655 E Washington Ave, Unit J, El Cajon, CA 92020 Property Records

San Diego County property record for 655 E Washington Ave, Unit J, El Cajon, CA 92020

Property Summary

Property TypeCondominium
Details2 bd · 2 ba · 845 sqft · built 1987
Lot Size1.38 acres (60,253 sqft)
OwnerIndividual Name on File
Last Sale$540,000 (Feb 2026)
Tax Bill$3,451 (2025)
Deeds & MortgagesFeb 2026 Sale & Mortgage
Feb 2026 Transfer
Flood ZoneZone X (minimal risk)
APN493-070-15-20

Property Details

APN / Parcel Number

Primary APN493-070-15-20

Interior

Bedrooms2 Beds
Full Baths2 Baths
Building Area845 sqft Living Area

Exterior

Year BuiltBuilt 1987
Effective Year BuiltEffective 1987
Architectural StyleCondo/Apartment
Lot Area60,253 sqft
Garage TypeCarport
CarportCarport
Parking Spaces2 Parking Spaces

Location & Zoning

Street Address655 E WASHINGTON AVE, J
CityEL CAJON
StateCA
Zip92020-5371
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Condominium
Local Zoning CodePRD-LOW
Legal DescriptionLOT 1 US I3PER DOC86-362030&UND INT IN TR 011474
Legal SubdivisionSTONEGATE
Legal Tract011474
Legal Block1
Legal Lot Number1
JurisdictionSAN DIEGO CA
Township / Civil DivisionSAN DIEGO
Census Block Group1
Census Block1000
Census Tract15301

Owner

Source: San Diego County assessment roll, as of July 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address340 W PALM AVE, EL CAJON, CA 92020-5189
Owner TypeIndividual
VestingSole Owner

Deeds, Mortgages & Sale History

DateDocument
Feb 17, 2026Grant Deed, Transfer · Conventional Mortgage
CHANGE LENDING LLC
Feb 17, 2026Intrafamily Transfer, Transfer
CHICAGO TITLE COMPANY

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleFeb 17, 2026 · Amount on Record
Deed SaleFeb 17, 2026 · Amount on Record
Prior SaleSep 9, 2015 · Amount on Record
Deed Document Number202641756
Prior Transfer DateDec 15, 2005
Prior Transfer Doc0001101118
Record UpdatedSep 20, 2026

February 2026: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSAN DIEGO CA
Recording DateFeb 17, 2026
Property Address655 E WASHINGTON AVE UNIT J, J, EL CAJON, CA 92020-5371
Document Number0000041756
Map ReferenceMAP 11474
Instrument DateFeb 7, 2026
Instrument2026-0041756
Transaction TypeTransfer
Record UpdatedMar 6, 2026
Title CompanyCHICAGO TITLE COMPANY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Notice of Default
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address340 W PALM AVE # J, J, EL CAJON, CA 92020-5189

Mortgage

Document Number0000041758
DateFeb 17, 2026
Instrument2026-0041758
Lender
NameCHANGE LENDING LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMar 1, 2056

February 2026: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionSAN DIEGO CA
Recording DateFeb 17, 2026
Property Address655 E WASHINGTON AVE UNIT J, J, EL CAJON, CA 92020-5371
Document Number0000041757
Map ReferenceFILE 86-362030
Instrument DateFeb 6, 2026
Instrument2026-0041757
Transaction TypeTransfer
Record UpdatedFeb 25, 2026
Title CompanyCHICAGO TITLE COMPANY

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address340 W PALM AVE, EL CAJON, CA 92020-5189

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 21, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Diego County
MunicipalityEl Cajon City
Elementary School DistrictCajon Valley Union Elementary School District (KG - 08)
Secondary School DistrictGrossmont Union High School District (09 - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$235,448 (+2%) Land $83,311 Building $152,137
2025$3,451.00 (-0.2%)$230,832 (+4.04%) Land $81,678 Building $149,154
2024$3,458.00 (+2.58%)
2023$3,371.00 (-0.91%)$221,870 Land $78,507 Building $143,363
2022$3,402.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemHELIX WATER DISTRICT
serves 277,918 people · EPA ID CA3710010
Water SourceSurface water
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 740 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Cox Communications
Cable
2,000 / 100
Starlink
Satellite
280 / 30
AT&T
DSL · Fiber in parts of the area
100 / 20

May also be available: GeoLinks, T-Mobile, Verizon, Wyyerd Connect.

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