerd Connect.
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